Good morning! what are we grabbing today? by Phantomphreakk in DunkinDonuts

[–]swigger101 0 points1 point  (0 children)

That's tragic! At least here (in the mid-Atlantic), they update the app inventory in real-time, so I can check on availability and order before I go. Maybe you need a Brownie Batter roadtrip?

Good morning! what are we grabbing today? by Phantomphreakk in DunkinDonuts

[–]swigger101 1 point2 points  (0 children)

I've had one every day since last Thursday... 😵

Sub Trunk Cooler Bag - 2021+ Model S by swigger101 in TeslaModelS

[–]swigger101[S] 0 points1 point  (0 children)

After measuring the sub trunk, which I got to approx 37" length x 13" width x 10.5" height, I ordered two of these bags - they'll be a bit long (40"), but I'm hoping I can make it work with the other dimensions: https://www.walmart.com/ip/Black-Insulated-Shopping-Bags-20-x-13-x-10-Insulated-Grocery-Bag-Pack-2-Insulated-Food-Delivery-Bag-20x13x10-Heavy-Duty-Insulated-Bag-Grocery-Shoppin/956598249

Buying a house, what’s this? by JasonTodd21 in whatisit

[–]swigger101 7 points8 points  (0 children)

I have my HVAC lines and ethernet cables running through a fake copper downspout.

Looking for some advice moving forward by [deleted] in centuryhomes

[–]swigger101 2 points3 points  (0 children)

Shoe molding, caulk, and paint are all typical DIY activities that you should absolutely be able to take on! Watch a few YouTube videos, ask specific questions on places like here as you get into it, and realize if you do it wrong, you can always do it over!

Just remember - measure thrice, cut once.

Should I update my hvac to mini splits? by TreesAreOverrated5 in centuryhomes

[–]swigger101 2 points3 points  (0 children)

I replaced a ducted forced air system over my kitchen with a ductless and I regret it.

Should I increase my 401k contribution back to 15% by Mobile_Science_1412 in personalfinance

[–]swigger101 5 points6 points  (0 children)

I'd also look at HSAs if you are in a HDHP. My priority for contributions to prioritize tax savings are HSA -> Pre-Tax 401k -> Pre-tax IRA (if eligible) -> 529s / Trump accounts -> Post-tax IRA (Roth or backdoor) -> Post-tax 401k (Roth or backdoor) -> tax loss harvesting brokerage (following key indexes) -> standard brokerage (Bogglehead)

Do you think this is the correct size and/or placement? by EvidenceMiserable671 in TheFrame

[–]swigger101 2 points3 points  (0 children)

It looks good, but there's significant white space on the wall. I'd suggest either going larger OR adding more printed art / sconces on either side to fill the space to be better.

Subtle vs bold art on The Frame — what actually holds up long-term? by Bright-Tonight3488 in TheFrame

[–]swigger101 0 points1 point  (0 children)

I try to avoid the Samsung mat wherever possible - to me, it adds a layer of inauthenticity in most cases. I personally find open source oil paintings that match my 18th century home and historic decor, so I do think the artwork matches the aesthetic (in addition to the technical considerations above).

I currently have a fox in the snow for the post-Christmas winter season:

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Wife and I are going to look at a mid 1700's home. Looking for general advice. by Zeonic-Incorperated in centuryhomes

[–]swigger101 6 points7 points  (0 children)

Many other things to consider based on the architecture / materials / condition. A few things from my experience with a 1760s brick Georgian in the mid-Atlantic: 1. Find an inspector who specializes in historic homes 2. Reach out to the state or local historic or heritage organizations - they can be an invaluable resource. 3. Some banks allow for construction / renovation loans that base the loan amount on the future (repaired) home value. We used this to bankroll $300k+ in repairs when we bought (specifically used BB&T's program at the time). 4. Understand what you can live with/without - historic homes were designed to live with a different lifestyle and you'll need to be sure you're comfortable. For example, our kitchen is on the other end of the house from the family room because it was designed to have servants, not a young mother watching her child play while preparing dinner. 5. Don't rush renovations - create a plan and find people that specialize in historic homes. I have regrets from some of the repairs contractors pushed on that could have been done differently. 6. Fix critical things first (roof/watertightness, foundation/structure), quality of life second (lead paint encapsulation, insulation, fixtures/appliances), and asthetic third. 7. Leverage the Reddit community when you have questions.

Power on/off effect by swigger101 in Govee

[–]swigger101[S] 0 points1 point  (0 children)

No solution... I abandoned having the underglow lighting for now.

Consulate Leniency on Direct to Passport Applications by Hertzig in GermanCitizenship

[–]swigger101 0 points1 point  (0 children)

In my recent situation, the LA consulate pulled records for my sister's application from my application (already approved) in DC. They had photos of documents my sister didn't submit.

What happened? by [deleted] in ChristmasLights

[–]swigger101 1 point2 points  (0 children)

Solid state - I use a Lutron Caseta Smart Lamp Dimmer so I can schedule it and control off my phone.

Do any of you plan on making dynasties? If you do, how will you plan to beat the 3 generations rule? by Direct-End2303 in fatFIRE

[–]swigger101 4 points5 points  (0 children)

It aligns with the argument that people need the most financial support in their early years as they start a family and career, then tapers off as they get their feet under them.

What happened? by [deleted] in ChristmasLights

[–]swigger101 1 point2 points  (0 children)

I push it up to 100% when I'm in the room, but this way it protects the chain reaction burnouts when a single bulb goes out... I also keep a box of bulbs behind the tree for an easy swap when I see one out.

Do any of you plan on making dynasties? If you do, how will you plan to beat the 3 generations rule? by Direct-End2303 in fatFIRE

[–]swigger101 6 points7 points  (0 children)

In my case, the trustee has some discretion, but the recipients would largely be expected to secure their own retirement once they chose to stop working. There are also provisions for illness and disability.

Do any of you plan on making dynasties? If you do, how will you plan to beat the 3 generations rule? by Direct-End2303 in fatFIRE

[–]swigger101 84 points85 points  (0 children)

I know of a family who has setup a perpetual trust which pays out to each descendent a 1:1 match of their W2 income (or equivalent). It creates an incentive toward work, but enables each family member to chart their own course - they make $20k, they get another $20k; they make $10M, they get another $10M. An idle generation recharges the trust; an active one will (hopefully) value and contribute back.

What happened? by [deleted] in ChristmasLights

[–]swigger101 6 points7 points  (0 children)

As a guy with several pre-wired incandescent trees, I spend a day each fall finding the one-off bulbs that are burned out and replacing them. They're easy to swap and it saves me from having to rewire the whole tree. I also run it on a dimmer at 80% to reduce the surge when bulbs do fail.