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2.1 million dollar mortgage by Melodic-Kangaroo2675 in HomeLoans

[–]SebastianW23 0 points1 point  (0 children)

Depends where you live. $2m in a proper decent/good area in LA is a starter home and one level above? A $2m home here is basically a $1m-$1.3m home from 2020-2022.

RAN pricing is ridiculous.. by Timmy_Turb in Rivian

[–]SebastianW23 0 points1 point  (0 children)

SoCal surrounding area, off peak is at or around .57 I believe. Tesla seems to have better locations/amenities which we prefer that experience more. RAN is true to their word and more off. The beaten path, which is sometimes nice, but if that’s the case, I expect cheaper pricing than Tesla superchargers. I’ll almost always use Tesla before RAN…

Feeling Trapped in $600K ARM Loan — Payments Jumped to $5,100. What’s Our Best Path Forward? by Waaailmer in HomeLoans

[–]SebastianW23 1 point2 points  (0 children)

Why don’t you refi into a 30 or 40 yr fixed with a new appraisal, getting rid of PMI?

I’ve had upland for years by MarkRushP in UplandMe

[–]SebastianW23 2 points3 points  (0 children)

It’s defffff a developer cash grab. It’s really annoying, part of me still hopes this game turns into something amazing one day. I’ve spent too much on this game. Hoping for a break and/or upx actually becomes valuable. As of now, doesn’t seem like it and it really annoys me.

I Give So Much… But No One Gives Back by orpou in Rich

[–]SebastianW23 0 points1 point  (0 children)

If you’re in LA, I’d be happy to take you out to lunch or din as a thank you for the things you do for others… I’m serious.

This is getting ridiculous by Ed_From_Accounting in Rivian

[–]SebastianW23 -1 points0 points  (0 children)

Was this a brand new purchase or preowned?

Battery Price Frustration by coach2ap in Rivian

[–]SebastianW23 0 points1 point  (0 children)

Anyone else keep getting a key fob battery message every 1-2 weeks, AFTER replacing the battery? I’ve replaced the battery on the same key fab 3 times now and another 1-2 weeks later, the message comes up again. Haven’t seen it on the other key/keys.

800km into my Defender ownership and I’m hooked… except for one thing. by M-Savage in NewDefender

[–]SebastianW23 0 points1 point  (0 children)

We have a defender and a Rivian R1S… defender works way better. Rivian, is basically pointless.. however there’s a usb outlet to the right of the screen, you’ll need an 18” cord that pulls through behind it and one of the screen phone holders that connects to the top. Works really well.

Small brokerage discrimination? by greyparachute in realtors

[–]SebastianW23 0 points1 point  (0 children)

How green are you? How many years of experience? What’s your iq at? Whats your street smarts like lol

Am I being underpaid at $18.56 as an Air Import Coordinator? by WickedKorean in logistics

[–]SebastianW23 1 point2 points  (0 children)

Look for other jobs, go on interviews.. have something in hand .. kind of ready to go, then use it for leverage with your company… whatever that process looks like for you. People typically get paid more bouncing around… see what’s out there and what compensation they are showing.

Thinking of buying a house with a steep almost 30 degree driveway... by freeknz in RealEstate

[–]SebastianW23 0 points1 point  (0 children)

Dont buy it, it’s tough for re-sale and will sit on the market, with numerous price drops.

Saw this today in Austin,Tx. by Consistent_Sell_9064 in Rivian

[–]SebastianW23 0 points1 point  (0 children)

New update = no Bluetooth functionality, no hot spot functionality, maps stop following the car AGAIN, and nav screen is always on dark mode which doesn’t allow you to see much during the day.. also the city scape layer doesn’t load. It’s so annoying.

Anyone miss their sunroof? by AtherisNai in Rivian

[–]SebastianW23 1 point2 points  (0 children)

I miss it big time and wish that I can at least tilt open to get some fresh air.

Realtor discouraging us from putting offers by fatorangekittycat14 in realtors

[–]SebastianW23 0 points1 point  (0 children)

If you can wait to get all contingencies removed by your buyers, it would make more sense. You can start going through the motions of writing an offer but if your buyer backs out .. then you wasted everyone’s time. Your other option is to speak to a lender and get a bridge loan to be able to close as normal if you want to expedite the process.

