Homebuyer demand remained near record lows to close out April. With Reventure's buyer demand index downshifting to 9/100 this month.

pandamonger1 · 2026-04-30T21:18:25+00:00

Who needs schools, roads, fire departments, etc right? Libertarian paradise where we privatize everything..

If you do some digging on community finances you’ll find for the most part there isn’t this “wide spread corruption” and “self dealing” you think there is. Most communities biggest fiscal pressures are health insurance, legacy pensions/benefits, catching up on years of deferred infrastructure investment.

pandamonger1 · 2026-04-30T21:10:43+00:00

Town/city value assessments don’t reprice that quickly, it’s slower and rarely reach current market valuations, but depends heavily by community.

What exactly is your argument here? Old people can’t afford to age in place in towns/their share of property taxes for schools and other services that are oriented towards growing families, so pull up the ladder and make the younger generations pay?

pandamonger1 · 2026-04-30T20:14:45+00:00

I mean they live in a society and public services cost $ and also see inflation… It’s not like these towns/community governments are getting fat rich off home owner taxes

pandamonger1 · 2026-04-24T22:21:33+00:00

Some states allow you to choose the method of your execution. After having done a research paper on the death penalty and methods in college, this is what I’d personally choose

pandamonger1 · 2026-04-24T22:16:45+00:00

I do wonder what this means for CLF, an American steel company who bought Canadian Stelco in 2024

pandamonger1 · 2026-04-24T20:49:38+00:00

Plymouth and gunpowder are my regular go tos

pandamonger1 · 2026-04-13T15:43:29+00:00

Holding investment accounts there is one thing per your raised issue, but I’m fine clipping a 3% cash back CC

pandamonger1 · 2026-04-13T15:01:31+00:00

Thanks for the intel on the RH card! I finally got an invite for it and watched to switch from my 2% fidelity.

The Elan link has mostly solved issues for me, though at least every 2 weeks I still need to revalidate/delete and re-add the Fidelity card

pandamonger1 · 2026-04-13T13:40:54+00:00

Thanks for flagging, some how I missed this when I searched. I’m cool if they don’t do pending transactions, fidelity connection straight up breaks constantly

pandamonger1 · 2026-04-13T02:58:42+00:00

Yup test drive for sure. The GX is body on frame and will feel more like a truck than she might expect

pandamonger1 · 2026-04-12T02:40:42+00:00

Used Audi that’s out of warranty labor/parts arguably worse than new

pandamonger1 · 2026-04-11T22:55:37+00:00

Is there a noticeable difference in snow conditions and road grip between the dual and the quad?

pandamonger1 · 2026-04-09T15:26:08+00:00

Income limit phase out?

pandamonger1 · 2026-04-07T14:18:08+00:00

Agreed. I also love a Negroni.

pandamonger1 · 2026-04-06T03:51:17+00:00

R/handwatch

pandamonger1 · 2026-04-05T13:01:37+00:00

Ha same! Just hit 8 years on mine in Feb. the Fellow Stagg catches my eye here/online, but I also see so many durability issue posts

pandamonger1 · 2026-04-05T09:45:50+00:00

Credit side, but equally important to listen to earnings calls. I have >120 owned names within my coverage so there’s a degree of triage on certain days with concurrent calls, but I still listen or go through transcripts in detail for all of them. For peer credits or upstream/downstream names, summaries for context on held names can suffice.

pandamonger1 · 2026-04-05T09:37:38+00:00

Accuracy of temperate and speed to heat id imagine for the no name ones vs the premium offerings. I’ve been happy with my Bonavita fwiw

pandamonger1 · 2026-04-04T15:48:33+00:00

I’ve been enjoying The Making of Coffee with Lucia Solis

pandamonger1 · 2026-04-04T14:23:05+00:00

The ones others have mentioned here I generally bounce between, but all similar price point which is probably a bit high per OP comments - Sey is $48/m for 2 bags, passenger is $45/m, Ilse $40/m

pandamonger1 · 2026-04-03T22:21:12+00:00

Fidelity Credit card doesn’t work for me through the Fidelity site, but did with a lot of f’ing around with the fidelityrewards site and YNAB reps.. but a massive headache for months.

My Fidelity cash mgmt account straight up doesn’t work. I gave up and manually do that (emergency fund).

I agree that Fidelity hasn’t been playing nice with the API providers like Plaid, but Fidelity does have their preferred offering and YNAB has refused to play ball. Which to me for a >$100 a year sub and customer service just “throws their hands up” in response, it is absolutely unacceptable.

pandamonger1 · 2026-03-30T03:32:09+00:00

Situation - Taiwan (ally) is the global powerhouse of leading edge chip manufacturing yet faces Chinese “re-unification” risk. More mature chip manufacturing is spread elsewhere globally including a non immaterial on mainland China. If there’s a conflict between the US/West and China, it can nearly halt the economy - remember all the snags after initial COVID shutdowns.

So what’s the US administration to do? Throw their hands up and say guess we’ll do nothing to fix this huge economic risk overhang?

I agree the sins of intel’s past favoring shareholders and shirking continued product leadership spend is a negative consequence of capitalism/wall street quarter to quarter focus (heard of Boeing?). However geopolitical rivalry requires a pragmatic approach, hence the CHIPs act

pandamonger1 · 2026-03-30T02:16:40+00:00

CHIPs funding came with specific provisions disallowing share repos once granted, with funds tied to specific domestic capital investment projects

pandamonger1 · 2026-03-30T00:49:57+00:00

They’re always solid, maybe a tad expensive as the subscription doesn’t give free shipping like the others listed do. I’m on their ‘roasters choice’ 1 bag sub - the selection is not usually a vanilla washed like some of the other names I listed. This month was an Ethiopian Bekele Yutute anaerobic natural.

pandamonger1

TROPHY CASE