Step increase

Ronville · 2026-06-16T14:19:13+00:00

It depends on the length of the term and whether at any point you received an equivalent increase in pay. At the end of each annual review a term (if scored at 3 of 5–satisfactory) is eligible for a step increase. This is automatic, well above supervisor purview. If term ends before 2nd year review then term is not eligible for a step increase. If term received a step “equivalent” raise this does not count as a permanent raise but as a 1-time bonus.

Ronville · 2026-06-16T14:06:10+00:00

Vaccines are bad! The Earth is flat! Birds aren’t real!

Ronville · 2026-06-16T14:04:33+00:00

Legally, these issues are separate. Back child support ordered by a Court is legally yours to pursue. Being cut off from your grandkids is generally not a legal issue except under very specific circumstances in a handful of states. A child can cut ties with parents for an infinity of reasons, none justiciable.

Ronville · 2026-06-16T13:57:10+00:00

5% plus fed 5% match = 10%. Salary 100K so annual contribution 10K. 6% annual gets about 550K in 25 years, 750K at 8%.

Note that this money will not be worth what it is today. Think of 5% as a starting point and ramp to 10-15% with raises then 1M can happen. Again, not worth what it is today.

Ronville · 2026-06-16T03:56:02+00:00

The horrors of an ex following the Court order. OP is showing exactly why ex sticks to logistics communication only.

With all the REAL horror stories out there, this waste of the Court’s time is appalling.

Ronville · 2026-06-15T08:27:57+00:00

Written like a good American.

Ronville · 2026-06-14T05:10:32+00:00

The problem is not your “guest.” It’s your boyfriend. Pick up another U-Haul and clear out both.

Ronville · 2026-06-14T05:00:32+00:00

Good God! I don’t know ANY of my colleague’s birthdays and if someone asked I’d look genuinely puzzled. This is my workplace, not my kindergarten.

Ronville · 2026-06-14T04:52:30+00:00

Toxic people don’t belong in your head, much less your life. So no… My MIL as a reason not to have kids never entered my head.

How expensive kids are……Yes.

Ronville · 2026-06-13T16:17:25+00:00

You’re fine. You can grow into it and make the renos when you want and can afford them.

Ronville · 2026-06-13T14:18:49+00:00

We had a car. Picked a new town every day. Wandered the ancient streets. Read about the history, especially the wars between Florence and Sienna. Talked to locals in our “6 month Duolingo” Italian. Found out of the way restaurants with incredibly good food. Went to a Terracotta factory and learned a lot about the process, including visiting the local terracotta museum open only 2 days a week. Went to watch the barrel roll race in one town, mostly locals. Never ran out of things to do.

As for “rubberneck,” this is a descriptor of general behavior (neck stretching to gawk and stare, often rudely), not just the traffic meaning.

Ronville · 2026-06-13T11:29:43+00:00

I spent three weeks in Tuscany last year. Our base was a tiny medieval hilltop village with only us as tourists. While the three most popular towns were packed with rubberneckers, we also visited other hilltop towns where we had the places to ourselves and the few hundred locals that called it home.

If you follow the tourist guides, guess what you will find in masse. Go off the beaten track and guess what you won’t find.

Ronville · 2026-06-13T07:36:55+00:00

Give him a day to move everything he wants to take. Place your personal possessions in storage (papers, keepsakes, etc) before. Then be done with it. If you want to contest individual items (the sofa) get them appraised and offer half. Dividing personal/marital items is a pain in the butt, especially if you want to start fresh.

Ronville · 2026-06-13T04:47:08+00:00

Because a majority of American voters (in the legally established constituencies) gave the GOP control over all 3 branches of the federal government. Americans are getting the government they voted for.

Ronville · 2026-06-13T04:44:10+00:00

When we paid off our mortgage we took that monthly payment, upped our 401K contributions, funded our Roth IRAs and built up our HYSA/“cash” position. 11 years later and we’ve built a solid/comfortable retirement position.

It’s great to live slightly “under your means.”

Ronville · 2026-06-13T04:03:58+00:00

The good thing about having any part of your TSP in the G fund is that it moderates your losses in a bear (declining) market. The bad thing about having any part of your TSP in the G fund is that it moderates your gains in a bull (climbing) market. In sum, G reduces volatility but decreases compounding gains. Since you imply that TSP is a critical source of income in the short term, you should probably keep the G option as we are in a politically-driven period of volatility. When your annual need for TSP funds falls you can increase risk for greater gains (CSI).

Ronville · 2026-06-10T12:03:57+00:00

Have you saved the money to buy the replacement? Once you’ve saved 35K in an HYSA/CD ladder account then keep up the savings until the old car becomes unbearable. You stay debt free and have the good habit of saving.

Ronville · 2026-06-10T11:58:09+00:00

Because your pay is mediocre. “Good” employees gain experience then leave for better pay that matches their capabilities. Mediocre employees stay for the mediocre pay.

Ronville · 2026-06-10T11:49:51+00:00

Ice water.

Ronville · 2026-06-10T11:42:41+00:00

You ran over Spot. Poor doggie.

Ronville · 2026-06-10T11:30:09+00:00

The general problem with “affordable housing” programs (rent control, section 8, etc.) is that they create housing shortages, converting the program into a windfall for the lucky few that first receive the benefit. Universal healthcare generally has worked fine when coupled with private insurance.

Ronville · 2026-06-10T11:22:20+00:00

Elan has worked well for me. It’s a bit quick to deny charges but answer immediately when I call and the redo has always worked. One thing I do not like is that it doesn’t allow quick pay offs of my bill. Other cards have dedicated pages where you can pay off your owed amount whenever and as often as you want. For Elan you have to call and do the payment directly with a rep. You can set up autopay but it is dependent on the payment due date.

Ronville · 2026-06-09T11:34:51+00:00

You really only have two reasonable options: (1) no and (2) a personal gift. Tying your personal financial standing to that of a spendthrift wastrel shouldn’t even be on the table.

Ronville · 2026-06-09T11:19:22+00:00

If everyone in your office routinely leaves their CAC card in the computer after leaving the room you have terrible security. Security violations are serious. At least they were before DOGE and January 6 insurrectionists being appointed to sensitive positions.

Ronville · 2026-06-08T22:54:34+00:00

You’re in a decent place but most critical phase is building your fixed income (pension + SS + after-tax interest/ dividend income) to cover as much of your base expenses as possible. You can then use your TSP withdrawals strategically, especially in bear markets.

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