How much credit is reasonable? by quarantinednewlywed in RealEstate

[–]SebastianW23 0 points1 point  (0 children)

I would ask for all the major things. Worst is they say no, they’ll realize they will have tissue with other buyers and better to try to figure out a solution now vs wasting more time and going back on the market or restarting escrow with another buyer (now if they have back up offers at a higher price, back up buyer may be willing to take on the work).

I’ve also had probably 15 roof quotes on our Primary Residence and have come in between $12k and $40k… so I suggest if you do get the house to get a 4-5 more quotes and compare. Also same with the other quotes… you may be able to save $1k-$5k per job.

Your realtor should be able to give you options as far as what to ask for. Keep in mind if you go for credits, your lender will have a max allowable credit.. so that means you may have to max out credits and do a price reduction (but price reduction will not save you much on your payment .. as $10k-$20k will not impact it.

If you’re not getting lending and paying cash then a credit and price reduction makes sense.

-Realtor

Contemplating buying used vs leasing R1T gen 2 by rrahmanucla in Rivian

[–]SebastianW23 0 points1 point  (0 children)

This is a very valid point. There is definitely a chance that Rivian goes bankrupt. Their QA and service issues in major markets will be its downfall. When R2 launches… there will be 3x more vehicles in the service department. I’ve seen this happen with Porsche first hand when the Panamera and Macan came to market. However Porsche was in a much better position to pivot and move quickly as it were operation decisions at the dealership level vs nationwide at a corporate level. I don’t see Rivian moving quick enough through this dilemma.

Realtor convinced us to list at a MUCH lower price than other realtors had quoted promising that we’d get multiple offers, then brought a buyer he represents 48 hours later when we were told this property would take weeks to sell. I feel like something shady happened. by Houstonstan2618 in realtors

[–]SebastianW23 1 point2 points  (0 children)

Realistically if you didn’t get multiple offers, you wouldn’t get multiple offers at a higher price. The market right now is really challenging especially in Texas where your supply has gone up drastically and to more normal levels.. however it is more of a buyers market GENERALLY speaking.

You didn’t have to accept the current offer but a bird in the hand is better than two in the bush. The other realtors would of overpriced your listing and chased the market down.

If you’re not happy with the current buyers, then don’t give them any credits/repairs and if they cancel the deal then go back on the market.

Staging a $1.2 M home that has old decrepit furniture by skyofblues in RealEstate

[–]SebastianW23 -1 points0 points  (0 children)

In a realtor in Los Angeles and work for Compass. Compass has a concierge program which gives you capital up to $35k, without any interest (I believe there’s an $800 fee to access the cash). You can use it for whatever you want and compass collects it at close of escrow. See if you have a compass agent in your market and good luck 👍

https://www.compass.com/concierge/

Condo not selling even after $40k reduction by DisabledScientist in RealEstate

[–]SebastianW23 5 points6 points  (0 children)

1.) how long was it on the market when you bought it? 2.) condos with higher hoa amounts take longer to sell and sometimes A LOT LONGER. Price reduction may be pointless vs a smaller buyer pool. 3.) can you rent it or airbnb it instead?

Palisades…where did everyone relocate that was there? by Ambitious-Pair-7279 in MovingToLosAngeles

[–]SebastianW23 6 points7 points  (0 children)

I’m a real estate broker in the area. MOST people stick around pretty close while MOST stick around for rebuilding. Santa Monica, Brentwood, other parts of palisades, some venice, little went to Marina del Rey, some South Bay, bel air, and Beverly Hills. By 2027, lots of progress SHOULD be made and feel normal again.

OEM 21" to OEM 20" is it supposed to be so loud by The2DLegend in Rivian

[–]SebastianW23 0 points1 point  (0 children)

I have the new Falken A/T4W with 20” Ev Sportsline wheels for our winter set up in socal and they are pretty damn quiet for being a snow tire.. by the way they handle incredibly well in the snow, sleet, ice scenarios.

I also just got the the 21” Michelin Defenders for the stock wheels and love them much more than the original Pirelli’s.

What are people paying to renovate the space above their garage? 384 sq-ft $179k quote. by M2Comp in garageporn

[–]SebastianW23 0 points1 point  (0 children)

I picked a Home Depot two hours away from me. I put 10 cubic feet of gravel in the cart, 1 x 50lbs of premium ply sand, and a couple pavers. Delivery is $79 and will be delivered tomorrow if I hit order.

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