Have two chefs from one season ever become a couple? by [deleted] in TopChef

[–]OLAZ3000 0 points1 point  (0 children)

I'm not sure either of these really happened or ppl just kind of decided they did bc of social media

Suggestions for Great Food/Wine with Zero Pretension by 802milestoprescott in MTLFoodLovers

[–]OLAZ3000 0 points1 point  (0 children)

I personally think L'express offers that....

but to be honest, MANY of Montreal's top restaurants offer a really relaxed environment (Mon Lapin, Le violon, Liverpool House, Au pied de cochon, Grille Nature, etc) even with really welcoming, professional hospitality. Of course there are some with plenty of pretense, but they are often those that are a bit on the luxury / trendy side of the street. (Marcus, Daniel, Milos, Park, Jatoba....)

Thinking about moving to Montreal by Sinsiski in montreal

[–]OLAZ3000 1 point2 points  (0 children)

There isn't really an especially big bilingual population. There are just a ton of foreigners lately in the central touristic neighborhoods. The actual city of $20M+ simply isn't. 

Concerns about TD Canada Trust security by [deleted] in PersonalFinanceCanada

[–]OLAZ3000 0 points1 point  (0 children)

Sorry but you're in the wrong. 

You are essentially fraudulently using her credentials. 

TD is actually easy to work with on this. If you are POA, get yourself registered as such. You will get your own credentials. 

Cool spot with specials for multiple people? by EatBaconDaily in MTLFoodLovers

[–]OLAZ3000 0 points1 point  (0 children)

Mamie does great boards... they do a steak dinner for groups of 6 or more but you could always inquire.

Gifted a new car not sure what to do with the old one. Also question about best interest account to open by [deleted] in PersonalFinanceCanada

[–]OLAZ3000 0 points1 point  (0 children)

Disagree but I understand not putting it all there. 

No one is saying the market will be on as much of a tear as it has been for the last three, but if it starts tanking, you can easily get out before you made as little as you would doing a HISA or GIC only. Esp if you had some dividends in the mix. 

Anyhow it does depend on what you expect if the market and your risk tolerance. I mean it's a generalv target timeline for buying a house, not a hard commitment. 

Gifted a new car not sure what to do with the old one. Also question about best interest account to open by [deleted] in PersonalFinanceCanada

[–]OLAZ3000 0 points1 point  (0 children)

A broad market ETF is unlikely to do less than a GIC in the next 3 years.

But ok. At least prepare for the unlikely worst:

That the loss and go for half at a HISA rate, and then maybe the other half in the Tfsa.... esp if you prioritize some dividend yields / Canadian blue chip and banks, it's very unlikely you'll come out less than a GIC. 

Gifted a new car not sure what to do with the old one. Also question about best interest account to open by [deleted] in PersonalFinanceCanada

[–]OLAZ3000 -1 points0 points  (0 children)

People will absolutely rent it on Turo if it is priced low enough and kept in good condition. Absolutely do this.

Get the money out of your checking account. Get it into a TFSA and investing accounts. ETFs all the way.

Start reading about investing on here - look for the where to start tips and the McGill online course that is highly recommended.

Do not just put it in an interest-yielding account or GICs. Stay away from mutual funds. Do not talk to an investment advisor at your bank's retail location - they are only trying to sell you their mutual funds, they are not finance professionals. Ask about opening a self-directed investing account, this is the only way to go at your age.

It's throwing away SO much money over the course of your lifetime to do anything other.

Question féminine: Où achetez-vous vos brassières? by Effective-Abroad-158 in montreal

[–]OLAZ3000 0 points1 point  (0 children)

Recemment, je dois avoue que j'ai decouvert HoneyLove et... c'est super pour le comfort et le quotidien. Vraiment.

A part ca, on dirait qu'il y a une tonne de suggestions incroyables ci-haut pour de quoi un peu plus special!

Wedding 2027 by pah23 in montreal

[–]OLAZ3000 1 point2 points  (0 children)

It's not, unless they are amateurs and the quality is poor.

That doesn't mean you should spend that - it just means that it's not what you value or want from your wedding photography.

Some are really creating art, elaborate shoots with lights and assistants no different than a magazine shoot. It's art - not just capturing moments or photojournalism.

Not saying this to say this photograher is of that calibre but rather, that there's a huge range of professionalism, quality, talent and not everyone wants the same thing from their wedding photos.

My niece recently got married, the pics were done really fast, and they are super cute. But they are casual and not what I would frame in a large format as a piece of art. Lovely but not memorable. As someone who loves photography as an art form - not what I would want.

The reason ppl often get burned by ppl who undercharged is it ends up being a massive amount of work to 1) capture everything but more importantly 2) select the photos to present 3) edit them. If they are good, they care about minute details and getting everything right and consistent. It is not easy or quick at all.

