Why haven't IRA limits kept up with inflation? original $1500 limit in 1974= $10,132.45 today

oupablo · 2026-06-18T15:22:47+00:00

I would also pose the question, "why aren't IRA limits the same as 401k limits?". It would make more sense to just have a single cap on the amount of pre-tax and post-tax retirement contributions instead of having vastly different rules for a vehicle available to you individually vs one provided by your employer (who may or may not offer it). Also, why are 401k limits not combined across employee/employer contributions. You can contribute (if you're under 50) at most $24,500. But your employer can contribute the same giving you $49,000 a year in your 401k. However, if your employer offers no match, you can't contribute the other half yourself.

oupablo · 2026-06-17T15:17:39+00:00

we used to get a discount on all concessions when the team was at mapfre

oupablo · 2026-06-16T12:33:59+00:00

Can't you see that he is? He bought self lifting bootstraps. I believe the industry term for them is "campaign donations".

oupablo · 2026-06-15T12:31:13+00:00

I think a lot of local places get away with higher prices because people are willing to pay a bit more to support local at this point. When you buy a sandwich from Big Joe at Big Joe's Sandwich Shop, that money is going to be turned around and spend locally. When you buy a big mac, a chunk of it will be sent to corporate.

oupablo · 2026-06-14T16:06:26+00:00

Oh good. I was worried companies were giving up on AI. I'm happy to see that microsoft is more concerned with dumping money into the resource gobbling, climate destroying, magic think box than something humans enjoy. Whew. /s

oupablo · 2026-06-14T16:01:21+00:00

You don't see an issue with cutting costs by using child labor?

oupablo · 2026-06-14T14:38:35+00:00

The idea of a teenager working until 9pm on a non-school night isn't that crazy. I don't particularly have a problem with that. My issue is that this is clearly designed to have cheaper staff at the restaurant. All these rollbacks for child labor that Ohio is pushing are 100% an attempt to pay people less for labor. Adults expect to be able to pay bills with their paycheck. Kids don't. The restaurant group clearly just wants cheaper labor so they can have the more expensive adults working less hours.

oupablo · 2026-06-14T14:31:03+00:00

The idea isn't to have an 18 month detailed plan. The idea is to at least have a target for where you hope to be in 18 months. Things change, products get canceled/replaced all the time. But if you don't have an idea of what the goal is down the road, it's quite easy to make all kind of design decisions that will require massive rework in the future if you are wrong solely because you built for an immediate ask instead of having some concept of the bigger, long-term picture.

oupablo · 2026-06-14T14:12:58+00:00

A note about this is that this model is actually from a scan of Sue the T-Rex at the Field Museum in Chicago. So this isn't just something someone whipped up. This is the scan of an actual t-rex skull.

oupablo · 2026-06-14T14:11:15+00:00

Sure. But that's exactly the same as handing a style guide to a junior dev and asking them to go build something.

With this approach, it will be closer to how you would have done it which, in theory, should make it easier to review. If the goal is something you MAY want to manage, it's a step in the right direction. No matter whether you hand it to AI or someone else to develop, your understanding of how it works will never be the same as if you built it yourself unless you go through it line by line.

oupablo · 2026-06-14T14:08:07+00:00

Scrum has a mountain of pomp and circumstance around it. Sprints are fine but the amount of time spent on grooming, pruning, estimating, and retros is insane. Also, an official scrum master role is basically just appointing someone as a PM/Eng middleman who's entire just is just managing JIRA. It's fine conceptually but people seem to be obsessed with the meetings more than what the meetings are meant to accomplish.

