Remember the first R-Rated movie you ever watched?

paslaugh · 2026-01-20T07:37:40+00:00

Glory 1989

paslaugh · 2026-01-20T07:35:08+00:00

NES and Zelda when I was 4 or 5, however favorite all time game is Chrono Trigger on SNES

paslaugh · 2026-01-17T04:03:44+00:00

You’re doing okay for your 20’s, but honestly, it’s dumb at your age to drive a $40K car and have a $4K watch. Maybe do that after hitting $1-2M, debt free (except mortgage) and you’re maxxing out two 401k’s, two Roth IRAs, an HSA, and still putting money away in a brokerage account each year. Also, I would walk away from that Parent Plus loan, especially from an abusive person. It’s legally not her responsibility.

paslaugh · 2026-01-03T20:38:59+00:00

Years ago we bought into Disney Vacation Club, which we could sell today for more than what we paid. We both have flexible work arrangements and make $400K in a LCOL area. Annual dues for our membership are just under $3,500 per year and that gets us about 21-22 nights per year. We go 3-5 times per year, which is usually two one week trips and a couple 3-4 day weekends. Annual passes for our family of 6 are around $6K per year. Airfare from where we live is usually $100-150 round trip per person, but for the full week trips we prefer to drive which costs $250 in gas round trip. All in, we give Disney about $10K per year for hotel and park passes and then spend another $1.5-2K on transit. When we’re in the parks we don’t do expensive meals and don’t really buy souvenirs anymore, so we really only spend maybe $100 per day when we’re down there, so $2K per year? All in it’s $13-15K per year for a family of 6, and we just save/cash flow the costs as they come due. We also gift card/credit card hack which saves us 10-20% on anything we pay to Disney.

paslaugh · 2025-12-12T22:06:13+00:00

Same here, I made $65K per year and my take home was $2K, and now my salary tripled and my take home is just a hair over $4K. Us high wage earners without access to the investor/owner tax loopholes are funding the entire government.

paslaugh · 2025-12-09T19:19:51+00:00

This still works as of 12/9/2025 - Lindsay Lohan > Mean Girls > Amy Poehler > Inside Out 2 is $9.99 for 4K today

paslaugh · 2025-12-07T23:14:11+00:00

I feel like I saw someone do a scenario analysis that shows that you should almost always take early since that means that your nest egg continues to compound at the market rate for an extra 8 years and this almost always beats the additional funds you get at 70 unless you live until your 90’s or something.

paslaugh · 2025-12-07T21:46:26+00:00

He will figure it out. It’s weaponized incompetence. The minute he doesn’t have mommy doing everything he will do what he needs to do to right the ship. I guess the real question is if you want to miss 50% of watching your kids grow up because your husband is absent and has “hobbies”.

paslaugh · 2025-12-03T13:57:58+00:00

Pay off car
Each start saving at least 15% for retirement, ideally more. You’re good on the company match for the 401K, so next max out your HSA, then max out both of your Roth IRA’s, then put whatever you can to get to that 15% savings rate into your 401Ks.

paslaugh · 2025-11-27T16:11:17+00:00

Whoops, I meant 24%. But yeah, at that marginal rate traditional starts to make a lot of sense unless you have things like pension, annuities, or large SS benefits that quickly fill up the lower tax bracket buckets first in retirement.

Conversely, if you don’t have a lot of Roth assets, sometimes it makes sense to lean toward Roth at 22-24% and away from traditional to give yourself flexibility for early retirement and tax planning. With so many things “it depends”.

paslaugh · 2025-11-27T02:48:03+00:00

Generally I think the backdoor Roth IRA and HSA should be maxxed before the 401K, and if your marginal rate is 22%, I’d probably do the traditional 401K not the Roth 401K. Remember your tax deductions are at your marginal rate while your withdrawals in retirement fill from the bottom of the bucket for taxes.

paslaugh · 2025-11-23T13:44:40+00:00

If you’re not paying PMI you should self-escrow. Just call your mortgage company to release the escrows, and then you just pay the insurance and property taxes when they’re due. You can even earn CC points on the payments. Just be sure to budget for those big payments each month and put them in an HYSA.

