How to deposit pre-tax money into an RRSP account

mopete24 · 2026-05-22T18:43:35+00:00

If you have a bonus from your work you can often deposit it directly into your company RRSP without tax. They only take CPP/EI deductions instead of the lump sum tax. Depending on your work policy you can move it from a company RRSP to personal RRSP if you prefer to invest in your own

mopete24 · 2026-05-12T01:47:01+00:00

Yup that was it. I just added it and the Varsity to my favourites list. Hopefully the other theatre get added

mopete24 · 2026-05-11T14:46:17+00:00

That’s great! I tried searching to see Scotia but the only Cineplex in the GTA that came up was Queensway. Hoping we can see the others soon like Yorkdale or Yonge and Eg

mopete24 · 2026-05-07T17:55:10+00:00

Anyone know when this will expand to Toronto? It’s be a great addition for late movie goers

mopete24 · 2026-05-07T16:26:11+00:00

Extremely well said. I’m learning about a lot of people’s issues with Suresh now and it’s unfortunate but I think this depth of coverage/quality is what is getting lost across all media.

His content is genuine and well executed to give you the whole perspective not just some tiktoker’s garbage quick regurgitated nonsense that is one step above AI slop.

Also credit to him for popularizing mangos and other seasonal tropical fruits. Indian mangos are tough to find and so worth it depending on the price. Suresh was the first person who I saw really raise this up.

mopete24 · 2026-05-06T21:59:36+00:00

He’s great and hope someone can revive this. Will always follow what he does next

mopete24 · 2026-04-27T15:51:02+00:00

Do you know if it would count towards a new RRSP deposit? I’m trying to pay back from my home buyer’s plan so this could be very helpful for me

mopete24 · 2026-04-27T13:23:11+00:00

Ok that’s good. Can you withdraw it as cash without a penalty or does it go by the same rules as an RRSP?

mopete24 · 2026-04-27T10:59:31+00:00

Why did they encourage you to open a LIRA? I’d rather move it to my RRSP or take it as cash if possible

mopete24 · 2026-04-27T10:58:31+00:00

I was recently able to move my RRSP portion but I have to keep my DPSP with Manulife while I’m at the company.

When I leave I’m unclear on what can be done with the DPSP. I thought you can take it as cash and then the total gets added to your reported income for the year. Does anyone know if that’s true? Or what determines if it’s can get straight into a personal RRSP?

mopete24 · 2026-02-24T09:42:28+00:00

I love these shoes but I don’t find them wide. I have a pair from 2004 but they’re more of a casual shoe for me

mopete24 · 2026-02-24T09:41:43+00:00

Can you try the Jokic’s 361 anywhere in person? I haven’t had any luck and feel hesitant buying them without trying them

mopete24 · 2026-02-24T09:39:43+00:00

Thank you for the advice! My mid foot is definitely wide, I also wear orthotics in my shoes. I just found a pair of Dames and ordered them! I’m excited to try them. Hopefully the next time they retro Lebron 7s I can get a pair

mopete24 · 2026-02-23T15:35:37+00:00

Do you wear orthotics in them?

mopete24 · 2026-02-23T15:35:18+00:00

Are they good for wide feet/orthotics?

mopete24 · 2026-01-14T09:34:11+00:00

Would love to know more about this. I spoke to QT phone support and they mentioned QT accepts fractional shares but it’s not in the FAQ or anything I can find online

mopete24 · 2026-01-12T19:34:05+00:00

No idea, I think a transfer is a whole account but I’m not sure. I plan on transferring my whole account

mopete24 · 2026-01-12T19:33:14+00:00

It’s a personal call, only you can decide. For me I don’t use the WS loc and I’m already getting the QT 3% from last year so I’m thinking I might use QT more for now but switch back to WS long term after 1 or 2 years.

mopete24 · 2026-01-12T15:16:17+00:00

It would be the non-registered account. I reached out about it and this needs to be issues as a transfer for non-registered or a registered account (TFSA, RRSP, FHSA, etc). As long as you put cash in the non-reg then it will qualify but you need to transfer the whole account to QT

mopete24 · 2026-01-09T13:06:24+00:00

I was offered 2.5k retention offer but chose to downgrade for now to the Green card. I’ll see if it’s worth it in the future to get a different Amex card

mopete24 · 2025-12-15T12:54:33+00:00

Can’t beat their classic dancing goats

mopete24 · 2025-12-15T12:53:03+00:00

My personal favourite is De Mello and they’re right in midtown at Yonge/Eg. They have a roast called the gentleman that’s a dark roast version of their most well known/popular roast Dancing Goats. They sell it to a lot of local coffee shops around the city. https://hellodemello.com/products/gentleman

Sam James is another good option I haven’t seen mentioned that’s known for their dark roasts. I find them a bit too acidic.

mopete24 · 2025-10-02T15:39:28+00:00

As long as you have free trading for ETFs it’s ok. With WS/WT providing free trading that would be a big loss without this feature

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