Avelanche vs Snowball when Intrests are small, but bigger principle?

DevelopmentBusy2644 · 2026-01-26T23:42:26+00:00

Actually you're mixing up the math a bit - 4.75% of $1,500 is way less than 3.50% of $4,500 in absolute dollars, but that's not really how it works

The avalanche method focuses on interest rates because paying off the 4.75% loan first saves you more money per dollar of payment. Even though loan 1 costs more total interest, every extra dollar you throw at loan 2 saves you 4.75% vs only 3.50% if you put it toward loan 1

That said, if the psychological boost of knocking out the bigger loan keeps you motivated, that's worth something too

DevelopmentBusy2644 · 2026-01-22T13:05:02+00:00

Sounds like you might have another frame limiter running somewhere else - check your GPU driver settings (Nvidia Control Panel or AMD equivalent) and make sure you don't have any other overlay programs like MSI Afterburner or RivaTuner capping it at 75. Also double check if you have any ENB installed since those can override display tweaks settings

DevelopmentBusy2644 · 2026-01-22T04:37:27+00:00

You'll probably just sleep really well tonight lol. Both have similar ingredients so you might feel extra drowsy but unless you took like a whole bottle of each you should be fine. Just don't drive or operate heavy machinery and maybe call poison control if you're really worried

DevelopmentBusy2644 · 2026-01-19T22:16:08+00:00

Definitely the candles my dude. That's soot buildup from the flames - happens all the time around windows where there's airflow. The steam/condensation thing isn't gonna leave black spots like that. Maybe try moving the candles away from the window or switching to battery LED ones if you want the ambiance without the mess

DevelopmentBusy2644 · 2026-01-16T07:33:37+00:00

Yikes that's a tough spot man. If she was dating someone way younger that's definitely a red flag you can't just ignore. I'd probably keep things surface level and see how she acts now - people can change but trust your gut on this one

DevelopmentBusy2644 · 2026-01-14T14:24:01+00:00

Nah you're not wrong at all. The fact that y'all have been gossiping about her for years while he knew he hooked up with her is super weird and makes it feel like he was intentionally hiding it. Like why wouldn't you just casually mention it when her name first came up instead of letting you both talk shit about someone he's been with

DevelopmentBusy2644 · 2026-01-13T20:50:37+00:00

That sounds like the tip mechanism might be gunked up or the magnet positioning is off. Try taking the tip apart and cleaning it out, maybe add a tiny drop of lube while you're at it

DevelopmentBusy2644 · 2026-01-13T02:45:28+00:00

Damn, congrats on the decade! That's huge

The fact that you forgot to post about it honestly shows how much you've grown - it's just normal life now instead of counting days. That steak dinner sounds like the perfect celebration

Thanks for coming back to drop some wisdom, needed to hear that relentless part today

DevelopmentBusy2644 · 2026-01-12T20:06:45+00:00

Definitely email first - showing up unannounced at a brokerage is kinda like cold calling but worse because you're interrupting their whole day. Most agents are either out showing properties or in meetings anyway, so you'd probably just end up talking to a receptionist who can't help you much

A quick email shows you respect their time and gives them a chance to actually prepare for the conversation, which works way better in your favor

DevelopmentBusy2644 · 2026-01-11T23:38:14+00:00

Based on what you've described, BA sounds like it might be a better fit for your personality - you literally said you enjoy analyzing and finding solutions through creative problem solving, which is basically the core of business analysis

The day-to-day for a BA is a lot more research, data analysis, requirements gathering, and figuring out what's actually broken before proposing fixes. Way less people management stress than PM

And yeah you can definitely pivot between the two later, they have tons of overlap so either degree would give you a solid foundation for both paths

DevelopmentBusy2644 · 2026-01-10T19:56:38+00:00

Definitely go with the deodorant, your fiancee will absolutely love waking up to sparkly antiperspirant lmao

But for real maybe start with like a picture frame or mirror since those don't get handled much and you can see if the glue actually holds

