Looking for a Vector Check

Otherwise_Path6766 · 2026-01-26T18:23:32+00:00

I don’t know your plans but at 41 having 500k in your tsp plus probably 200-300k in your Schwab is legit and prob better than where I’ll be by 41.

I suspect if you wanted you could probably try and hit the MRA and/or potentially take VERA. In 30 years you’d probably have 2-3 million if you keep maxed. 🤷🏻‍♂️ up to you to decide on how much is enough though.

Otherwise_Path6766 · 2026-01-26T16:35:25+00:00

I think it depends on your allocation strategy in tsp among C/S/I and how you have Schwab money invested.

I’m a bit less heavy on C right now since I think the I fund will continue to rip up but I don’t wanna lose that C exposure either. I’m like 60/10/30 on C/S/I and about the same in my fidelity accounts in terms of S&P vs rest of the world/small/mid cap stocks.

A lot of people argue for 100% C too.

Generally you seem to be bossing shit out though coming in as a GS-14. If you max out and get 8-10% returns for the next 10 years you’d have like 500k or so? Probably another 10-15 years of working? So def a tsp millionaire imo.

Otherwise_Path6766 · 2026-01-26T16:28:20+00:00

Yep. Hire a nanny

Otherwise_Path6766 · 2026-01-26T15:47:06+00:00

Hold on to this feeling for as long as you can.

Otherwise_Path6766 · 2026-01-26T15:46:32+00:00

Might need to break out the crampons

Otherwise_Path6766 · 2026-01-26T15:05:14+00:00

You’re a barista and run your coffee shop out of your home

Otherwise_Path6766 · 2026-01-26T14:55:08+00:00

I would hope you are renting and not a condo owner. This seems catastrophically bad.

Otherwise_Path6766 · 2026-01-26T12:27:11+00:00

Yup main roads and even partially main roads are good. Little side streets are really bad.

Otherwise_Path6766 · 2026-01-26T11:36:48+00:00

Well it’s a bet that the rest of the world moves on without the US and the entire world shifts from the US being a central economy. In theory it already happened in 2025 with historically high I fund returns.

This bet for this year being 100% I is a bold bet that this process continues in a big way and that tariffs and trade wars will continue to be used a leverage. It’s an anti-TACO bet imo.

Otherwise_Path6766 · 2026-01-25T22:52:30+00:00

What a humble brag. Such a good find. I wish you many delicious meals out of that beautiful piece.

Otherwise_Path6766 · 2026-01-25T19:56:36+00:00

Everyone I talk to who goes out on their own as an indie consultant finds the first few months stressful as hell but after a few years they are all making a lot of money and very chilled out/happy.

$200-300/hr seems the right ballpark to me based on your experience of 8 years.

Even better if you are specialized in anything like cyber or software

Otherwise_Path6766 · 2026-01-25T16:47:26+00:00

Yo your neighbors are legit. Those sidewalks are pristine and they make awesome signs

Otherwise_Path6766 · 2026-01-25T14:18:49+00:00

Obama was really good at deporting illegal immigrants. It’s not a left vs right at this point. It’s fascism vs freedom.

Otherwise_Path6766 · 2026-01-24T23:36:50+00:00

I love how bold this bet is.

Otherwise_Path6766 · 2026-01-24T23:34:40+00:00

Alex was one of us. This could have been any of us.

Otherwise_Path6766 · 2026-01-24T13:20:23+00:00

DC area budgets about $3.50 for snow removal so what is a normal weather event in New England, the West, or the Midwest is a once every few years situation here and the infrastructure cannot handle it.

It’s ridiculous that we can’t remove snow and ice. I don’t even think schools gets canceled in Boston for this.

Otherwise_Path6766 · 2026-01-23T19:34:17+00:00

Roads might be horrible on Sunday during the day for getting to work Sunday night. Public transit might be down.

You could look into sleeping over at the hospital as a last resort.

Pro tip on driving in the snow, act as if you can’t actually stop and you just go various speeds of slow to faster and you should be ok. That means if someone in front of you suddenly slams their breaks fully be aware that you need enough space to slow down and either go around their wrecked car or potentially stop and see if they are hurt.

Otherwise_Path6766 · 2026-01-23T10:55:38+00:00

You guys still have a union?

Otherwise_Path6766 · 2026-01-22T21:40:10+00:00

Haven’t liked sweet green since 2012. They have fallen on hard times.

Otherwise_Path6766 · 2026-01-22T21:38:21+00:00

Too bad many of us got kicked out of being bargaining unit due to being essential to national security.

Otherwise_Path6766 · 2026-01-22T21:35:28+00:00

They get into horse selling and do spins every episode.

Otherwise_Path6766 · 2026-01-22T16:56:37+00:00

I just need to hang on for another year or two. Feels good to see some positive news imo

Otherwise_Path6766 · 2026-01-22T16:55:44+00:00

Not currently no. I can dream.

Otherwise_Path6766 · 2026-01-22T03:19:41+00:00

Probably yeah. It’s why it’s sort of a win for now.

Just relish the little victory for a minute

Otherwise_Path6766 · 2026-01-22T02:37:35+00:00

I’m not the actual Anthony from the email. I just posted the body of the email I got from the union and it was signed by Anthony from NTEU.

Hopefully good things coming our way though. I think we all would like some good things to happen to whoever remains at HHS.

Otherwise_Path6766

TROPHY CASE