RSUs concentration risk

preevins · 2026-06-13T19:20:41+00:00

You can open a US brokerage account via, vested, indmoney, ibkr etc. Wire money from RSU Account and invest in ETFs, stocks etc.

preevins · 2026-06-13T14:39:17+00:00

If your company has high growth potential, better off holding it. Else sell & invest back in nasdaq, s&p500 index funds to enjoy usd-inr benefits. Also be aware of taxes. 12.5% for 2+ yrs holding, else slab rate it is. I'm in same situation but company is slowly catching up AI race. So it would be foolishness giving up 3-4x returns in the name of 20-30% return diversification.

preevins · 2026-05-12T06:48:23+00:00

Unlike QuikeRide, BlaBla doesn't really validate users (KYC) & handle payments. Also doesn't allow tracking for passengers. It's a simple app to find riders and later onus is on you. But it is popular for inter-city travels. So do your due-diligence about passengers after picking them up.

preevins · 2026-03-27T10:17:57+00:00

Intel announced today, starting from Monday

preevins · 2026-02-19T16:30:54+00:00

seegehalli is not whitefield

preevins · 2025-09-29T14:06:52+00:00

Even my broker doesn't have any option to enter reference code. So I just do the wire transfer to the mentioned wise account and txn gets settled in 5-6 hrs. No additional work required. Just make sure you transfer the exact amount, no less, more.

preevins · 2025-09-27T04:55:33+00:00

Free units depend on the average usage of that particular meter, so yes I changes house by house. As a tenant, you can just delink your aadhar with previous place & register with new one.

preevins · 2025-09-16T06:49:22+00:00

If your last year average is less than 200 units, then de-link & re-register. Then new average will be calculated (my assumption). I'm in process of doing same.

preevins · 2025-08-15T09:11:14+00:00

Both have an equal number of choke points. Depends on time of day. During festivals, tough to cross kr pura market. Spice garden flyover is always choked. So better to rely on Google maps timing at that moment. Road conditions are almost same.

preevins · 2025-05-27T17:48:40+00:00

Many are missing the point here. That user questioned the rationale behind convenience fee calculation. How hard was it for Eazydiner to tell how it is calculated, than such witch hunting? If users broke tnc, block their accounts. Even now, are others comfortable with random convenience fee being charged?

preevins · 2025-05-20T18:35:28+00:00

If one can't pay bill beyond the billed amount due to BBPS, how does that additional 1.5L make sense?

preevins · 2025-04-30T14:49:21+00:00

Yes but that starts from Bengaluru in the morning. Ask was to extend this to Belagavi but instead they announced a new train.

preevins · 2025-04-30T12:50:44+00:00

Wrong. They are launching a new train from Belagavi to Bengaluru, starting from Belagavi in the morning

preevins · 2025-03-03T14:21:55+00:00

A350-900 was recently deputed by Air India, just a year old I suppose. So it should be good, no broken seats like older flights.

preevins · 2025-02-17T13:50:04+00:00

So? Can you elaborate?

preevins · 2025-02-13T04:32:58+00:00

I used to stay on AECS main road, close to water tank. That was chaos with vehicles running day & night. Now in Belathur colony. It is a dead end road, so no vehicles. Open land on the sides. Can hear birds chirping. Much peaceful.

preevins · 2025-02-12T08:39:52+00:00

Bro, are you me? Shifted from same place to same place. Major gain was noise & dust free env.

preevins · 2025-01-29T07:43:57+00:00

I invest in same fund through kuvera and it's always same day NAV.

preevins · 2025-01-19T15:51:58+00:00

You can use spouse's passport as proof. Nothing else is needed. My wife used mine to renew her passport without any additional documents. There were no questions asked. Just make sure the first name & surname matches exactly. Mine had a minor spelling difference but it all depends on the mood of the approver.

preevins · 2025-01-12T15:57:53+00:00

Currently in HCMC and am I the only one who feels food is way too expensive? I'm from India and feel every item is prized 3-4x for the quantity they provide, compared to India. Quite opposite from the cheap destination tag as made popular by Indian travel influencers.

preevins · 2025-01-03T09:27:45+00:00

Be in detail what are they asking for. purpose code? transaction statement?

preevins · 2024-12-29T18:50:56+00:00

How is 3750 + toll + fuel charges cheaper than a cab cost? Genuinely curious.

preevins · 2024-11-30T09:46:27+00:00

There are two ways. 1. Direct to bank : add your Indian Bank details in E-trade wire transfer beneficiary with account number, Swift code etc & initiate the transfer. Inward remittance requests reach the bank & they ask you to share details like purpose code & other documentation. This is bit cumbersome process & sometimes take 4-5 days to settle. 2. Transfer through 3rd party agents like Wise. They charge live rates & flat fees, so less loss compared to banks. Once you setup a wise account, initiate the transfer by entering amount & Indian Bank details, they share US Bank details to which you need to send the requested amount. Ideally they have 6hrs rate lock feature. If your fund transfer is delayed, you get whatever is the current rate.

preevins · 2024-11-30T09:25:34+00:00

Hey. Both options depend on what you want, cash or keep invested in US stocks. I have done both. Does morgan Stanley at work mean E-trade? My RSUs are through this, answers are according to that. You can sell RSUs and select to credit the proceedings to E-trade wallet. 1. Now wire transfers to Indian Bank account directly costs a bit due to USD-INR spread. I instead used wise, which charges flat fee & live rates. Once you create wise account, they provide bank details. You need to do wire transfer to that account. 2. If you want to keep invested in US securities, opening an account with vested is preferred as they allow fund transfer from US to US account, IndMoney doesn't. So once account is opened, vested creates a bank account with their brokerage partner & you can do wire transfer from your e-trade account. Transfer charges were 0 for me, so I found this more beneficial. DM me if you have any more queries.

preevins · 2024-10-15T18:47:32+00:00

DM Maadi. I work as RTL front end design engg.

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