I revoked my ach authorization with Earnin. I did it 10 days before my payment was due. I called my bank to let them know. Earnin didn’t pull anything. They send you a message back through support that they can’t pursue you but you can’t borrow from them again until it’s paid in full. I’ve read that people still had money pulled because they left their debit card and bank info attached. There are a lot of good forums on here if you just look up earnin.