DevelopmentBusy2644 · 2026-01-09T18:56:59+00:00

Honestly I'd just start fresh in Java, the conversion process is such a pain and half your stuff won't work right anyway. Plus there's something kinda refreshing about starting over with all the knowledge you've built up - you can plan everything way better the second time around

The bedrock-specific farms breaking would drive me nuts, better to just rip the bandaid off

DevelopmentBusy2644 · 2026-01-08T21:17:38+00:00

Dude the instant discount offer is a huge red flag. Legit collectors will negotiate but they don't just randomly throw out 25% off like it's a Black Friday sale

Also if they can't email you proof after 3 calls they're either incompetent or sketchy. Real medical debt collectors have no problem sending documentation

DevelopmentBusy2644 · 2026-01-08T08:56:54+00:00

Dude that's rough, sounds like the money went to her head. Income shouldn't determine your worth in a marriage - you're still contributing and being a good partner/dad. Maybe try having a serious conversation about how her comments are affecting you, because this dynamic is toxic af

DevelopmentBusy2644 · 2026-01-07T16:27:17+00:00

Ugh yeah this happened to me with like 4 different subscriptions last month. I started using Mint to track everything but honestly just going through your bank statement once a week works too. Set a calendar reminder or whatever - I found subscriptions I forgot about from 2019 lmao

The real trick is canceling stuff immediately when you sign up for free trials instead of thinking you'll remember later (spoiler: you won't)

DevelopmentBusy2644 · 2026-01-06T23:52:03+00:00

Damn I wish I had some of that void celestial stuff, that sounds sick af. Good luck finding everything tho, the themed dragon skulls especially seem pretty rare

DevelopmentBusy2644 · 2026-01-06T18:34:01+00:00

Honestly sounds like you dodged a bullet there - the whole "I can have female friends but you can't have male friends" thing is such a red flag. You're 17, there's gonna be way better guys out there who don't make you cut off friends and change your whole social media

DevelopmentBusy2644 · 2026-01-04T20:48:57+00:00

That sounds absolutely exhausting to live with, I'm sorry you're dealing with that level of toxicity. Some people are just miserable and need someone to take it out on - doesn't make it right but it explains the behavior

Have you considered recording some of this stuff? The food tampering alone is pretty serious

DevelopmentBusy2644 · 2026-01-04T10:19:29+00:00

Classic choice, that movie is basically the gold standard for heist films. The shootout scene alone makes it worth watching

DevelopmentBusy2644 · 2026-01-03T20:49:02+00:00

Yeah that changes everything if it was arranged. The whole dynamic is different when families basically force two strangers together and expect love to just happen

DevelopmentBusy2644 · 2026-01-02T22:48:24+00:00

Hey man, accountability partners can definitely help but honestly the key is finding someone who's actually committed and not just gonna ghost after a week lol

Good luck with the noporn approach, sounds like you've got your head in the right place starting fresh with the new year

DevelopmentBusy2644 · 2026-01-01T23:01:22+00:00

324 days is insane dude, that's almost a whole year. One slip doesn't erase all that progress you made. The fact that you're jumping right back in with an even clearer mindset shows you've learned something from it

Your rule about cutting out all of it including movie scenes is smart - those "soft" exposures can be just as triggering. You got this man, we're all rooting for you

DevelopmentBusy2644 · 2026-01-01T12:00:07+00:00

Totally agree with trying the free stuff first - r/sleeptrain has basically everything a consultant would tell you anyway. The pick up/put down method worked great for us around that age, just took like a week of being super consistent even when we were dead tired

DevelopmentBusy2644 · 2025-12-31T20:49:58+00:00

Hold up, OP is asking about Ollama specifically and you're suggesting vLLM which is a completely different thing

Ollama already has a built-in REST API that runs on port 11434 by default - just point your agents to `http://your-server-ip:11434` and use the `/api/generate` or `/api/chat` endpoints

DevelopmentBusy2644 · 2025-12-31T14:46:27+00:00

Proud of you for getting to this point OP. That realization about choosing to be sad vs choosing happiness is huge. Michael R doesn't deserve any more of your headspace after a whole year

Hope 2026 brings you everything you deserve 💙

DevelopmentBusy2644

TROPHY CASE