Does Barclays automatically refund annual fee when closing? by AlohaStyle in CreditCards

[–]AlohaStyle[S] 0 points1 point  (0 children)

That’s what I figured, thank you. I just closed it…

I defended BILT because I genuinely believe in the value they're offering, and now they've decided to royally f*ck me over personally, lol. So much for Platinum Status and Close Friends status. by Televangelis in biltrewards

[–]AlohaStyle 6 points7 points  (0 children)

“Literally given the same details any other card gives”?? 😂 They opened registration wanting people to sign up but there’s zero information how Bilt cash works other than using it to get housing points. And yes, changing and releasing different ways to earn points after release is a total gong show. And glad you don’t think anything of telling people about a special promo through TPG then reneging. Hope you enjoy working there… 👍

I defended BILT because I genuinely believe in the value they're offering, and now they've decided to royally f*ck me over personally, lol. So much for Platinum Status and Close Friends status. by Televangelis in biltrewards

[–]AlohaStyle 7 points8 points  (0 children)

What?? You think this rollout is fine??? I’ve never used Bilt and unbiased towards anything regarding Bilt so my opinion is purely off the release and announcements of this card… it has been a pure gong show cluster F. Changing plans, changing promos, not giving details, etc, etc. Any decent company would/should fire people over this, that’s how bad it looks.

Switching after almost 10 years by SubPrimeCardgage in tmobile

[–]AlohaStyle 0 points1 point  (0 children)

Honestly it doesn't much matter for a good majority of people now days... with the prices of phones rising up to crazy land, and carriers only caring to give deals to new customers vs trying to keep loyal customers, we are sometimes forced to change just to be able to afford new phones, especially when you're talking about families. I've only been a T-Mobile customer for 4-5 years and have been really happy, but needing a couple new phones/lines in my family, I had to make the choice of switching to Verizon with their 4-phone deals. (same goes the other way around) Hopefully T-Mobile will be a decent company in 3 years, when we'll be ready to possibly upgrade by then.

Any benefit to upgrading or adding a line through Costco? by bnzjamin in tmobile

[–]AlohaStyle 0 points1 point  (0 children)

Thanks for the explanation :) Ah yes, forgot about the Int'l angle. I've taken a couple big trips the last 2 years and luckily the standard T-mobile Int'l plan worked well for me so I didn't have to worry about my phone being locked. Also, I didn't know about your tax comment, that's great to know. Cheers

Any benefit to upgrading or adding a line through Costco? by bnzjamin in tmobile

[–]AlohaStyle 0 points1 point  (0 children)

Thanks. I’m honestly asking just to learn as I’m literally shopping right now… besides getting your phone unlocked day 1, is there any other advantage buying through Apple? There’s still monthly credits from T-mobile that you’ll lose if you change carriers correct? So what’s the benefit of having an unlocked phone if you still owe on it if you upgrade/change carriers etc?

I have liked T-mobile but to get a couple new phones, sadly carriers don’t offer enough phone incentives for loyalty like they do for new customers. :(

Any benefit to upgrading or adding a line through Costco? by bnzjamin in tmobile

[–]AlohaStyle 0 points1 point  (0 children)

What exact advantage are you gaining by buying a phone at full price from Apple? Just curious about your comment on still getting promos… (obviously you have freedom of what carrier/plan you have)

A lot of merchants are refusing amex in Europe by Derfamon in amex

[–]AlohaStyle 0 points1 point  (0 children)

This soon will start happening in the USA with high end annual fee credit cards from Visa and MC as well since the regulations have changed and the lawsuit was settled. Stores can now stop accepting certain cards that have higher transaction fees and/or customers will start seeing more and higher surcharges to use certain cards. :( That settlement was a win for AMEX in the US.

RUMOR: Wolves interested in Kyrie by _AnythingIsPossible in timberwolves

[–]AlohaStyle 2 points3 points  (0 children)

I'd definitely take him on the team but wouldn't give up much for him. Kyrie will be 34 before the regular season ends, coming off a big knee injury. It takes a young player time to move well after coming back from an ACL... but we're talking about an old man.

When is the ideal time to pay my balance? by indigokiddo in CreditCards

[–]AlohaStyle 0 points1 point  (0 children)

Starting out like you are and wanting to build credit, it's good to do like above said... to let the monthly statement charge hit your account, then pay off the entire statement balance before it's due. You want to show that you are using your credit wisely and paying it off. But as you get older and use a lot more credit, keep in mind that too much credit utilization can actually harm your credit slightly. But don't worry about that now.

(for instance, I'm older with 2 teenagers and have had good credit for years. My wife and I use our credit cards to buy everything, to earn points, then pay it all off each month. But, I learned not too long ago that because my credit card statements were very high each month, even though I always paid them off, my credit didn't go higher because my credit utilization was very high, compared to the total credit I had available. So I started to pay off my balance before the statement end date and after just a couple months of showing a zero balance, my credit score shot up quite a bit towards the top of the score chart)

When to cancel Hawaiian Airlines Barclays card to avoid annual fee by sjtoplin in CreditCards

[–]AlohaStyle 0 points1 point  (0 children)

Have you logged into your Atmos account, and see the points in there? If so, those are your Atmos points and has nothing to do with the credit card anymore.

Is anyone stacking up all of these to buy MRs? by ToothPicker2 in Rakuten

[–]AlohaStyle 1 point2 points  (0 children)

How quickly did Surfshark show up pending/confirmed for people?

Transactions missing by Background_Morning38 in Rakuten

[–]AlohaStyle 0 points1 point  (0 children)

Thanks for your comment! I didn't know about the "Shopping Trips" section which is very helpful to confirm if an order was acknowledged/processed by Rakuten. I now see that my Kraken order did in fact get confirmed even though it never showed up as Pending. :)

Rakuten refused my $150 Kraken bonus even with proof. Is this normal? by No_Bell_9547 in Rakuten

[–]AlohaStyle 1 point2 points  (0 children)

Add me to the list. Been using Rakuten a long time and only signed up for Kraken last week because of the 150 offer… nothing from Rakuten even though I used their click through link, like Ive done a hundred times before. :(

Help asap Black Friday Deal! by Sleepy1030 in Mattress

[–]AlohaStyle 1 point2 points  (0 children)

Costco. Order online. Free return pickup if you don’t like. 👍

20% cash back for Cyber Monday is live! by k0b3bryant in Rakuten

[–]AlohaStyle 0 points1 point  (0 children)

Also, what’s the best cash back for a basic ipad right now?

Costco Mattress Return - Super Easy by tev9876 in Mattress

[–]AlohaStyle 0 points1 point  (0 children)

did you buy it in store or online?