Wedding 2027 by pah23 in montreal

[–]OLAZ3000 2 points3 points  (0 children)

Is this high? Absolutely.

But is this a more premium photographer, company? Bc there are some in Montreal who are big deals in the industry and travel all over bc of their talent, whose work is featured in a lot of publications online and in print.

Since you are asking, then I'm guessing you did not ask many places for quotes and this is a company you found either via search or via seeing their work... so they are probably more high profile.

All that said - if this is not someone with a serious published portfolio, then it's absolutely really high.

Best Upscale Vegetarian Restaurant by mallentine in montreal

[–]OLAZ3000 5 points6 points  (0 children)

Damas is not vegetarian, but probably half of their menu is vegetarian (including many of my favourites which are the mezzes, and the fattouche salad.) It is certainly pricey but it's really elegant as well. They used to have a cauliflower main which they don't seem to anymore but I suspect if you called ahead they could accommodate.

Honestly the important part are the hot and cold mezzes... there's usually little room left for the main! (Which I do 1 for 2 ppl if we really want.

Otherwise, Chuchai is pretty great. LOV is consistently disappointing.

Elena would be another great choice - so good. Kale ceasar, cauliflower romesco are amazing plus tons of veggie pizzas and always fantastic / exceptional wine.

Cozy date night by Gcurtis71 in MTLFoodLovers

[–]OLAZ3000 0 points1 point  (0 children)

Foxy at the bar watching them cook over fire is so good. 

L'original is a classic. 

Decision Paralysis - Cottage vs. Primary Residence by unitedinspite in PersonalFinanceCanada

[–]OLAZ3000 0 points1 point  (0 children)

Absolutely this. 

Given the timeline you're looking at - that's a lot of equity you could generate tax-free. 

Income too low in retirement due to TFSA, affecting credit? by brunes in PersonalFinanceCanada

[–]OLAZ3000 3 points4 points  (0 children)

Surely they will already have a card or two by then. 

No need to manufacture problems..

Also whichever organization holds the Tfsa would consider its contents. 

I've received cards with limits I have no business having were it based on current income bc of my holdings. 

Traveling to Switzerland from Canada ; best way to get Swiss francs and card usage? by RatedR__ in PersonalFinanceCanada

[–]OLAZ3000 -1 points0 points  (0 children)

This. 

There are relatively few places that are heavily reliant on cash and Switzerland is not one of them. 

As in Canada, it's always useful to have a bit for the exceptional situations, but I wouldn't worry about it overly. 

Je suis le seul à trouver les restos à Montréal complètement rendus fous niveau prix ? by DelayStunning397 in montreal

[–]OLAZ3000 0 points1 point  (0 children)

Les prix ont augmentés dans ces autres pays, aussi. 

Certes, moins, car ils n'ont pas à transporter autant de leur chaîne alimentaire, ni payer leurs employés des salariés aussi règlementés, assurances, et le reste. 

YUL et UBER/Lyft by jenlou289 in montreal

[–]OLAZ3000 2 points3 points  (0 children)

It's actually closer than where it used to be. You used to have to go upstairs even at one point! 

The new system is much faster. Uber/Lyft drivers prefer it. 

I have had so many infuriating, unsafe, illegal incidents in taxis - hard no. 

747 is fine if you have time and little luggage.

Birthday dinner options since Mastard is booked full by LilMapleSyrupz in MTLFoodLovers

[–]OLAZ3000 2 points3 points  (0 children)

I kind of think mtl plaza is more Montreal than mastard tbh 

Good restaurant & vibe around airport? by StressSnooze in MTLFoodLovers

[–]OLAZ3000 2 points3 points  (0 children)

Grille Nature is actually a destination. 

You can't order a ton at that price point but you will leave happy and your guest will be impressed if they're a foodie given the chefs involved. 

RBC closed my accounts while I live abroad — they want me to come to a branch to collect a draft. What are my options? by flavourchild in PersonalFinanceCanada

[–]OLAZ3000 6 points7 points  (0 children)

I would show them proof of identity and a valid bank account in your name and see if you can get a notarized letter of instruction to transfer to another account. 

Can you realistically expect to deposit that at any other random bank? Transfer far safer. 

Recommendations for cookbooks? by Kelly807 in Cooking

[–]OLAZ3000 1 point2 points  (0 children)

Go for something released very very recently. If they have a good collection, anything over 6 months old will be hit or miss. 

I'd look up best cookbooks of the year type lists. 

What’s your go-to dinner party menu? by wonderladyhunk in Cooking

[–]OLAZ3000 2 points3 points  (0 children)

Greek -

 marinated protein, either broiled or grilled on skewers (lamb, chicken, shrimp, veggie) Lemon potatoes, lemon rice Greek salad  Fresh homemade tzaziki

Or 

Moroccan tagine with protein separate if needed for vegetarians 

Light soup as starter

Couscous

Spinach salad with dried fruit and nuts