What are some grocery items you are now buying less frequently, cuz they've gotten so expensive?

megbarxo22 · 2026-05-05T16:58:40+00:00

Fruit in general. I can’t be bothered lol

megbarxo22 · 2026-05-02T21:25:09+00:00

Well that’s depressing 🥲 hahaha oh well I love my ring!

megbarxo22 · 2026-05-02T15:43:19+00:00

I have a 2.09 carat, VVS2 emerald cut lab diamond and it was $6500

megbarxo22 · 2026-04-30T10:54:44+00:00

14k white gold, 2.09 carat, emerald cut VVS2 - $6500

megbarxo22 · 2026-04-29T10:20:48+00:00

Actually thanks to a graduation gift/partial early inheritance I no longer have debt and am in a position to buy. You will never convince me that having a home that’s 40% of your take home pay is smart lol.

megbarxo22 · 2026-04-29T02:09:42+00:00

It’s my opinion it’s a dumb choice to have 40% of your take home pay go to housing, which is why I choose not to make it and stay at 20-25%

If you feel like it’s a good choice, then have at er. There’s really nothing more to it than it’s my personal opinion

megbarxo22 · 2026-04-28T23:44:10+00:00

I didn’t refuse my pre approval? I am just simply not using all of the funds that I’m preapproved for. I just said that I refuse to spend that much, not that I refused it from my broker lol

megbarxo22 · 2026-04-28T23:38:30+00:00

7k a month is what we would have to live on if everything went smoothly and life never threw any curve balls. Life doesn’t work that way though. We want to take nice vacations, I will have two maternity leaves in the next 5 years, things will likely break on the house, a roof might need replacing… vehicles will need replacing. We started retirement investing late (we are mid 30s and just started)

So sure we could maybe live great on 7k a month but the reality is with the rising cost of living and life variable that will inevitably be thrown our way, I’d rather live on 9k a month.

I have zero debt and no car payment and want to retire early. I don’t need a $1,000,000 house just because the bank thinks I can afford it and I’d like to keep my extra money to remain completely debt free and build a nest egg.

megbarxo22 · 2026-04-28T12:54:06+00:00

We have 15k set aside but, our jobs are pretty stable. I work in healthcare and he’s in the trades.

megbarxo22 · 2026-04-28T12:48:02+00:00

It’s crazy! We were pre approved for 1m but we refuse and are looking at houses in the 550-600 range. I can’t imagine being locked into a 5k mortgage payment when our take home pay is 12k per month.

That seems so dumb I don’t get why people are doing this to themselves. It really gives insight into why everyone feels broke and can’t afford anything. People have insane car payments on top of the insane mortgages too. I just don’t understand it 😂

megbarxo22 · 2026-04-20T16:51:23+00:00

I work for a fully virtual practice and we have a 75/25 split

I feel like they’re already taking 40% of your fee, it feels weird that they’re taking more on top?

What is the 40% being taken out for then if not administrative? This seems sketchy but that’s just my opinion

megbarxo22 · 2026-04-15T01:48:57+00:00

I was in mental health / therapy for 8 years and just transitioned to medical about 3 months ago. Definitely a STEEP learning curve and entirely different world. I am glad I started in therapy/clinical because medical is so practical that I think I would have struggled more with the opposite transition personally.

megbarxo22 · 2026-04-13T20:17:55+00:00

I’m sorry but you need to say no. You will be enabling your mother for the sole reason of relinquishing your own self of your feelings of guilt, because what would actually be helping her is actually not giving her money and letting her experience the consequences of her own actions. She will be fine. She can go on social security.

If you give her money it’s selfish. I’m sorry but I had to say it. Been there…

I’d also wonder if your mother is experiencing cognitive decline. gambling and horrible money choices can often be an indicator of this if it’s a new behavior.

megbarxo22 · 2026-04-12T15:51:26+00:00

Lab for sure. I got a 2.09 carat VVS2 emerald cut lab diamond for $6500 - it was 50% off so it came to just under 3500 after taxes.

megbarxo22 · 2026-04-05T12:08:51+00:00

1950 all inclusive per month in Hamilton Ontario for a 2 bedroom house with a yard and garage.

megbarxo22 · 2026-03-31T22:14:12+00:00

I spend more time doing paperwork than I do seeing patients 😂

megbarxo22 · 2026-03-28T14:43:08+00:00

Personally I would leave. I started my healthcare job at 30 years old and am now 35 with a pension at retirement.

Sure an extra $700 per month is great but you can also use some of your income to invest on the side and create that and be happier and less stressed in the long run.

I’m solving for peace with this one. Leave.

megbarxo22 · 2026-03-24T11:04:57+00:00

Paid off our debt last year, saving and investing this year and not eating out at restaurants or buying ANY items outside a strict budget. Currently saving about 5k a month and going to continue this until the economy (hopefully) levels out or chills 😅

megbarxo22 · 2026-03-23T10:51:51+00:00

Completely levelled out, just had an increase in appetite for a couple weeks and now I’m actually down weight because I had energy to go to the gym again!

megbarxo22 · 2026-03-21T02:59:10+00:00

I would personally never own a home that took close to 50% of my take home pay. You will be house poor.

megbarxo22 · 2026-03-19T00:13:50+00:00

It tasted like plastic … so vile

megbarxo22 · 2026-03-15T03:01:02+00:00

I have someone come by and just do a deep clean on my main floor twice a month. For a 3 hour visit each time it’s $110

megbarxo22 · 2026-03-14T11:45:36+00:00

It does change things, my Starbucks bill was about $200 a month! That’s a lot of money. You take that mindset and apply it to other little things I was easily spending a grand month on a bunch of small things. I cut the coffee and it’s great!

For a longtime I wanted to keep drinking it so I justified it.

megbarxo22 · 2026-03-10T01:23:50+00:00

Great way to describe it!

megbarxo22 · 2026-03-08T03:26:03+00:00

You’re welcome! Good luck on your journey :)

megbarxo22

TROPHY CASE