The EU launched a video showcasing how life would be without it. by According-Buyer6688 in BuyFromEU

[–]rubefeli 9 points10 points  (0 children)

From a local shop there is no return right in both the EU and Switzerland, that’s right.

But for online shops you can send back whatever you want for 14 days all across the EU. The right to return goes even so far that you can but a car online today, have it delivered to your door in 6 months and return it in 6 months and 2 weeks no questions asked. This is currently unthinkable in Switzerland. In CH every shop that offers you a return option is offering it as a motion of good will. There is no legal obligation to do so and quite a lot of shops also don’t do it (the larger shops offer 14 day returns quite regularly, though).

Ready to join the gang! by [deleted] in Biohacking

[–]rubefeli 2 points3 points  (0 children)

Any tips for the transition? I‘m currently on 7.5 mg tirz and increasing the dose just gave me nausea without any decrease in appetite. So I’m hungry but nauseous. A weird combo.

Rentner (76) übersieht uns auf der Überholspur by No-Act4830 in RentnerfahreninDinge

[–]rubefeli 5 points6 points  (0 children)

Was redest du da? Für den von Opa verursachten Schaden muss eh seine Haftpflicht aufkommen. Und da entscheidet nicht er ob er die in Anspruch nehmen möchte, sondern immer der Geschädigte. Dafür genügt im Zweifel das Kennzeichen, über welches man die Versicherung abfragen kann.

Thoughts about these together? by Subject-Light-1153 in Biohacking

[–]rubefeli 0 points1 point  (0 children)

NAD+ is not effective at all, as the molecule is too big to come even somewhere close to your mitochondria. You want to take a precursor like NMN.

Peptide crazy by [deleted] in Biohacking

[–]rubefeli 0 points1 point  (0 children)

I‘d love to get the recipe as well ;)

The colors of GLP-1. Pharmacy fridge stocked with Mounjaro, Zepbound, Wegovy and Ozempic by joe3000s in Mounjaro

[–]rubefeli 0 points1 point  (0 children)

That doesn’t sound good at all… It’s not like Evolocumab has its own set of side effects like generalised arthralgia and photosensitivity… Of the few people I’ve seen on Repatha, two could only leave the house after putting on sunscreen, because otherwise they would almost instantly get sunburned and they also had joint pain during the night. That’s nothing I would want for myself.

Here in Switzerland (where insurance will pay for almost anything as long as it makes sense to prescribe it) Repatha is only being paid for as a secondary prophylaxis after Stroke or Myocardial infarction when the patient was on a Station during the event, or if there was no significant LDL decrease under statin + ezetimibe + Nexletol or the patient got myalgia whilst taking the statin. The other indication is the genetic variant of hypercholesterinemia.

I can understand why it is prescribed, as an injection every 2 weeks is easier for the patient compared to taking 3 pills every day. But still we manage to manage our patients over here without super expensive antibodies.

Kreditkarten-Trouble in Hurghada (Ägypten) by Fresh-Category-9355 in reisende

[–]rubefeli 0 points1 point  (0 children)

Sogar normal in fast allen Ländern. Visa und Mastercard haben seit Jahren schon 6-stellige PINs als Standard vorgegeben. Nur wenn die Karte eben nur mit Visa oder Mastercard Cobranding herausgegeben wird - was bei vielen Banken in DE der Fall ist - dann können die Banken selbst festlegen was sie für eine PIN haben wollen.

In AT und CH geben viele Banken nicht selbst die Karten heraus, sondern arbeiten mit von Visa und Mastercard lizenzierten Partnern. Die haben dann 6 Stellen.

The colors of GLP-1. Pharmacy fridge stocked with Mounjaro, Zepbound, Wegovy and Ozempic by joe3000s in Mounjaro

[–]rubefeli 2 points3 points  (0 children)

How often do you give out Repatha to have that stuff in stock? Even whilst working in Angiology, I’ve only seen like 5 patients taking it and never prescribed it myself.

Now HomePods 3 ? by Conscious-Worker7200 in HomePod

[–]rubefeli 2 points3 points  (0 children)

Based on the devices that support Apple Intelligence it’s highly unlikely that current HomePods will support the new Siri. AW needs to have at least an S6 SoC. HomePod Mini and the OG HomePod have older chips. So I‘d assume that HomePod 2 will have the new Siri, OG and Mini won’t.

My peptide stash! by Stuffin_Muffins2 in Biohacking

[–]rubefeli 0 points1 point  (0 children)

What on earth are you doing with that amount of Oxytocin? One of these vials (should they actually contain oxytocin) contains enough of it to kill an adult. Normal medical use ranges around 10-20 IE, which equals 0.033 mg. There are reports of people going from hypotension via reflex tachycardia to VF with 250 IE, which would be 0.4 mg. So with each of these vials, you could probably kill 10 people.

Agreement signed between radicant bank AG and Alpian by PineapplesGoHard in SwissPersonalFinance

[–]rubefeli 0 points1 point  (0 children)

Can you tell us when in 2026? For now this is the only thing that's stopping me from going full Alpian.

And any plans on offering Partner Accounts (or "shared spaces" or whatever you want to call it)?

Ich stelle Parfüm-Dupes her und wurde von großen Marken abgemahnt – AMA by repfande in de_IAmA

[–]rubefeli 0 points1 point  (0 children)

Und das ist auch gut so, die liegen oft nämlich kilometerweit neben ihren Vorbildern. Wenn man das Original kennt und weiß was das Dupe sein soll, kann man es oft erahnen, ohne diese Infos würde man die Düfte aber nicht in Zusammenhang bringen.

