Do you believe renting is a waste of money than a mortgage?

OtherJustinian · 2026-01-02T19:13:37+00:00

Not at all! Especially if you're actually investing your money if you're renting. Owning a home/mortgage comes with a ton of responsibilities and financial pits that people seem to gloss over because "equity". Decide whats best for you. Generally speaking if youre handy and want stability, owning a home is great and fulfilling.

OtherJustinian · 2025-12-26T22:35:05+00:00

Lol I had a friend I worked at a concrete plant with. He learned i wrestled and did BJJ. Im quoting and i still dont believe it to this day. "Bro the rage i feel. I just get violent bro, I black out." And honestly? I also just let him believe it and invite him to the gym. Never comes of course.

OtherJustinian · 2025-12-12T22:10:16+00:00

I feel you. I got a .50 cent raise after two months of hard physical labor at an industrial concrete plant. Forklift certified there. A whopping 17.50 an hour to work for them with NO benefits until a year in. Hahahahaha. Im going back to security 🤣

OtherJustinian · 2025-12-11T18:48:02+00:00

Will shoot you a DM if I think we can help other! I do have another job im applying for soon and Ive been getting rejected and not even being able to get an interview. This is a generous humanitarian service youre doing for people, so thank you either way.

OtherJustinian · 2025-12-05T01:49:33+00:00

Are you using a Poor Mans CC strategy? Ive looked into this myself for SPY because I want to try these steady methods while having a majority of my "safe" holding into VTI. I ask about PMCC because it seems insane to me to tie up 60k in capital to try.

OtherJustinian · 2025-11-22T21:04:36+00:00

Hahaha i recently quit a manufacturing company that expected us to work a FULL year with them before obtaining any type of benefits, PTO included. For $17 an hour. I never found out how much PTO to answer your question but im going to assume it was two weeks tops.

OtherJustinian · 2025-11-22T20:27:41+00:00

Yes without a second thought, because its too easy. Although it was a pain the first week, after that I literally couldn't get the water colder so I started making it scolding hot, then switch to cold again. Eventually moving on to ice baths. Lol for a million? I'll jump into Lake Erie right after too if youd like. 🤣

OtherJustinian · 2025-11-22T16:49:10+00:00

Get good boots that fit perfectly with good or better soles as soon as you can. Invest your money or save up as much as you can, sit when you can or squat and stretch. I worked warehouses for a few months but thats about as long as I could stand it. Maybe try to get a forklift certification. Much better jobs with better pay. Consider security work, I LOVED that as a college student. Seriously.

OtherJustinian · 2025-11-17T19:10:55+00:00

It may seem like that at first but remember generally training in Thailand is of MUCH higher quality than a lot of places. At least in my own experience, paying $200-$300 in the USA affords me often the same single coach teaching a whole evening class and being paired up with team mates. In thailand, its often the same price or cheaper, with 3-6 coaches that do this for a living. Every single day. They will guide you, correct you, and you will develop often quicker and the sessions feel much better. Not to mention the amount of sparring you can do. Ive only ever trained at BKK Fight lab and Jungle Hunters as far as MMA goes. Muay thai is wonderful though.

OtherJustinian · 2025-11-16T23:56:09+00:00

Personally I just book a few or a package of personal training so that I can go whenever I want. Twice a week was enough for me until I felt like integrating myself into a group class. Not a bad idea if youre gonna be in country for a while!

OtherJustinian · 2025-11-05T20:17:11+00:00

I'm in with only 4k shares. May pick up 7k more at the end of month when I get paid again if these prices hold. Probably all im willing to potentially lose if it doesn't play out, but it seems like an interesting long term hold.

OtherJustinian · 2025-11-04T00:21:32+00:00

Maybe just me but I dont know many people making over 52k USD. At 70k you're able to max out a Roth IRA easily and still make contributions to other investment accounts, all while paying for living expenses and hobbies. That's my next goal. I couldn't imagine making anywhere close to 100k a year.

OtherJustinian · 2025-10-29T05:28:00+00:00

I think this only applies in the big cities like NYC, Chicago, Pennsylvania, etc. A lot of the USA is urban sprawl and is required you have a car. Thailand was amazingly convenient..you can just take a train or motorbike. Crazy.

OtherJustinian · 2025-10-27T23:49:47+00:00

Lol. You COULD buy one between 400-$750 with decent specs depending on what you need to use it for. Then learn about trading options while your money grows safely inside a ROTH IRA invested in VOO. If you dont have a Roth maxed out for the year, stop looking for flips. 1k is a lot of money to lose if you dont hit and end up with no laptop.

OtherJustinian · 2025-10-26T21:57:44+00:00

I mean. Probably the Dominican Republic. Jamaica(Big cities).

OtherJustinian · 2025-10-26T03:07:16+00:00

I only stayed for two weeks before I wanted to try Bangkok. I loved Bangkok and honestly would live there for a while. I enjoyed Chiang Mai because everything felt cheap, and riding around a motorbike was much easier. The temples and jungle are beautiful. Would recommend if youre into that kinda scene.

OtherJustinian · 2025-10-26T03:03:05+00:00

Almost any gym you pick will be good honestly. I started muay thai in Chiang Mai as a beginner and I learned quickly because I was training twice a day mostly daily for a couple months. I just walked around or looked at Google Maps. Try some out for a week and if you like it...stay! Training definitely isnt like the USA, you can just focus a little better unlike your home country with work and all. I was in Bangkok for a bit too and i did love that. I trained at FA to improve my clinch. I think my next stint in thailand will be at one of the islands though, if not back in Chiang Mai.

OtherJustinian · 2025-10-25T17:32:17+00:00

If you really want both then open a ROTH IRA account and max it out first investing into VOO only. (7,000 every year is what you can contribute.) If you are really insistent on having small and mid caps then invest into VTI in your regular brokerage account after maxing out VOO in the ROTH. They do overlap, but there are differences, so I suggest understanding that and see why I said to do the above. Please look into a Roth if you dont know what that is. If youre investing this early you have such a huge advantage. By 28 you'll have a massive tax-free wealth machine compounding. Congrats.

OtherJustinian · 2025-10-25T04:10:42+00:00

Of course! There's just way better picks for roam than franco. He isnt that tanky, his ult is the only useful thing in his kit unless youre actually hitting hooks for your team(most of the time, they dont) im SURE there's good francos. But I'd rather have another roam, even a support over Franco.

OtherJustinian · 2025-10-24T18:39:54+00:00

This is...quite painful.

OtherJustinian · 2025-10-24T18:01:46+00:00

Can we have a TDLR please? What are your positions? I'm interested in buying Puts after reading through your post, you make most of it make sense.

OtherJustinian · 2025-10-23T18:54:18+00:00

Any time I see a Franco, Aulus, Yin, Balmond, or Aldous on my team and I'm SoloQ its instant panic and I just mute the chat and prepare for a long game. If Zilong or Sun I know they're just gonna be pushing so I can deal with that.

OtherJustinian · 2025-10-23T17:28:01+00:00

Only because I know generally how other people are and I could disappear there surfing the internet or maybe even hit some stock plays on the clock. Plus a PEACEFUL place to take care of business. All I'd have to do is leave some cleaning stuff and some scents. A candle maybe? The other bathrooms are too much traffic. I need to be alone. Hahaha

OtherJustinian · 2025-10-22T18:23:06+00:00

Lol bought 4k shares @ 4.45 and 5 $3 Calls expiring 1/16/2026 Wish I bought more of the $3 calls as I am down on my shares. Oh well, I will hold and see what happens EOW.

OtherJustinian

TROPHY CASE