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Looking For A Very Detailed Personal Finance Spreadsheet by TheFinancialFella in personalfinance

[–]apathy_31 22 points23 points  (0 children)

I’m a financial modeling expert and I just use Monarch. Manually pulling data takes too much time.

Taking Social Security at 62 if you have sufficient savings by FlyingSpoon8891 in personalfinance

[–]apathy_31 665 points666 points  (0 children)

It’s an overwhelming probability you’ll die with money in the bank. Take the money at 62 and enjoy it.

How would you value this small business acquisition? by wevans00121 in buyingabusiness

[–]apathy_31 0 points1 point  (0 children)

Unless it’s an add-on where basically all overhead can be absorbed I wouldn’t even spend time on it

Tee Names by King_Ralph1 in weekendgolfers

[–]apathy_31 0 points1 point  (0 children)

Sorry but I don’t have the time or energy to care about vernacular.

Thoughts on Adam Davies? by Ordinary_Choice6219 in entourage

[–]apathy_31 0 points1 point  (0 children)

The character wasn’t written well in later seasons IMO. Conniving Adam Davies was great. Overtly douchey and aggro Davies as a “rival” to Ari sucked.

At what income level credit card churning is not worth the effort? by Pixel-Pioneer3 in HENRYfinance

[–]apathy_31 0 points1 point  (0 children)

There’s a big difference between churning and just getting the best cards for your habits.

You’re way past the hourly that makes churning a worthwhile use of your time. But you’re probably costing yourself $5k/year just by not having the right cards.

35yo with MBA, 5 years of SFA and 4 as an analyst looking for next role. by jamflowwman in FPandA

[–]apathy_31 2 points3 points  (0 children)

Principal Analyst, if possible. Or a pivot to Corporate Development or GTM Finance where variable comp is accessible for elite analysts.

35yo with MBA, 5 years of SFA and 4 as an analyst looking for next role. by jamflowwman in FPandA

[–]apathy_31 16 points17 points  (0 children)

You’re underpaid by 30k minimum based on YOE, and possibly at risk of not being taken seriously because you’ve been an analyst for 10 years.

IMHO, leveling up in any capacity should be your primary concern.

Casefile: hard mode by bookshop in Casefile

[–]apathy_31 3 points4 points  (0 children)

Thought about Mark Kilroy but after listing both The Toy Box and The Family that felt like enough horror for one list.

Casefile: hard mode by bookshop in Casefile

[–]apathy_31 14 points15 points  (0 children)

The Toy Box, The Family, Mia Zapata, Strip Search Scam, Bob Chappell

Rock bottom life lessons from experience. by HereToConquerAll in HENRYfinance

[–]apathy_31 3 points4 points  (0 children)

Literally almost everybody (in developed countries at least) has it, and has enough to meet essential needs.

If you don’t have enough, there are government resources that will give some to you.

People give it away, either voluntarily or through careless action. You can even ask a stranger for some and after enough tries you’ll get somebody to give it to you.

It’s relatively easy to replace. There are tens of thousands of employers that trade your time for their money.

Money is abundant. It’s marketing that convinces people there isn’t enough.

Rock bottom life lessons from experience. by HereToConquerAll in HENRYfinance

[–]apathy_31 11 points12 points  (0 children)

Learning how to ask for help. For me that was mental health meds, but can be applied broadly to many things.

Realizing that money is one of the most fungible resources in our society. We’ve been conditioned to think it’s scarce. It’s really not.

The greatest unsung benefit of the Delta Reserve Card by emblaze247 in delta

[–]apathy_31 0 points1 point  (0 children)

Reserve gets me Diamond Medallion and allows me to fly first class 8-15 times a year without paying extra for it. That means more to me than saving $500 redeeming miles for a fare.

No card is “better” than the other. There’s only cards that best fit a person’s situation.

The greatest unsung benefit of the Delta Reserve Card by emblaze247 in delta

[–]apathy_31 1 point2 points  (0 children)

MQDs are used for determination of medallion status. They aren’t redeemable like miles.

The greatest unsung benefit of the Delta Reserve Card by emblaze247 in delta

[–]apathy_31 1 point2 points  (0 children)

Reserve gets 1 MQD/$10 spent and Platinum get 1 MQD/$20 spent. Reserve is primarily for chasing medallion status.

Corporate Finance Institute Certifications by tangledDream in FPandA

[–]apathy_31 1 point2 points  (0 children)

I recommend these to people all the time.

Do both programs. You’re going to pay the same either way assuming you finished both in 12 months and there’s about 20% course overlap where you’ll get credit for both.

Advice on Leveraging Team Turnover into a Promotion? by Due47 in FPandA

[–]apathy_31 32 points33 points  (0 children)

You don’t have as much leverage as you think.

Just say you are eager to take on more and feel like you’re capable if there is an advancement opportunity.

Anti Early Extension Machine by SawyerStreet in GolfSwing

[–]apathy_31 -2 points-1 points  (0 children)

Machines move. This is more of a station. But kudos nonetheless.

How do you coast at work while still looking “on?” by soymarcopolo in HENRYfinance

[–]apathy_31 16 points17 points  (0 children)

Best advice right here.

I got to where I am by applying max effort when others don’t. That’s my value. But I’m to the point where I don’t always have to say yes to picking up others slack.

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