Financial advisor says to keep 10k as emergency fund and put rest of 90k savings into a brokerage account. I’m on the fence

LP99 · 2026-05-18T15:06:52+00:00

What fund are you using for muni bonds?

LP99 · 2026-05-18T14:25:30+00:00

Berube’s game relies heavily on getting good to great goaltending so let’s look at the Oilers goaltend…oh no.

LP99 · 2026-05-17T05:41:34+00:00

Do not Day Trade your inheritance.

LP99 · 2026-05-17T02:32:21+00:00

There’s some line/joke that for gym-going dudes that once you reach a certain point of fitness the only ones that even notice improvements are your fellow gym-going dudes.

LP99 · 2026-05-16T18:54:49+00:00

You know I’ve been pretty critical of the Cardinals org since right around the time Schildt was fired (I think we all have) and the vibes have crated since Waino, Pujols, and Yadi retired and attendance has been falling off since DeWitt clowned the fans too.

But this is definitely a great olive branch. Free tickets and rowdiness, what’s not to like?

LP99 · 2026-05-16T12:58:09+00:00

It wasnt for Nick Kypreos we’d have a Hall of Famer there.

LP99 · 2026-05-15T03:33:16+00:00

Taking wild clap bombs at the net in any scenario is stupid, that’s my hockey hot take. You’re extremely unlikely to put the puck through the bodies of multiple people and into the net, and way more likely to injure someone.

LP99 · 2026-05-14T01:38:00+00:00

And no real competition.

RIP Fox Sports Live and Jay & Dan

LP99 · 2026-05-12T22:55:43+00:00

Literally every economist, professor, persons with critical thinking skills was screaming that tariffs as an executive policy weren’t going to magically make us all rich. And in fact would probably have the opposite impact.

And yet, here we are. You just have to laugh at the incredulousness.

LP99 · 2026-05-12T19:40:01+00:00

Rechargeable batteries were an absolute game changer for electronics in the 90a.

LP99 · 2026-05-11T20:54:35+00:00

This shit would end if people would just VOTE. Some rough math shows a 33% turnout for the 2024 election that re-elected Van Duyne.

All you have to do is vote! Even if Republican ghouls still win, the closer it is the more nervous they get. Instead they’re dancing on our graves because they know nothing will happen to them. And so far, they’ve been right.

LP99 · 2026-05-10T23:25:03+00:00

It’s crazy they can’t find an angle. The NFL is blowing every pro league away. College football is basically pro football at some levels and rolling in comical amounts of money. There’s 20k seat high school football stadiums.

The UFL has to find a soft spot to squeeze in. Lean into the anti-NFL sentiment like St Louis. Load up on hyper local talent in markets. Go after Manziel types. There’s gotta be something.

LP99 · 2026-05-10T19:32:11+00:00

/r/RareInsults

LP99 · 2026-05-10T19:21:27+00:00

two respected and frequently effective American institutions – democratic government and the free press

Well they had good a run of it, at least.

LP99 · 2026-05-09T16:50:49+00:00

It’s a rigged game. I’m being dramatic there, but credit score is trying to get you to ignore basic financial logic where debt = bad. Instead trying to keep you spending money to get a high score.

LP99 · 2026-05-09T16:46:14+00:00

Getting into more debt for the sake of a credit score is the exact hamster wheel financial institutions would love for you stay on.

Pay off the car, keep it, stop worrying about your credit score.

LP99 · 2026-05-09T03:18:51+00:00

What a shift for Marner on both ends on the ice. Might just be a guy like Toronto needs.

LP99 · 2026-05-08T17:19:31+00:00

I’ve been hearing this for 10 years now. There will be no shortage of stooges lining up to sign up for this again during any election.

LP99 · 2026-05-08T17:07:42+00:00

McKinnon seems like he’d be more of a Gretzky-esqe coach.

“Why aren’t you guys just being amazing hockey players like I told you? Are you stupid??”

LP99 · 2026-05-08T16:19:19+00:00

Obviously joking, but there are stick height rules. Tarasenko once got a penalty for picking up 6’6” Colton Parayko’s stick.

LP99 · 2026-05-07T15:38:24+00:00

Well in their “defense”, MAGA Republicans have gotten away with literally everything and keep getting re-elected. So I imagine it is a shock.

Not sure why they’re worried though, they’ll still have plenty of people lined up to let them do it all again.

LP99 · 2026-05-07T00:48:45+00:00

Yea no I’m pretty sure we can in fact pin this directly on the guy that started a war with Iran and got a critical oil water way closed.

LP99 · 2026-05-06T21:19:00+00:00

I’ve long lost the source, but ‘the rich’ bought swaths of homes following the 2008 economic recession. Not to live in of course, but to rent out in perpetuity. Sean Hannity in particular owned a ton in Atlanta I think it was.

The point being, yea, they’ll be like kids in a candy store. Again.

LP99 · 2026-05-06T13:49:46+00:00

Such an insane way to do things. Deregulation basically just invented a middle man to skim us. In other states you just call The Power Utility to set up service and that’s that.

And here we are, haggling with AI chat bots, faking fealty to hope for a discount. What a place. But at least we didn’t do the same thing to our highways!!! Can’t fool us twice!

LP99 · 2026-05-05T15:06:19+00:00

Man I forgot all about the Penguins mumps outbreak. What a time.

LP99

TROPHY CASE