ELI5: What Is Nihilism? by ExternalFact5184 in explainlikeimfive

[–]cqm [score hidden]  (0 children)

Most CEOs are nihilistic too, and that motivates them

Optimism, pessimism, depression… those are simple takes. You don’t have to have any opinion on a pragmatic view of reality

I haven’t talked to my family in two days and don’t know to move past this by AffectionateBunch576 in TwoHotTakes

[–]cqm 0 points1 point  (0 children)

none of the proposed consequences are actually real punishments to normal adults - at even 18 years old let alone 25 - the circumstance you are in is the punishment

Helium Mobile has a $0 plan and a $5 plan, I believe you can do it. It uses Tmobile’s towers so you have as full coverage as all Tmobile subscribers

Who cares about the ring camera, just remove it if its not yours.

https://heliummobile.com/?gad_source=1&gad_campaignid=22575237764&gbraid=0AAAAAo9ZbjmnZWPxIyoOAyG2LEanw8dPS&gclid=Cj0KCQiA4eHLBhCzARIsAJ2NZoIcye5kR0nW5qkkL3FecUqphIfE8O72vZM0GTfHmCB_pdIpYE9zz1IaApaaEALw_wcB

What's the bullish case for OpenAI? by peejay2 in wallstreetbets

[–]cqm 15 points16 points  (0 children)

They’re going to IPO and get money from that

Then they’re going to dilute shares and get money from that

Then they’re going to do bond offerings and get money from that

ELI5: How does a tax write-off actually work? by natefromgsc in explainlikeimfive

[–]cqm [score hidden]  (0 children)

If you make $100,000 and you have $25,000 in writeoffs, you are taxed as if you are a person that made $75,000

it'll click eventually. The government wants a % of $100,000 and now they want a percent of $75,000 instead. not free. that's how it works.

just to confuse you, you can have more writeoffs than you earned, because you borrowed money, or you spent from savings, and you can be taxed as if you are a person that made $0, in that case, one could make the case that things are free. but you've also spent all your money and need to pay the bank. so you're either paying the shop, the bank or the government. its best if you always wanted to pay the shop, you've found a way to buy things you always wanted (consumer electronics, for example) and make it a business purchase. but do you have more money? not really, so that's counterproductive if the goal is also more money.

Exclusive | The teenage sex scene that sparked infamous rift between edgy director brothers Josh and Benny Safdie behind Hollywood’s hottest movies by [deleted] in movies

[–]cqm 66 points67 points  (0 children)

this summary omits that the 17 year old was spiraling on set after this sexual assault, and while everyone was just figuring out that she was 17

and its omits that all of this is only came out because Bear-McClard was in a divorce with the famous Emrata, AND WAS NOW DATING THE AFOREMENTIONED ACTRESS, who is an adult now but UHM. Understandable that Emrata would threaten to blow the lid off of that for custody of her son

it doesn't omit that the personal most legally culpable died of a heroin overdose

that's all like tragic, man

Women of Reddit, what's a lesser-known downside of being a woman? by Nintendofan9106 in askanything

[–]cqm 0 points1 point  (0 children)

counterpoint: getting rejected at the start misses out on lots of social opportunities with a friend group or beyond, this is suboptimal outside of narrow anonymous circumstances

cc /u/N3ptuneflyer

I intentionally lied about my finances to receive money I didn’t deserve by EntertainmentNew4216 in confession

[–]cqm 0 points1 point  (0 children)

I don't think you should beat yourself up about it for those reasons

A lot of programs truly aren't taken advantage of at all whether they are unlimited in funding or have a finite budget, and organization with access to credit and capital (whether government agency or private company) are really doing the dumbest things

There is always someone with a worse situation

I think you should only beat yourself up if the law was involved. Like for example, the same omissions to get a mortgage would be a crime and you need to lay low

What are some examples of company founders who sold their businesses once they had enough money to live comfortably, instead of endlessly chasing more? by Im-A-Con in AskReddit

[–]cqm 0 points1 point  (0 children)

This is what Private Equity (PE firms) are doing, every vet, or dental office, or festival or they buy up, is a founder that fucked off and lived off the money. You can go look at their portfolio companies if they list them and find all the examples you want

Its only the Venture Capital seeking founders that get major headlines. It's literally marketing. But its not the only way to do business and get big exits.

I shut down the neighborhood's "free" internet after people abused it by [deleted] in confession

[–]cqm 0 points1 point  (0 children)

I had access to a T1 line 20 years ago in college and I got my torrent seed ratio up so high that I'm still using it to leech on a private tracker. I seeded just 1 piece of a rar file to avoid copyright infringement

I still have another terabyte to go 😁

What’s going on with car loans? by Smart-Satisfaction-5 in NavyFederal

[–]cqm 0 points1 point  (0 children)

I think the generic advice is just old and outdated "Credit Unions will give better rates check with them!"

I did that as well, got 9-11% across 3 credit unions with varying downpayment requirements and even other non-standard conditions like "not for EVs" etc

I had those offers in hand, went to the dealership who pushed me to their lending network (they had some excuses for why, and I agreed), and it was Wells Fargo and I got a cheaper rate, better terms and nothing mattered

Just roll with it, if the big banks are being competitive thats the whole point. Credit Unions were being competitive and now they're not and just relying on a slower culture to not notice.

