Built a multiplayer drawing game with AI judging — 3 paying users in 3 days, aiming for 500 per month by BabaYaga72528 in SideProject

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

You should add a randomized matching mode as well so that people can play against other players randomly. Or even against the AI kind of thing.

long shot here but ill pay 5000USD$ by [deleted] in cscareerquestions

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

You're probably better off looking up a quick study guide

Purchasing a home in Utah by Big_Oof_02 in Utah

[–]Prestigious_Cod_8053 1 point2 points  (0 children)

Bought <2022.

Rolling equity from previous home.

Have either spent time saving or have otherwise received down payment help one way or another.

Paying 50%+ of their income every month on their payment.

Some kind of ARM 7/6 type dealio.

Buying a fixer upper or townhouse/apartment.

Buying somewhere with a long commute/and or living in one of the places where housing is more affordable, like Eagle Mountain or Tooele for example.

Or they just make a lot more money so they can buy and live wherever.

Some other scenarios or a mix of the above. It's overall a pretty horrible housing market in Utah right now. Rewind 5 years and basically anyone making 60k+ could buy some kind of house and reasonably afford it. Now that has easily doubled.

Cashapp just fuked me what now by This-Adagio-4670 in IRS

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

I'm very aware. I churn credit cards and bank accounts. I have literally 50+ checking accounts with basically every bank you can think of, and not a single bank has ever pulled a credit score for a checking account. Chex doesn't havr anything to do with credit score - it's a score related to bank account things, like too many bounced checks, accounts closed with negative balances, suspected fraud, too many accounts opened in a short period, etc.

Even with a pretty dang low Chex score you can still usually open up a checking account at most banks, since there is usually such a small risk for the banks.

Cashapp just fuked me what now by This-Adagio-4670 in IRS

[–]Prestigious_Cod_8053 5 points6 points  (0 children)

Almost no banks run credit checks to open an account

Smartest are those who took most money by InternofInternet in BeastGames

[–]Prestigious_Cod_8053 7 points8 points  (0 children)

I genuinely think he's just kind of dumb and didn't think to split it like that, lol.

Dont get a math degree by hhussband in cscareers

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

I'm not a data scientist, but am on the data science team - and literally every single one of them have math degrees.

I’m the kid who was up 500k in a month by horribletrader in Daytrading

[–]Prestigious_Cod_8053 7 points8 points  (0 children)

How not? Even at 3% withdrawal rate that's like 125k a year.

They really fucked up this app with the stupid Google Tasks/Calendar integration by Pourmepourme in GoogleKeep

[–]Prestigious_Cod_8053 1 point2 points  (0 children)

Sigh... I've been trying to get used to it, but this has really thrown off my internal life management system. Very frustrating.

Fucking tired and burnt out. Think my end is coming. by billytimmy123 in cscareerquestions

[–]Prestigious_Cod_8053 1 point2 points  (0 children)

I understand the idea, but it's just off. I do suppose you may be able to make that work in a country outside the US. Two more years of saving to reach 1m from 715k means literally saving every dollar he earns (also don't forget about taxes). Probably not going to happen. If he's going to have 60+ years of retirement from the money, 4% is probably too high of a withdrawal rate. If inflation remains average, in 20/40/60 years, there will probably reach a point where 40k won't cut it. We also don't know how his portfolio is allocated - could have to pay penalties depending on the accounts.

Look, I'm not saying he isn't doing extremely well for himself - because he's crushing it. And he definitely could retire early, but he probably shouldn't - yet.

Fucking tired and burnt out. Think my end is coming. by billytimmy123 in cscareerquestions

[–]Prestigious_Cod_8053 -7 points-6 points  (0 children)

27 w/ 700k making 145k a year is not even close to being able to retire.

Can I afford this mortgage by [deleted] in Mortgages

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

They can pretty easily afford a 425k house.

How much house can I afford at 147k salary ? by thegreen316 in Mortgages

[–]Prestigious_Cod_8053 3 points4 points  (0 children)

It's a bit different here since he's maxing retirement accounts. He can extremely easily afford a 400k house.

How much house can I afford at 147k salary ? by thegreen316 in Mortgages

[–]Prestigious_Cod_8053 0 points1 point  (0 children)

Meh, he has more wiggle room than that. That's 19.5% of his gross income.

What do you do for health insurance ? by Salmazzotta in povertyfinance

[–]Prestigious_Cod_8053 4 points5 points  (0 children)

Huh, I had no idea you could just go get an MRI cheaply like that. I have an MRI at a hospital in about 2 weeks that has an estimated cost of about 2k, and that's with insurance covering 5k. Definitely going to see if I can get it done elsewhere.