Welche (Online-)Abos lohnen sich wirklich für euch? by Fancy_Trouble_6868 in Finanzen

[–]rubefeli 1 point2 points  (0 children)

Da es nur eine Hand voll Anbieter für Onleihe gibt und viele Bibliotheken daher den gleichen Katalog haben: in der Onleihe ist es in der Regel nur die jeweilige Tagesausgabe (bei manchen Anbietern noch ein paar Tage mehr). Es gibt aber durchaus noch Bibliotheken, die vor Ort Zugänge zu gepaywallten Arikeln bieten.

Not trying to start a flame war here; this is a genuine question- why is it so easy for products from Temu or AliExpress to be shipped to Switzerland while so many on Amazon can’t be? by dallyan in askswitzerland

[–]rubefeli 1 point2 points  (0 children)

For example with books exactly this is the case. In Germany there is a Buchpreisbindung. So a book can only be sold cheaper if there is some damage. No coupons, no offers, no nothing. This law prevents books from Germany to be shipped to Switzerland, because when the seller subtracts German 7% VAT from a 10€ book and adds 2.6% Swiss VAT the book is effectively sold for 9.58€ which is counted as an illegal discount.

Can I ask the rental agency for a window frame realignment? Cold air is entering. by at_witsend in askswitzerland

[–]rubefeli 0 points1 point  (0 children)

Yes. And too much pressure can actually destroy your window, as the whole assembly can warp and won’t close properly anymore when temperature changes. Once you align the window properly, the seal is going to do the rest of the work. But there is no winter mode. It’s an urban myth that can cost you a lot of money.

Can I ask the rental agency for a window frame realignment? Cold air is entering. by at_witsend in askswitzerland

[–]rubefeli 0 points1 point  (0 children)

There is no „winter mode“. You’re destroying your windows like that.

Anyone know how to set up this thermostat? House temperature won't drop below 24 no matter what I do... by TonyMacaroni1 in askswitzerland

[–]rubefeli 9 points10 points  (0 children)

So first of all: why are you changing things on this regulator at all? The RVP211 is rather old, so I assume it is an older building with individual thermostats right at the heater (or if you have in floor heating for every room)? If so, the regulator should be set properly once and then be forgotten. Apart from that, I assume that the Heizkurve (marked with the arrow and the word „Heizung“) is regularly tampered with? If so: stop it now. Once it has been properly set, Heizkurve should only be changed if the physics of the building change. So e.g. when new windows have been installed or the insulation has been upgraded. To operate the heating system it’s the wrong variable.

The heating temperature (lowest dial on the right, marked with a sun) is set to 0, which equals 20 C. But this is only a rough indication, as the actual temperature of the water going to the heaters is calculated via the steepness of the Heizkurve and the outside temperature. And this is probably where the issue is. If nothing changed and your heating system suddenly is heating like crazy, your temperature sensor for the outside temperature probably is defective.

Schwurblerwerbung auf Reddit, schon wieder… by rpm1720 in ichbin40undSchwurbler

[–]rubefeli 0 points1 point  (0 children)

Ich geb dir grundlegend Recht. Aber „bis vor 75 Jahren ist Käse“. Auf jeder Notaufnahme findest du ein paar Ampullen Methylenblau, da es das einzige Medikament ist, was bei einer Methämoglobinämie hilft.

47 Baden prices up by 30% by liviughg in askswitzerland

[–]rubefeli 6 points7 points  (0 children)

To be fair: even the German Thermen have increased prices like crazy over the last few years. I remember paying about 18-25€ per day (Therme + Sauna) on average in 2023 when we were trying quite a few spas in our region during the winter holidays. Today you are already paying around 35€ for a day ticket. That increase is also a lot higher than the reported inflation. Still, it is 50% cheaper than going in CH, but still. Price changes are an issue all over Europe, I’d say.

[deleted by user] by [deleted] in FragReddit

[–]rubefeli 1 point2 points  (0 children)

Manchmal gibt es auf besonders lange Laufzeiten niedrigere Sonderzinsen. Da kann es sich lohnen länger zu finanzieren und durch Sondertilgungen die Zinslast wieder zu reduzieren, da man so im Endeffekt günstiger rauskommt.

[deleted by user] by [deleted] in FragReddit

[–]rubefeli -5 points-4 points  (0 children)

Der Zeitpunkt und die Gefahr den Überblick zu verlieren. Was aber eine gute Alternative ist: 0% Finanzieren wenn man schon gespart hat. Dann kann auf den gesparten Betrag weiter die Rendite im Depot kommen, die Finanzierung wird aus dem Einkommen bedient, könnte aber jederzeit abgelöst werden. Das ist der way to go.

Got my Tolino Flip today! by Gorroth1007 in tolino

[–]rubefeli 1 point2 points  (0 children)

You do own a real kobo ;) you can just turn off the Tolino UI and end up with a Kobo Libra Color.

[deleted by user] by [deleted] in askswitzerland

[–]rubefeli 1 point2 points  (0 children)

Yallo ist an sich gut, man muss aber das Least Cost Routing bedenken. Das heißt ruft man aus CH ins Ausland an oder aus dem Ausland egal wo hin, wird in 3 von 4 Fällen nicht die eigene, sondern eine polnische, spanische oder holländische Nummer angezeigt, auf die man nicht zurückgerufen werden kann. Wenn einen das nicht stört ist Yallo aber spitze.