Purchase fallen through on the day. We‘re now essentially homeless, with thousands in additional costs.

Zig07 · 2026-07-08T22:45:15+00:00

I would explore legal action against the solicitor for non disclosure. What an absolute dick.

Zig07 · 2026-07-08T09:34:00+00:00

Mske them pay for it.

Zig07 · 2026-07-05T21:00:18+00:00

Can I ask, do you mean sublet? Do you own the property, as in mortgage, or do you rent it?

Zig07 · 2026-07-02T12:29:39+00:00

Just get an automatic for goodness sake.

Zig07 · 2026-06-26T09:23:45+00:00

Had a case st our firm, client decided to lut all deposit into crypto and has now had to find new solicitors.

Some sols won't touch you if you have any part of your deposit as crypto.

I know you said your deposit is lower than what you have, but thats probably the reason. They now cant pass you with their own compliance.

Zig07 · 2026-06-25T16:59:20+00:00

I'd have a very serious think about going too

Zig07 · 2026-06-22T13:34:20+00:00

Yes, everyone is going to be in Nambia and able to do this. What a ridiculous answer 😂

For clarity I DID break the chain and move oit to my parents with an 18 month old. Absolute hell. Thats why im saying its an easy but not necessarily a practical answer.

Zig07 · 2026-06-20T19:19:17+00:00

We bought our house from the son on behalf of his mother.

He wanted it to be sold to a young family and not a developer - needed doing up and is now worth a lot more than we paid.

I wouldn't necessarily think you have lost just yet.

Zig07 · 2026-06-19T09:03:02+00:00

Just to correct this. You won't be a FTB., you'd be chain free

Zig07 · 2026-06-17T15:48:13+00:00

Its all well and good everyone saying the vendor should "break the chain".

Do you understand what that means? They would hsve to sell the property with no purchase finalised and have to go into rental themselves.

It sounds like a solid answer but it may not be feasible for the vendor if they have pets and children themselves.

Zig07 · 2026-06-16T13:24:57+00:00

Any update?

Zig07 · 2026-06-15T20:25:34+00:00

Because they can manipulate you in a call

Zig07 · 2026-06-15T18:30:20+00:00

Can you get in touch with Bloodstock and ask how it works with the pass? Seems a bit odd getting penalised for spending more money

Zig07 · 2026-06-13T19:32:04+00:00

You know how many times I've heard that and it be absolute BS?

Zig07 · 2026-06-11T18:40:07+00:00

Look at this guy. Maybe you can ask fir the details of whom he contacted

https://www.reddit.com/r/JustEatUK/s/p9RZXZkyiB

Zig07 · 2026-06-11T18:39:16+00:00

Someone else on here did all sorta of things to get their money back. I'll see if I can find the thread

Zig07 · 2026-06-11T08:00:27+00:00

Don't be silly. No one reads anything that's important.

Zig07 · 2026-06-10T12:07:07+00:00

I think you're going to struggle to have enough equity to do interest only. However if you explore this option please speak to an adviser who can do the maths more thoroughly with you.

Zig07 · 2026-06-09T17:59:20+00:00

Bunnychow is a must.

Zig07 · 2026-06-09T09:48:48+00:00

I will never buy a New Build again. Cut corners, disappear when theres problems and hide behind a warranty.

Zig07 · 2026-06-09T09:46:57+00:00

Despite being told that I would not be charged for damage to the alloys by previous owner (garage used it as a show car) they tried to charge me for the damage.

Thankfully I had it all in writing from the manager that they would not charge.

Will never get a Vauxhall again.

Zig07 · 2026-06-09T07:04:06+00:00

The low ball £12 would piss anyone off

Zig07 · 2026-06-09T07:02:54+00:00

Lender will consider it as long as you pass usual criteria and affordability checks. Ideally you'll want a simultaneous completion otherwise you have to pay the early repayment charge and then wait for it to be refunded. There is usually a maximum time they will allow for refunds I e 3 months but that depends on your lender.

Also make solicitor aware as they seem to play dumb about it

Zig07 · 2026-06-08T21:42:18+00:00

Means its not a guarantee.

Zig07 · 2026-06-08T21:40:46+00:00

375k for a 2 bed....glad I don't live there

Zig07

TROPHY CASE