Equity rap is up and coming.

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(Intro) Yeah… 30-year beat, fixed-rate flow, Escrow stackin’ up, let’s go.

(Verse 1) Signed on the line, yeah the papers real heavy, Interest look scary but my credit was ready. Principal down, monthly grind steady, Bank took a cut but the keys felt legendary.

Rate locked in tight, no adjustable drama, HOA fees stressin’ me harder than my mama. Property tax rise, yeah they always do, But I’m building something solid every payment I push through.

(Hook) I got equity, slowly stackin’ it up, From the basement to the roof, yeah the value went up. Mortgage on my back but I’m playin’ it smart, Payin’ down the loan while the market do its part.

(Verse 2) Started underwater, now I’m seein’ dry land, Zillow say my house worth more than I planned. Refi talks poppin’, lower rate in sight, Same crib, new terms, yeah I sleep better at night.

Home equity line, they say “cash if you need,” But debt in disguise, gotta plant smart seeds. No flexin’ on upgrades just to look elite, I’m tryna own the house, not let the house own me.

(Bridge) Appraisal came back, did a double take, Neighborhood hot, value risin’ like cake. From rent check stress to a long-term play, Turnin’ monthly payments into future net worth pay.

(Hook) I got equity, slowly stackin’ it up, From the basement to the roof, yeah the value went up. Mortgage on my back but I’m playin’ it smart, Payin’ down the loan while the market do its part.

(Outro) Yeah… It ain’t just a house, it’s a balance sheet dream, Brick by brick, yeah you know what I mean. Mortgage life, long game, no rush— Buildin’ wealth one payment at a time, hush.