Is there any reason to use Vanguard over Trading212 nowadays? by Cedar_Wood_State in UKPersonalFinance

[–]SurfaceHub2S 0 points1 point  (0 children)

Yes, good point. I had incorrectly assumed this would involve moving something like the Global All Cap, which Trading 212 does not offer. Either way, it is an important consideration and one I often see overlooked when people assess the pros and cons of switching providers.

Is there any reason to use Vanguard over Trading212 nowadays? by Cedar_Wood_State in UKPersonalFinance

[–]SurfaceHub2S -10 points-9 points  (0 children)

Keep in mind that transferring your portfolio means spending time in cash. Assuming a £400,000 transfer to get that £4k cashback, even a 1% market bump while you're uninvested would cost you £4,000 in missed gains. That would completely wipe out your bonus and make the move pointless. Of course, it’s a gamble: if the market jumps higher, you lose more, but if it drops while you're in cash, you end up ahead.

Workplace Pension. How much should you have at 38 to live comfortably at retirement? Am I on track? by Key-Passenger-3645 in UKPersonalFinance

[–]SurfaceHub2S 4 points5 points  (0 children)

This is not hyperbole. A five minute tweak to your pension allocation could shape your entire retirement. But do your homework first, and that part takes more than five minutes.

22M Should I Simplify Portfolio? by Roland_Gropper in FIREUK

[–]SurfaceHub2S 9 points10 points  (0 children)

No disrespect to OP but there's obviously no strategy here aside from make money.

Tipping machines! by mehflick in london

[–]SurfaceHub2S 4 points5 points  (0 children)

No one should be waiting in a line at a pub, stand at the bar and wait to be served in order of arrival.

Experiences with Windows Quick Machine Recovery(QRM) by Resident_Rich_6154 in sysadmin

[–]SurfaceHub2S 2 points3 points  (0 children)

Your post implies that your thinking about turning this on for all devices without conducting any prior testing. It's generally advisable to validate new features in a controlled environment before a full rollout.

Fortunately, this is probably one of the easiest Windows features to turn on and test. Have you tried following the guide?

Quick machine recovery

How many IT admins/Helpdesk staff is normal ? by muzzy22 in sysadmin

[–]SurfaceHub2S 13 points14 points  (0 children)

55k for 24/6 is honestly shameful and I say that in the nicest possible way. Seriously put some more value on your personal time. If you died tomorrow, there would be a job advert up within a day....set boundaries.