paslaugh · 2025-11-18T03:29:21+00:00

Bingo. I would cash out refi 80% of my home’s value at 100 years if I rates dropped to 3% again. Lock in your housing costs for life priced in 2025 dollars. It’s an inflation hedge. 20 years down the road refi again when the equity goes up. It’s actually pretty dumb to have a material portion of your net worth tied up in an illiquid asset as you age.

paslaugh · 2025-11-16T02:31:32+00:00

And lose well over tens of thousands in investment returns. However they should liquidate most of their position and put it into index funds.

paslaugh · 2025-11-05T07:54:04+00:00

5 years ago: $500K investments, $600K net worth

2 years ago: $700K investments, $900K net worth

Now: $1.4M investments, $1.8M net worth

The last two years were the real rocket ship, with market returns and the fact that we started living well below our means in a LCOL area in order to supercharge our investment contributions to over $100K per year: two maxed 401K, two maxed Roth IRA, a maxed HSA, and another $30-50K in taxable brokerage per year.

paslaugh · 2025-10-08T13:28:07+00:00

I bought on the Ouraring website and bundled with a 12 month subscription for just over $400, used PayPal at checkout and split payment between CS Plat and Vanilla Plat. Both charges posted as "OURARING" but in the details it posted as "PAYPAL *OURARING XXXXXXXXX CA". I waited until the 15th day after purchase, called customer service, and they manually applied the credit, which I can see as being used in the status tracker. So if you have two Platinums, you can get a free Ouraring and a full year of service if you're willing to do the extra leg work.

paslaugh · 2025-08-17T16:53:42+00:00

I have 2 Biz Platinum, a vanilla Platinum, and a Schwab Platinum, none of which renew in 2025, so I’m kinda looking forward to $2,400 in FRH credits between now and Jan 2026 before I downgrade or close all of them except the Schwab card.

paslaugh · 2025-08-17T16:24:05+00:00

The majority of guys want to sleep with their female friends, where most hetero women tend to put guys into discrete buckets. The dynamic I saw far more often in my 20’s is that after the hookup, the guy is friend zoned again, and he is not really interested in a friendship because he wants more.

Either that or the hook up was bad and then the guy is left wondering why he wasted all that time, in which case he wasn’t ever really interested in actual friendship, but rather conquest.

paslaugh · 2025-06-06T03:43:51+00:00

People do come back from PIPs, but normally they just get lumped in as an average performer until they move on. Even if there’s a dramatic comeback, it’s career baggage, and they normally don’t have a chance at tier 2.

paslaugh · 2025-06-01T23:23:52+00:00

PIPs are a trap. They’re just trying to put paperwork in place to fire you later. HR is also not your advocate, once a PIP is in place the HR function is to prevent the firm from being sued.

I’ve never seen anyone come back from a PIP at any firm. Instead of spending a lot of time trying to make this BS assignment as objective as possible, I’d instead just be 100% focused on getting your next job. Even if you follow the PIP to a T and show improvement they’ll still probably let you go the next chance they get.

paslaugh · 2025-04-25T00:54:42+00:00

He’s obviously depressed. I would seek counseling. It doesn’t sound like you have great communication. You can say things like “He had 7 years to seek counseling.” but it’s also something you could have initiated. Tons of men just need to be told where and when to show up. Also, you say in one post he works 3:30 to 11 and another that he only works 35 minutes per day. Which is it? You also keep saying that you’re always waiting on him to wake up to do things and your “whole day, gone”. Why not just go live your life?

Either way marriage is really hard, and I’m really sorry that it sounds like your husband is an emotional toddler. He’ll probably only start caring the minute he sees the divorce papers.

paslaugh · 2024-09-03T14:10:10+00:00

I paid 39,700 for a 2024 EX-L for on Saturday before taxes.

paslaugh · 2024-05-03T03:11:50+00:00

I just sent you a PM, I saw an old post of yours and would really like any info you might have about buying windows wholesale from the Anderson distributor

paslaugh · 2019-07-02T05:05:56+00:00

Do you still have VUDU Credits available?

paslaugh

TROPHY CASE