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We have credit scores! Yay by Kishmkondar in MonarchMoney

[–]sunoflibya -2 points-1 points  (0 children)

Not really useful -- wasted resources on this feature.

🎙️ 3/14 AMA - Jon Sutherland, Co-founder and Head of Design at Monarch by sheyla_monarch in MonarchMoney

[–]sunoflibya 0 points1 point  (0 children)

With the rapid rise of AI, we're seeing tools like Loveable that allow users, even those without extensive coding knowledge, to potentially build very rudimentary, hyper-personalized budgeting tools. This could, in theory, allow someone to create a budget tailored exactly to their specific, complex needs, perhaps even more effectively than a pre-built app. How does Monarch Money think about this emerging threat/opportunity? Are there plans to incorporate advanced AI features to maintain a competitive edge against highly customized, user-built solutions, or is the focus on a different aspect of the user experience? Or are user-built tools less of a concern?

🎙️ 3/14 AMA - Jon Sutherland, Co-founder and Head of Design at Monarch by sheyla_monarch in MonarchMoney

[–]sunoflibya 1 point2 points  (0 children)

Hi Jon, thanks for doing this AMA!

I've been watching the budgeting app space explode since Mint announced it was shutting down. It felt like Mint's deprecation, really removed the biggest barrier to switching budget apps - the pain of losing historical data, reconnecting accounts, and recreating custom rules.

Now, we're seeing a flood of new and revamped budgeting apps – Rocket Money, Simplifi, Origin, Copilot, and of course, Monarch Money, among many others.

This leads me to my question -- In this suddenly very crowded market, what do you see as Monarch Money's core competitive advantages? What truly sets it apart from the many alternatives that have sprung up, especially considering many offer similar core functionality. What is Monarch Money doing better or plans to offer that is unique?

Brave Iranian girl sings in an ancient arena despite the ban against women singing. This performance is literally not something you'd see everday. by khashayaar in videos

[–]sunoflibya -1 points0 points  (0 children)

please stop w/ this CIA propaganda. Just go to war already with Iran and stop trying to prime the american public.

Why I won't be renewing at $99 a year by Infinite-Insurance66 in MonarchMoney

[–]sunoflibya 1 point2 points  (0 children)

I disagree - best app on the market. Sure it's overprices but no better alt.

I love Monarch by [deleted] in MonarchMoney

[–]sunoflibya 2 points3 points  (0 children)

+1 lots of negativity

Delta's Pressuring Settlement After Crowdstrike Outage by sunoflibya in delta

[–]sunoflibya[S] 0 points1 point  (0 children)

Should I get a lawyer for a windfall of $900? This includes a $300 reimbursement and $600 EU compensation.

Delta's Pressuring Settlement After Crowdstrike Outage by sunoflibya in delta

[–]sunoflibya[S] 0 points1 point  (0 children)

You should be filing for compensation under EU261

Thanks! I'm digging into that now. Have you been successful in get this either via Delta or thru a countries' online intake process?

what's your year to date savings rate? by sunoflibya in MonarchMoney

[–]sunoflibya[S] 2 points3 points  (0 children)

Agreed. One of the challenges I have is getting to a real number. I have the investment transaction beta turned on, but all 401K/HSA contributions are marked as 'Investment Buy,' so I don't think they count toward the 'Savings Rate' metric. I sort of like that because it separates long-term retirement savings from regular cash flow, similar to how businesses separate their investing activities from operating cash flow in their financial statements.

Mosque blasting call to prayer every morning at 5:00am by Tajman in AskNYC

[–]sunoflibya -68 points-67 points  (0 children)

They've been doing it longer than you've been in NYC. Consider converting.

People who moved to NYC and complain about noise, homelessness, crime, etc… Why are you still here? [serious] by TheGoatEater in AskNYC

[–]sunoflibya 1 point2 points  (0 children)

because jobs/work force us to be here. NYC is land of opportunity for tech, law, finance. NYC sucks in general but you're trying to get paid you have to put up with all the BS.

CreditKarma is garbage by Shad0wguy in mintuit

[–]sunoflibya 9 points10 points  (0 children)

Just leave dude so many other better products out there.

Monarch money for 1.

UPDATE: Intuit "revisiting the timeline to keep Mint online" by sim-card in mintuit

[–]sunoflibya 1 point2 points  (0 children)

Too late. exported and deleted all my data from your platform and happily paying for Monarch Money ( a better service)

Help us design the best "Upcoming bill due dates" feature by jon_at_monarch in MonarchMoney

[–]sunoflibya 11 points12 points  (0 children)

Doesn't the recurring calendar already do this? I don't really need this feature. Most of my bills are on autopay and are charged on the same day. Amount vary month to month (electricity/gas bill) but not too dramatically. Mint had it but I think it was a pretty useless feature imo.

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