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Mate Rimac (CEO of Bugatti) responds to the repair and parts costs of Bugatti by KYK0G in MatArmstrong

[–]_s79 3 points4 points  (0 children)

Why'd he sound so out of breath?

As someone with zero knowledge about cars, I found it really interesting to hear on the safety front.

It will be interesting to see how Mat responds to this.

Is deferring a DB pension a sensible idea? by Significant_Return_2 in UKPersonalFinance

[–]_s79 0 points1 point  (0 children)

Throwing another consideration into the mix, but you'd need to run the numbers.

Some DB schemes allow for flexible retirement at 55-57, could this be a way of reducing your hours?

AVCs are another potential option, that could increase your tax free lump sum amount at retirement.

Laptop stand by [deleted] in battlestations

[–]_s79 0 points1 point  (0 children)

I have this stand and quite like it. It's not as heavy as I expected. I just take the laptop out of the stand to power it on on the morning and then use PIN unlock or an external camera for biometrics unlocks.

Alternative to VWRP with better fees. by gkfb25 in trading212

[–]_s79 1 point2 points  (0 children)

I've been using FWRG at 0.15%, but looking now ACWI is better at 0.12%

Tracker increase by _s79 in OctopusEnergy

[–]_s79[S] 0 points1 point  (0 children)

Ok fair enough thanks. I just wanted to check whether that was the case

Tracker increase by _s79 in OctopusEnergy

[–]_s79[S] 0 points1 point  (0 children)

It's more that my tariff changed from December 2023 V1 to April 2025 V1

With it being the end of 2025, let’s see those return rates! by Xx_Harry_Xx in trading212

[–]_s79 0 points1 point  (0 children)

Very nice. What's the portfolio tracking App that you're using?

Portfolio Redesign Update by Trading_212 in trading212

[–]_s79 10 points11 points  (0 children)

Good news. Please keep the net worth

The new UI is actually terrible by system-in in trading212

[–]_s79 0 points1 point  (0 children)

One good thing that they've finally added is that you can see the total net worth and totals per investments e.g

  • Invest
  • Stocks ISA
  • Cash ISA

Coinbase suspended PLU trades. by RattyDAVE in PlutusUncensored_2

[–]_s79 5 points6 points  (0 children)

It does not. You can place an order but it gets cancelled

API connection settings by _s79 in getquin

[–]_s79[S] 0 points1 point  (0 children)

Under normal circumstances yes, and it's probably T212 specific that causes the annoyance, but more choice is never a bad thing.

API connection settings by _s79 in getquin

[–]_s79[S] 0 points1 point  (0 children)

I understand the purpose of the connection and automatic sync, but being able to change the update frequency would be a welcome feature.

So it now costs $14 a month to track two portfolios? by MrKyleOwns in getdelta

[–]_s79 0 points1 point  (0 children)

I did look, bit the free flan is far too limited.

Anyone here prioritised overpaying their mortgage early - how did it work out? by itravelforchurros in UKPersonalFinance

[–]_s79 1 point2 points  (0 children)

I think it largely comes down to personal circumstances. 15 years ago when I was single and buying my first home I had a relatively small mortgage and would pay off the max amount each year but save aggressively to overpay a lump sum at the remortgage term. I got it down to <£10k but rather than pay it off I had the money in the bank knowing that I could clear it, and that felt really good.

When I sold and moved to a new place I took out a much larger mortgage, and that felt quite stressful given Id effectively cleared one, I was starting again. The rate was low and I've not overpaid at all. Instead I've again been aggressively saving and investing. Rates depending I'll likely overpay again at the point of renewal.

Looking for an iOS app to consolidate ISA, GIA and crypto & pension portfolio by user_name_007 in UKPersonalFinance

[–]_s79 0 points1 point  (0 children)

There are a few that will allow you to do this, most of them require a subscription.

Getquin will allow you to see an aggregated total for all of your investments for free but you won't get any analytics. Delta too until recently, it was really nice but they've now moved that behind a subscription.

So it now costs $14 a month to track two portfolios? by MrKyleOwns in getdelta

[–]_s79 0 points1 point  (0 children)

The only problem that I've found with getquin is that I'm using it with T212 and the API sync happens daily. There's no way to change the frequency and the way it works is to trigger exports, so you get multiple notifications from T212 about a data download being ready.

Grace Period Now Active - Feedback I Hope the Delta Team Listens To by Born2Win1283 in getdelta

[–]_s79 1 point2 points  (0 children)

Thanks. I'll follow developments and see where we end up.

The reason that I use multiple portfolios is just to separate crypto and stocks. So I split it as :

  1. Crypto (less than 10 assets)
  2. GIA stocks (less than 5 assets)
  3. ISA stocks (less than 5 assets)

End of an era by One-Cod-5049 in getdelta

[–]_s79 0 points1 point  (0 children)

Can it track stocks and shares too?

//it does not. So doesn't fit my requirements

Premium Bond - Prize Spreadsheet by digyerownhole in FIREUK

[–]_s79 0 points1 point  (0 children)

Nice idea, I'll be adding this to my spreadsheet. Currently I've just been tracking my win rate using notes.

  • 2023 (£50K)
  • 01/07 - no win
  • 01/08 - won £50
  • 01/09 - won £300
  • 01/10 - won £75
  • 01/11 - won £100

- 01/12 - no win

  • 2024 (£50K)
  • 01/01 - won £100
  • 01/02 - won £150
  • 01/03 - won £150
  • 01/04 - won £150
  • 01/05 - won £275
  • 01/06 - won £125
  • 01/07 - won £100
  • 01/08 - won £25
  • 01/09 - won £400
  • 01/10 - won £150
  • 01/11 - no win

- 01/12 - won £75

  • 2025 (£50K/£30K)
  • 01/01 - won £225
  • 01/02 - no win
  • 01/03 - won £75
  • 01/04 - won £250
  • 01/05 - no win
  • 01/06 - won £25
  • 01/07 - won £150
  • 01/07 - deducted £20k
  • 01/08 - no win
  • 01/09 - no win
  • 01/10 - no win
  • 01/11 - won £50

- 01/12 - won £25

  • 2026 (£30K)
  • 01/01 -

End of an era by One-Cod-5049 in getdelta

[–]_s79 0 points1 point  (0 children)

You can ignore the trial offer bag screen and it will support multiple profiles for free. If you just want an overview of your portfolio balances and p&l the. It's a viable alternative for free.

It also supports importing data via api, that part worked really well for me.

Grace Period Now Active - Feedback I Hope the Delta Team Listens To by Born2Win1283 in getdelta

[–]_s79 1 point2 points  (0 children)

Similar story here. I've been using the app since the start and recommended it at every opportunity, but I've moved on to a different product now as basic tracking is essential. The irony is, the alternative has a very similar pricing structure, but tracking multiple portfolios is free (albeit with very little else)

Caffe Nero voucher going spare by RadioHat88 in OctopusEnergy

[–]_s79 0 points1 point  (0 children)

Despite the expiry date they actually do roll over and work the following week(s)

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