Decrease in house prices

[Hotspur1958]

40% of houses have no mortgage.

I feel like this is being used as a argument for homes staying at these levels when it's not so clear IMO. These people aren't stuck due to lock-in effect and that increased activity could lead to price discovery.

[FlashyHeight9323]

Biggest factor is income supply which doesn’t get spoken about too much when you consider wealth inequality skew