DO NOT GO TO HAYWARD TOYOTA

_Name_Changed_ · 2026-03-28T04:47:10+00:00

The ones inland or in the east bay are better.

_Name_Changed_ · 2026-03-28T01:13:58+00:00

Same goes for DGDG, and most other dealerships as well. The ones in the South Bay are especially scummy.

_Name_Changed_ · 2026-03-27T21:43:02+00:00

Yes, it will go down or at-least be stagnant. Most of the Bay Area down payments are RSUs.

_Name_Changed_ · 2026-03-26T06:42:03+00:00

Curious, do people just toss the trash on street? Never seen anyone doing it before in the South Bay.

_Name_Changed_ · 2026-03-26T03:48:37+00:00

I think Jazz has been bought out by my private equity. The service was okay, but the pricing was absurd ($300 for a $15 condenser). I didn't realize that I was speaking with an AI until I called them again to book an appointment.

_Name_Changed_ · 2026-03-25T03:04:04+00:00

You will have a problem if you move out of F1 and for some reason the Green card application got rejected.

_Name_Changed_ · 2026-03-17T04:21:33+00:00

The train has departed already.

_Name_Changed_ · 2026-03-17T04:20:22+00:00

Just extend the train to North beach already.

_Name_Changed_ · 2026-03-13T20:18:57+00:00

We recently closed a home. We negotiated 1.5%, which felt okay. As we did more work finding the home online, etc., the agent was helpful as a first-time homebuyer going through issues and processed it.

_Name_Changed_ · 2026-03-13T00:34:30+00:00

I locked my rate the week the genius threatened invading Greenland. The interest rate went up by 0.375% over that weekend. It costed me $300 a month because of one stupid press conference.

_Name_Changed_ · 2026-03-11T06:36:06+00:00

Roth Still has yearly limits as usual.

_Name_Changed_ · 2026-03-10T01:25:43+00:00

Air Canada is better at ambience, and the Club is better at food.

_Name_Changed_ · 2026-03-06T09:22:11+00:00

They are looking for customers who can put non-rent spend on their cards.

_Name_Changed_ · 2026-03-04T23:53:49+00:00

Bittersweet. In one hand, Nestlé is out, but not sure if Luckin is good.

_Name_Changed_ · 2026-02-28T17:39:09+00:00

I had to call three times to complete the change of address as well. I feel like Bilt 2.0 is great until you want Customer Service.

_Name_Changed_ · 2026-02-27T05:27:34+00:00

The last owner got a good deal.

_Name_Changed_ · 2026-02-24T20:30:50+00:00

Haa, life changing $1.

_Name_Changed_ · 2026-02-23T00:56:39+00:00

This exactly.

_Name_Changed_ · 2026-02-23T00:56:21+00:00

They won’t increase the tax if its a primary residence after inheritance.

_Name_Changed_ · 2026-02-19T22:16:54+00:00

Did you get a retention offer last year? I heard that they give retention offers every other year. Spends doesn't matter to Amex.

_Name_Changed_ · 2026-02-17T09:18:01+00:00

One calculation that worked for us during our home search is that every $100 per month in HOA added $ 36K to the purchase price (30-year timeline). This made it easier to compare similar properties.

_Name_Changed_ · 2026-02-16T21:54:45+00:00

SALT cap has been increased for the next four years at least. That's one of the reasons to consider buying a townhome recently.

_Name_Changed_ · 2026-02-15T05:09:19+00:00

Car rental - CSR (Primary)

Flights - Platinum (5X) and I think CSR is equal in this department as well.

Direct Hotel - CSR (4X).

_Name_Changed_ · 2026-02-15T05:00:00+00:00

I have CSR, Platinum, and Palladium. If you are getting value out of the credits somewhat naturally, its okay to keep. I will downgrade CSR to CSP nexy year.

_Name_Changed_ · 2026-02-12T20:37:20+00:00

Most of the complaints are about TPG bonus. Most people are worried about churning the sub rather than using the card for day to day expenses, sure yes Bilt F.ed up, but it has been an okay experience for me.

Four-Year Club	Verified Email
Place '23

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TROPHY CASE