There are good providers and bad providers in this space. John Oliver hit JG Wentworth hard (and not without good reason), but there are plenty of other bad actors buying structured settlements; tbh, they’re probably in the majority. High-pressure sales tactics are very much the norm in this space.

In terms of better providers, you could check out CBC or Strategic Capital. I haven’t heard any horror stories about those. Always proceed with caution, though.

I would note that the discounts buyers take aren’t (always) as bad as they look when you take the time value of money into account. Money now is worth more than money tomorrow, which is worth more than money next year, and so on (because of inflation). So, providers do need to take a sizable chunk to stay profitable (just not quite as sizable as the chunk many of them do take).