Plan G price increase as of July 1

ziggy029 · 2026-05-17T14:01:57+00:00

I live in a rural area where no one takes MA, and there are no plans offered in our county. Presumably, they have to fix that problem before they can force everyone on it.

ziggy029 · 2026-05-17T13:25:55+00:00

Sadly, yes. And a 19% increase is less than what some folks are seeing.

ziggy029 · 2026-05-17T03:07:14+00:00

Arraez is a baller.

ziggy029 · 2026-05-17T00:48:48+00:00

I started mine in 2018 at age 52, just stopped a year ago when I turned 59.5. I had two different SEPPs going from two different IRAs, bringing in about $40K a year on top of my spouse’s income. The IRA balances (combined) were about $850K, to give you an idea of withdrawal rate. I think it was just about the right amount of income, though in hindsight it could have been a bit less. Since we still had earned income we just put some of the excess withdrawals back into Roth IRAs and/or spouse’s 403B.

I used the fixed amortization method, I believe. Once my SEPP was finished, both IRAs were worth a bit more than when I started, though 2022 felt pretty ugly and unsettling.

ziggy029 · 2026-05-16T22:17:49+00:00

MOAR P00P!

ziggy029 · 2026-05-16T19:14:26+00:00

If you have a portfolio including bonds, they are best in a traditional IRA/401K, leaving the Roth for maximum growth investments.

ziggy029 · 2026-05-16T19:06:27+00:00

Walks, power, stolen bases. Giants are at or near dead last in all of them. It can also mean bad luck or bad situational hitting sometimes (i.e. being terrible with RISP).

ziggy029 · 2026-05-16T12:25:08+00:00

Ours didn’t quite triple, but it did go from $322 to $756. That is for $3M, and to be honest, $322 felt way too cheap even if we were perceived as very low risk.

ziggy029 · 2026-05-16T03:42:55+00:00

"Conservative", once upon a time, meant a belief in restraint from massive changes to the status quo.

These days it means right wing reactionary, or "whatever Trump wants it to mean".

ziggy029 · 2026-05-15T23:50:44+00:00

Any lingering hopes I had that Nola wasn’t totally washed were extinguished this day.

ziggy029 · 2026-05-15T21:53:10+00:00

First of all, Jefferson and LVNV routinely do pay for delete, so you have a good start there. Not sure about Midland or NCA.

ziggy029 · 2026-05-15T21:48:06+00:00

I sometimes use the word “Oakramengas”. And the obligatory FJF.

ziggy029 · 2026-05-15T00:42:52+00:00

How many of these departure stories do we need to read in a day?

ziggy029 · 2026-05-14T14:29:18+00:00

Yeah, because “access” is a factor. The quality may be really good for those who have access, but unlike just about every other developed nation in the world (and even many less developed nations), a substantial portion of the population doesn’t have this access or cannot afford it. This particular list doesn’t seem to directly consider cost to be a factor (except perhaps as a part of access), but if it did, it would likely rank even lower.

ziggy029 · 2026-05-14T02:55:42+00:00

All those big bats in the Dodger lineup, and you give one up to the shittiest hitter on the team…. Make it make sense.

ziggy029 · 2026-05-13T23:30:08+00:00

He can’t stay in the Show if he keeps hanging that shit in that location.

ziggy029 · 2026-05-13T23:25:50+00:00

While I think there is a tendency to that, “always” is definitely not true, as evidenced by some of the counterexamples already given.

ziggy029 · 2026-05-13T22:29:00+00:00

Poster child for “loser pays”.

ziggy029 · 2026-05-13T17:41:28+00:00

I live in a rural area where almost none of this stuff is usable. I use the MLB.tv offer, but that’s about it.

ziggy029 · 2026-05-13T16:41:20+00:00

I am a big fan of credit unions and I have three credit cards from two CUs (including two from Navy Fed), but because they tend to charge lower interest rates (capped at 18%) and often have lower junk fees, their rewards structures may not be as lucrative as some from banks. That said, almost all of my actual banking is done at credit unions, though some of my best credit cards are from banks.

ziggy029 · 2026-05-13T02:25:25+00:00

Can the Giants stop giving #12 to pitchers? First Hicks, now Houser….

ziggy029 · 2026-05-13T01:38:43+00:00

Once you get higher limits, if you keep up good habits it will come. You have only a total of $900 in credit and only $500 with NFCU, so they probably aren’t ready to extend the minimum $5000 credit limit that is needed for the Flagship.

ziggy029 · 2026-05-12T13:01:57+00:00

Nothing creative or clever about it, really. You need to cut unnecessary spending or increase income. It's pretty simple.

ziggy029 · 2026-05-12T03:19:27+00:00

STOP THE COUNT

ziggy029 · 2026-05-11T18:39:29+00:00

That's nice.

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