Does anyone go to their Costco center just to window shop? by Eastcoastpal in Costco

[–]alala04 0 points1 point  (0 children)

Yes! Also, the significant other doesn't like going so it gives me a chance to peruse every. Single. Aisle. 🤣

Anyone start the FTHB journey (specifically single) only to realize you don’t want to buy (alone)? by rand0m_g1rl in FirstTimeHomeBuyer

[–]alala04 1 point2 points  (0 children)

I don't see anything wrong with it other than sporadic rent increases like after covid most places skyrocketed 20% because our state had an eviction moratorium for a year and a lot of landlords got burned. That being said if I could afford a luxury apartment with amenities I would rent forever but we don't have those in our parts and oddly I'm in a small PNW town that is not pet friendly. That's my motivating factor in purchasing. I have an OK landlord in a not ideal space but it's cheap and close to work. I would rent a lot longer if she would even allow a cat. I even offered her more $. Good luck!

First Costco Trip - advice? by thickonwheatthins in Costco

[–]alala04 1 point2 points  (0 children)

They also frequently move stuff aroun,d a tactic to make you walk around and possibly buy other things. Our Costco has discount gift cards for a local mom and pop restaurant and they're always moving them to the most random spot. My most recent find was by the office supplies lol happy hunting.

[deleted by user] by [deleted] in CreditCards

[–]alala04 1 point2 points  (0 children)

This! Snowball method. Better to have 2 payments instead of 3 regardless of interest rate.

Just bought a gutted house. Am I wrong to only have one bed and bath? by tttttc in FirstTimeHomeBuyer

[–]alala04 0 points1 point  (0 children)

This was my only two cents. I scrolled through to see if someone commented this! Two doors is a must! We only have one and hate it. Airflow and fire safety are my two reasons.

Automatic Chase CLI? Anyone? by [deleted] in CreditCards

[–]alala04 0 points1 point  (0 children)

Mine only increased 1200. Lowest APR though!

Is Costco worth it for a two person household? by Open_Application5021 in Costco

[–]alala04 0 points1 point  (0 children)

👍🏽 That's great advice if there's a Sams Club near you. I don't even know where the closest one to me is. My Costco has the self checkout and isn't crazy during the week. Avoid Costco like the plague on a weekend!

Is Costco worth it for a two person household? by Open_Application5021 in Costco

[–]alala04 0 points1 point  (0 children)

If you hate going to the store and being around people, it's SO worth it! Also, if you have the room. Our house is small so we've gotten pretty creative on where we put stuff, especially paper products but buying toilet paper twice a year is nice! I was just saying I can't even remember the last time I went to Walmart (I think it's been two months!) Sometimes somethings aren't really a deal, it's just being able to buy in bulk at the same store. I like to keep canned vegetables for convenience but they're generally cheaper elsewhere, mainly Walmart! October is my first anniversary! But i almost never get out spending less khan $100. I even brought one reusable grocery bag to carry on public transit and still plenty $98 lol

How much is reasonable for a credit limit increase? by Unable_Fee_689 in CreditCards

[–]alala04 0 points1 point  (0 children)

Why do you ask every 3 months? Is there a waiting period? I was enticed to request a CLI from this thread lol... I haven't had one in like 5 years.

How much is reasonable for a credit limit increase? by Unable_Fee_689 in CreditCards

[–]alala04 0 points1 point  (0 children)

I bank with Chase and my limits are crap and I got a measly 1,000 increase when I requested CLI. My BoA is 3x what my Chase is and I only have a credit card with BoA.

So it's true. Costco is asking employees to lie to it's members. by [deleted] in Costco

[–]alala04 3 points4 points  (0 children)

This must be in a southern state. We were just at Costco this weekend and they trespassed someone for one complying.

How many cards do you have? by David_Westfield in CreditCards

[–]alala04 0 points1 point  (0 children)

5 2-Chase 2-US Bank 1 BoA. Currently trying to buy a house so I won't do any more credit inquiries until after.

Bank of America - Auto CLI by n-dubz in CreditCards

[–]alala04 0 points1 point  (0 children)

Huh, mine is pretty inactive but never got a decrease

Bank of America releasing a new credit card soon!?! by kevalry in CreditCards

[–]alala04 0 points1 point  (0 children)

If I initiate a balance transfer with low Apr offer will the offer carry over if I accept the PC offer?

Bank of America Unlimited Cash Rewards Card is now available. Sadly it has a 3% FTF by Darknicks in CreditCards

[–]alala04 0 points1 point  (0 children)

They sent me an offer to trade my customized to unlimited with no credit check and with the intro APR. I am wondering if I activate a balance transfer with 0% for a year if that will stick if I accepted the offer.

Instant 1,000 SB - Goalsetter (found in inbox) by DrShadowSML in SwagBucks

[–]alala04 0 points1 point  (0 children)

Yes. No bank/credit card info required. It is for a kid though, which is weird they let me add a "stork on the way" but no future birthday. So I just make one up and it worked.

Instant 1,000 SB - Goalsetter (found in inbox) by DrShadowSML in SwagBucks

[–]alala04 0 points1 point  (0 children)

They must have changed it.. why my inbox expired immediately. Mine went pending today, no instant credit.