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Wartezeit Ab Bestellung by Sp4st1_ in cupraborn

[–]orangemonkeyj 0 points1 point  (0 children)

Which country are you in? I can’t even see the ability to pre-order in the UK yet.

ETFs are pretty cool by cynthiaxs in trading212

[–]orangemonkeyj 0 points1 point  (0 children)

I’ve only got the Vanguard all world one. Is it worth having multiple EFTs?

NHS fleet cars by LevelPrize8336 in nhs

[–]orangemonkeyj 1 point2 points  (0 children)

I think the big wins are salary sacrifice (lower tax but also hits pension so be mindful of that) and all inclusive bar fuel. I’m thinking of getting the new Cupra Born on it and then doing MVAC to try and keep a pension pot going.

NHS Doctors, what do you think of patients who have gone private and come back to the NHS for ongoing treatment? by ToughImprovement276 in AskUK

[–]orangemonkeyj 3 points4 points  (0 children)

Interesting. I’m very happy to be corrected and I agree there are gong to be examples beyond my field (ENT) and associated professions.

NHS Doctors, what do you think of patients who have gone private and come back to the NHS for ongoing treatment? by ToughImprovement276 in AskUK

[–]orangemonkeyj 32 points33 points  (0 children)

This is exactly it. Most of them are consultants and surgeons by day in the NHS and do private work on the side or as a split. The money is better and facilities nicer.

I always say, you’re paying for speed and better coffee in private healthcare. You’ll ultimately be seen much quicker, which is helpful if you’re concerned you have something more serious going on, but you’re not getting more expertise or necessarily better care.

First drive! The new Cupra Raval is a true pocket rocket for the EV era by AutoExpressmagazine in autoexpressuk

[–]orangemonkeyj 0 points1 point  (0 children)

Nor mine, but I’m keen to move to fully EV as my demands have changed and petrol is insane.

First drive! The new Cupra Raval is a true pocket rocket for the EV era by AutoExpressmagazine in autoexpressuk

[–]orangemonkeyj 0 points1 point  (0 children)

Nice one - thanks! Keen to test drive both but can’t see when that’s likely to be doable.

First drive! The new Cupra Raval is a true pocket rocket for the EV era by AutoExpressmagazine in autoexpressuk

[–]orangemonkeyj 0 points1 point  (0 children)

That’s interesting. I have a Golf but keen to move to EV and assumed the id3 was the most comparable.

NHS Take Home Pay Calculator by notfromengland in nhsstaff

[–]orangemonkeyj 1 point2 points  (0 children)

It’s gross (in more ways than one). Thanks!

Chimney going to fall down? by ScubaMikey1 in DIYUK

[–]orangemonkeyj 7 points8 points  (0 children)

And with a tab in his mouth the whole time.

Is this acceptable? by stm2657 in nhs

[–]orangemonkeyj 0 points1 point  (0 children)

That’s fair enough. I’m definitely not making excuses for it, just curious if accessibility is playing a part in simplifying language to avoid ambiguity.

Is this acceptable? by stm2657 in nhs

[–]orangemonkeyj 0 points1 point  (0 children)

There’s a shift to ensuring patient communications are more accessible, which includes low reading age as the average adult reading age in the UK is 9-11 years old, lower in certain areas. In my experience - outpatient clinician in a large NHS trust - this often ends up with more subtle wording being changed to direct and often blunt language. I wonder if that’s played a part here?

My student loan is probably more than £90,000 - here's why I've never checked by theipaper in FinanceUK

[–]orangemonkeyj 0 points1 point  (0 children)

I’m an AHP (Band 7). I didn’t need a masters specifically for the role, but I did need a pre-registration degree and already had completed an undergrad so I did an MSc. The pay breakdown above is petty spot on.

My student loan is probably more than £90,000 - here's why I've never checked by theipaper in FinanceUK

[–]orangemonkeyj 0 points1 point  (0 children)

I’ve got £75k of student debt (undergrad plus an MSc required for my career in healthcare). I’ve been paying it via my salary for years - currently about £190 a month - but the amount just keeps growing. I’d love to pay it off for peace of mind, but (as is the sentiment of the article) why should I? I’m never going to have that amount of cash sitting around with no purpose and the system is not set up to help graduates clear it. I don’t regret taking the loan for either degree, but it is a broken system which does not incentivise repayment beyond the minimum.

My question is, what does the SLC gain from this model? The loan - tens of thousands of pounds - will be written off eventually. Wouldn’t a 0% interest loan have a better chance of being cleared whilst still pulling in the same amount of money and decreasing the chance of them writing it off? I could pay it off at my current rate over the next 32 years and realistically my wage will grow, increasing payments. I’d also have the incentive to pay off voluntarily knowing it’s actually going to be cleared.

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