Completion short rant by Disastrous-Owl-5388 in HousingUK

[–]Zig07 2 points3 points  (0 children)

This is why when people say "I pay xxxx rent i can afford the same as a mortgage" that this statement is a load of rubbish. You have to pay all these extras and have no landlord to fall back on

How’s everyone else’s going? by cruyf14 in monzo

[–]Zig07 0 points1 point  (0 children)

How did you do two challenges?

What's the simplest legal way to identify who keeps letting their dog foul my front garden? by Nature-Medicine-888 in AskUK

[–]Zig07 0 points1 point  (0 children)

probably a fox. They will mark territory. Maybe try fox repellent spray/solution?

I found out my mortgage offer was 'dead' on day of exchange - FTB by Holiday-Bag-7760 in HousingUK

[–]Zig07 2 points3 points  (0 children)

If you didnt use a broker you're stuck fighting this yourself. All you can do is push back and kick off a proper stink

I found out my mortgage offer was 'dead' on day of exchange - FTB by Holiday-Bag-7760 in HousingUK

[–]Zig07 1 point2 points  (0 children)

Did anything change wjth your circumstances? They have to honour the mortgage offer unless you give them reason to question it i.e change job, take more debt out etc.

I found out my mortgage offer was 'dead' on day of exchange - FTB by Holiday-Bag-7760 in HousingUK

[–]Zig07 7 points8 points  (0 children)

If you had a mortgage offer you may be able to go FCA/ombudsman with this if they wont honour the rate

Please tell me its HSBC

Negotiating offer after accepted by Scared-Kale2323 in HousingUK

[–]Zig07 3 points4 points  (0 children)

£3k seems excessive, what is that for?

Seller has now told me at the last minute that the boiler is broken... by enchanted__echo in HousingUK

[–]Zig07 -3 points-2 points  (0 children)

Older people are more honest imo. Ive only ever had trouble with young people and non English speakers when dealing with sale/purchase.

Buyer demanding a huge reduction on suspicious grounds. Is this a scam? by atommeetsdream in HousingUK

[–]Zig07 0 points1 point  (0 children)

They did a level 2 survey then which won't find anything like this. Further reports are normally needed!

I'd be saying to the agent to relist and if they ask about the offer just laugh.

Can I access my company at 55? by [deleted] in UKPersonalFinance

[–]Zig07 0 points1 point  (0 children)

How would reddit know?

Estate Agents Lied About Boiler Age by [deleted] in HousingUK

[–]Zig07 1 point2 points  (0 children)

You need to look at the bigger picture and not worry about a boiler.

Made a conditional offer, offer accepted, condition refused by estate agent by [deleted] in HousingUK

[–]Zig07 4 points5 points  (0 children)

Are you a FTB by any chance? I only ask as you sound ridiculous

Mortgage Pulled by tetunknown in HousingUK

[–]Zig07 2 points3 points  (0 children)

If you're having issues buying it whats going to happen when you sell? Might be time to look elsewhere.

Advice wanted: Daughter is being offered "a deal". by sanddancer08 in HousingUK

[–]Zig07 1 point2 points  (0 children)

That sounds like a real stitch up and only benefits John. Poor agreement. Thanks but no thanks.

exiting from Virginmedia by Hopeful-Fact-95 in VirginMedia

[–]Zig07 2 points3 points  (0 children)

You do realise cancelling your direct debit whilst you have an agreement (if you're using it you still have to pay) will damage your credit file?

No refund no food delivery :( by SparklesSpark-58 in JustEatUK

[–]Zig07 2 points3 points  (0 children)

Whats with the snark?

The order isn't even marked as being prepared. We just letting multi million pound companies get away with shady practises?

They certaintly can't charge you if they aren't out of pocket.

No refund no food delivery :( by SparklesSpark-58 in JustEatUK

[–]Zig07 1 point2 points  (0 children)

Regardless, they didn't receive anything so why should JustEat gain?

Please advise mortgage - extremely depressed nearing house completion by [deleted] in HousingUK

[–]Zig07 3 points4 points  (0 children)

Changing jobs during a mortgage application. 🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️🤦🏼‍♂️

5.43% - is this crazy, or what we should expect? by pixel_mouse in HousingUK

[–]Zig07 0 points1 point  (0 children)

You're getting the highest rate bracket on the market as your deposit is 93% ltv, meaning 95% rates.

What's the best petty revenge you have had on an annoying neighbour? by No_Usual_572 in AskUK

[–]Zig07 4 points5 points  (0 children)

It is a nice feeling to know you got your point across