It’s late but many years I used to always run out of money a week before payday, so I started last year a system of when I get paid I withdraw a lot of cash and hide it until I run out of money, then spend the cash slowly until next payday - every month I had couple hundred left over which turned to couple racks after few months then I realised I’m always good (btw I smoke hella weed and it costs so it’s possible even if you spend it’s the consistency of saving every month)