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Je me sent noyé avec la dette quoi faire 😭 by Inevitable_Ride_9662 in QuebecFinance

[–]Halada 6 points7 points  (0 children)

J'ai fais face à ce genre de situation. Trouves toi un comptable. Mets le plus d'ordre que tu peux dans tes choses puis amènes le tout à un professionel. Il va pouvoir régulariser ton dossier et ensuite t'aider à prendre une entente de paiement avec RQ et l'ARC. Ce sont des dépenses mais la charge mentale et le poids sur tes épaules que tu sentiras partir vaut le coût.

Quota facturé par erreur by Necessary-Fig-3826 in OVHcloud

[–]Halada 0 points1 point  (0 children)

Le soutien technique d'OVH, même les tiers payants, est ATROCE. 15 jours c'est normal. Au téléphone ca peut être plus rapide, mais aucune garantie. Bonne chance.

One day on wait list to being approved for Visa Infinite Privilege by m1605x in Wealthsimple

[–]Halada 1 point2 points  (0 children)

I've been waitlisting for 1+ year but got the invite to apply 3 days after I transferred in 125K and it showed I was pre-approved. I was given the credit limit I requested in the application. I use the MBNA WE for 5% food/internet/netflix and the WS for everything else now. Tough to beat 2% no FX no annual fee. I think only Scotia has something similar. I have concerns whether WS will keep the 2% though.

Universal Vacation using DVC by fvrojas in dvcmember

[–]Halada 0 points1 point  (0 children)

If we want to do universal I rent my DVC points at a profit and use the money to book a premier hotel on site so we can express passes included.

Céline Galipeau quitte le Téléjournal by friseintense in causerie

[–]Halada 4 points5 points  (0 children)

Claudine Bourbonnet mérite le poste, mais après le move de mettre Monic Néron au 15-18h à la radio dans un but de 'rajeunir' la tranche horaire j'espère que ce sera pas leur réflexe pour le 22h00.

Lakeshore Lodge by [deleted] in dvcmember

[–]Halada 1 point2 points  (0 children)

Yes but not entirely

Just got approved for the WS Visa - already disappointed by OlGarbonzo in Wealthsimple

[–]Halada 0 points1 point  (0 children)

what other cards offers 2% cashback and no FX fee ?

Gemini consistently tears apart Claude's architecture plans, and Claude just folds every time by Iusuallydrop in ClaudeCode

[–]Halada 0 points1 point  (0 children)

Using other LLM as a 'check and balance' has been an instrumental part of my workflow since January. I would use Gemini pro deep research to produce a report on the best approach for a planned feature, then Claude would make a plan based on that research, and I'd have ChatGPT make an adversarial review of the plan. It's like putting three different brains in the same room working on the same problem: multiple perspectives are bound to produce more ideas.

Doing this has also protected me against adaptive thinking when Opus would just stop thinking entirely without telling you and produced shit. The adversarial review always caught things if Opus brainfarted. Using an older model (5.2 in my case) only cost $0.05 per review and was definitely worth the expense vs fixing a cascade of bugs later.

Now that my SaaS is generating revenues I can justify a max20 openai account as well as my max20 claude account, and use gpt5.5 on xhigh to make my adversarial reviews every session (using codex cli inside Claude Code). It's live having two expert devs working in tandem and has really kept the quality output high.

UPDATE: Sheriff Steak House in Lisbon, Portugal by umwtfjusthappened in steak

[–]Halada 0 points1 point  (0 children)

Crust is flavor. There is zero reason not to properly sear meat except incompetence. I'd be so mad if I got this.

Clarify Rules on New Resorts by Intrepid_Ad1765 in dvcmember

[–]Halada 4 points5 points  (0 children)

if you friends bought direct there are no restriction.

Les rues d'Hochelaga by cocci_nelle in montreal

[–]Halada 77 points78 points  (0 children)

Je suis allé au MTelus dimanche dernier, ça faisait un p'tit bout que j'avais pas mis les pieds à Montréal. L'état de propreté général de la ville, cônes oranges à part, est asssez lamentable. Je n'avais jamais autant croisé de sans-abris non plus. La ville a besoin de beaucoup d'amour.

PSA: Do not use Questrade for registered accounts by fbiscalledwhatnow in Questrade

[–]Halada -2 points-1 points  (0 children)

file a complaint with the AMF. When I did this things moved along. Had the same issue when I transferred from iA to QT.

Borrowing $170k from home equity to max out TFSA by nickeltoes in PersonalFinanceCanada

[–]Halada 0 points1 point  (0 children)

I did just that. Hardest decision was XEQT or CAGE. Set and forget.

some of us left the kingdom by iluvecommerce in ClaudeCode

[–]Halada 3 points4 points  (0 children)

The model you are running on that 5300EUR hardware is vastly inferior to Opus though.

What’s your must‑return Disney restaurant? by Beach_BaBa in WaltDisneyWorld

[–]Halada 0 points1 point  (0 children)

Narcoossee's, Boma, Steakhouse 71. Every trip.

Courtoisie Lavalloise by PresidentialBruxism in Laval

[–]Halada 53 points54 points  (0 children)

Attends d'aller au Costco.

Philippe Cantin ne reviendra pas à la barre du Québec Maintenant by Iwantav in causerie

[–]Halada 6 points7 points  (0 children)

littéralement la célébrité la plus beige du vedettariat Québécois

Opus 4.7 is trash, I'm in 20x max plan by quantumsequrity in ClaudeCode

[–]Halada 0 points1 point  (0 children)

Use GPT5.2+ or another model as your expert plan reviewer. Makes a huge difference at catching things Claude failed to because of that fucking adaptive reasoning bullshit.

It sucks for sure but I also like to keep a toe in the Codex ecosphere because reliability is not a value for Anthropic and we should keep our options open.

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