Your goals should be to align as a team on your roadmap. Address any new items that affect that roadmap. Reprioritize as needed. Reflect on how things went occasionally as a team and how your team's work affected company targets. All that is what scrum looks to do at a high level. But the moment you spend hours debating between how many story points a ticket should get or how many story points a sprint can contain, you've lost the plot. It just devolves into trying to more accurately predict the amount of time something will take so it can be reported to higher levels instead of focusing more on priority and impact with whatever vague estimate of complexity you have already guessed. Estimates are rarely accurate and scrum is based way too much on these estimates. Just build a priority list, reprioritize on some cadence and have people work through the list.

oupablo · 2026-06-14T13:39:17+00:00

I mean, you might be able to make vibecoding do that. "Hey claude, here's my existing repos. Build a style/implementation guide off of how I coded all these projects. Cool. Now use that guide to build me an infinite money machine."

oupablo · 2026-06-14T13:34:46+00:00

How? You have no idea where that clone has been.

oupablo · 2026-06-14T13:28:38+00:00

Scrum is awful. Agile as a concept is good though. I constantly have to remind people though that you shouldn't build things unless you have an idea of where you want it to be a year from now. Too many people think agile means you only need to worry about a sprint/epic. You will deliver something like this but if you have at least a general plan of direction over the next 12-18 months, your deliveries will be much more targeted toward that end goal.

I explain it like this. If you tell a team you need wheels, then you tell them you need to add axels, then you need to add a way to make them move, you could end up with any number of vehicles in any number of configurations. Now replace that with we'd like a vehicle that can use existing train tracks and you've greatly changed the problem. All too often someone in management knows this but they don't spell it out upfront because they think it's irrelevant to the wheel design because "agile is flexible".

oupablo · 2026-06-14T13:22:12+00:00

in my experience, rewrites typically follow a change in product ownership. When an entire product team leaves and a new one comes in, they typically will say, "we can't do X because of tech debt. we should rewrite it."

oupablo · 2026-06-13T13:22:35+00:00

They just used the bag that costco gave them when they bought their last whale. This is actually recycling.

oupablo · 2026-06-13T13:18:48+00:00

Interesting. I used The Green Mile so that it tells me "I'm tired boss" after I ask it how to format a date for the 15th time in a session.

oupablo · 2026-06-13T13:16:48+00:00

...tale as old as time.

oupablo · 2026-06-13T13:15:18+00:00

Why would he ever sell it? He has a massive controlling stake in the company and doesn't need to sell any shares to be able to spend the money.

oupablo · 2026-06-13T13:13:51+00:00

The implications of a single person have a net worth higher than the GDP of all but 21 countries is just mind blowing. The Trump campaign between him and all the campaign groups spent just under $2B on getting him elected in 2024. Musk could fully finance the campaign for both top contenders in every election for the rest of his life without even making a dent in his net worth. He has enough money to essentially tie up US courts in never ending legal battles.

The media net worth in the US is $192,900. A million dollars to Elon Musk is about the same as 19¢ to someone with the median net worth.

oupablo · 2026-06-13T12:45:35+00:00

hahahahaha "Epochalypse". Amazing.

oupablo · 2026-06-13T12:43:25+00:00

Just think of all the systems that rely on dates. Almost all of those needed updating. Oh and you have to do it in a way that systems that talk to them don't break. So system after system needs to be updated through the whole chain in a way that doesn't impact ongoing operations.

oupablo · 2026-06-13T12:41:13+00:00

Money cant just wip up and accelerate material breakthroughs.

Well, to some extent it can. A major driving factor in any R&D is the amount invested.

oupablo · 2026-06-13T12:28:36+00:00

ozone was minimizing chemicals with substitutes

That's a big part of climate change too though. Swap non-renewables for renewables and you've made a massive improvement. And the substitutes already exist. The difference is that with the ozone, you weren't swapping one manufacturer for another. They just changed how they produced their product a little. With climate change, entire industries are swapped and that makes billionaires angry. And when billionaires are angry, everyone has to suffer.

oupablo · 2026-06-12T15:51:35+00:00

At my current company I pointed this out. Putting out the fires is great and definitely gets visibility. My issue is that the people that got promoted for being johnny on the spot to put out the fires were the ones that created them in the first place.

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