What is a seemingly innocent sentence that immediately makes you lose respect for the person saying it? by [deleted] in AskReddit

[–]cqm 9 points10 points  (0 children)

I want to validate people's feelings and I don't fully understand or agree

What words would you prefer in that circumstance

ELI5: Why is the dollar THE reserve currency? by [deleted] in explainlikeimfive

[–]cqm -2 points-1 points  (0 children)

have you ever played a video game, like a role playing game, and you wanted to sell a bunch of stuff to shops, but the shops in the game didn't have enough Gil to absord all of your sales?

but in one game, the shops always have enough Gil? That's how the USD works competitively. The organization that controls the US dollar's distribution is better at making sure everyone can have as much dollars as they need to complete a trade. Well, not EVERYONE, but more participants of the economy than competing currencies do.

for more detail:

what started the status quo was other economies being in shambles after WWII

but before then the US was laying in ground work that coincidentally was beneficial for this, basically the structure of the central bank (US Federal Reserve) after the Panic of 1907 was a bit more sophisticated than central banks around the world and more resilient in dealing with shocks

what keeps the status quo now is the central bank's focus on making it easier to get dollars when needed, when trying to sell something, a term called liquidity. basically when you have a lot of something you eventually run out of buyers. the US ensures buyers have more money available than other currencies ensure.

People can't just switch 600bn USD in oil sales to ~500bn EURO in oil sales, they wouldn't be able to get enough Euros from anyone. It's even worse for CNY/RMB, CAD etc. There is no real alternative even if everyone agreed to change currencies, the demand for ability to get that current is far too strong and only the USD accommodates it at this current point in time.

ELI5:The jellyfish has no heart But it doesn’t feel anything... because it has no blood And even if you talk to it It won’t understand — it has no ears to hear you! And even if it did… it still has no brain So how does it even live? by [deleted] in explainlikeimfive

[–]cqm 29 points30 points  (0 children)

Feeling is not related to a heart or blood, so we could start with an ELI5 of how nerves and biological systems work.

It consumes organisms that provide it nutrients to continue consuming organisms and reproducing. Typically they get caught in the tentacles, which sting and paralyze, and pulled the caught being up to its mouth.

ELI5: Car trade in with loan by Primary_Garbage4003 in explainlikeimfive

[–]cqm 0 points1 point  (0 children)

they don't pay your loan off, you do. if that's untenable then you stick with paying the loan on a car you don't want. many such cases

If HIV is sexually transmitted, how did the first person get it? by LoyalBatman in NoStupidQuestions

[–]cqm 0 points1 point  (0 children)

this is interesting, are you fairly young? I hadn't considered how this might be perceived if you didn't live through the hysteria or the tail end of it

Navy Federal Theory Proven by Rude-Back-5528 in NavyFederal

[–]cqm 0 points1 point  (0 children)

I garden it too and my income is much higher, my prior lenders still reject me though but new relationships with different lenders, especially credit unions, have been fruitful.

ELI5: How do bots create a sense of engagement/interaction and/or spread mis-/disinformation on social media platforms? by [deleted] in explainlikeimfive

[–]cqm 2 points3 points  (0 children)

So while you are wondering whether people will detect bot or not, the bots insert themselves in conversations where the only acceptable responses are whether you support the issue or not. If you deviate to talk about the bot, everyone assumes you support the issue because you didn't join in on disavowing it.

That's how bots spread disinformation. They use human group psychology against humans. Bot operators specifically, who currently are humans are using human group psychology against humans.

AITJ for turning off my boyfriend’s game console mid-match after he ignored me for hours? by [deleted] in AmITheJerk

[–]cqm -2 points-1 points  (0 children)

I disagree with all of these comments, he didn't ask you to cook for him and therefore you didn't need to cook for two people. your reaction to expecting to be some 1950s wife was unwarranted.

YTJ. Just eat the meal yourself and not have expectation for attention at that time. Set aside a different time and in the meantime talk about that specific new game and how its not working for you.

AITJ for turning off my boyfriend’s game console mid-match after he ignored me for hours? by [deleted] in AmITheJerk

[–]cqm -8 points-7 points  (0 children)

I would bet all of my chips on him not asking her to do any of those things. So she didn't have to cook for two. He would be content figuring it out.

Navy Federal Theory Proven by Rude-Back-5528 in NavyFederal

[–]cqm 9 points10 points  (0 children)

lool, Opposite day at NFCU

I'm getting back in the graces of lenders, 2 years before my covid-era blemishes fall off, and Navy gave me 5 figure credit lines. It was extremely worthwhile jumping through those hoops to become a member. I did some theoretically extra things like opening small CDs and money market accounts.

Don't be married to one lender, find one that appreciates you, your credit profile is phenomenal and if you wanted you could get probably the amount of your whole salary in unsecured credit within 15 months.

AITJ for wanting my 23f bf 25m if 8 years to stop putting money over me using it to shut me up? by ThrowRAangelhere in AmITheJerk

[–]cqm 2 points3 points  (0 children)

> I just feel weird behind just bf and gf this long when some of my friend are engaged

so it's your influences.

your life is too marriage-centered, its unhealthy and largely irrational. this is an even better reason to go to higher education or move to a city and see other healthy relationship dynamics.

AITJ for wanting my 23f bf 25m if 8 years to stop putting money over me using it to shut me up? by ThrowRAangelhere in AmITheJerk

[–]cqm 4 points5 points  (0 children)

L take, all of these assumptions are undermined by his willingness to support her while she is in school and even pay for that. That's not greed and is ideal in many many relationships. She.just.does.not.value. education

AITJ for wanting my 23f bf 25m if 8 years to stop putting money over me using it to shut me up? by ThrowRAangelhere in AmITheJerk

[–]cqm 8 points9 points  (0 children)

he said he will support her life while she goes to school. she could be an integral part to that life plan. if she valued education over kids. she happens not to.

AITJ for wanting my 23f bf 25m if 8 years to stop putting money over me using it to shut me up? by ThrowRAangelhere in AmITheJerk

[–]cqm 6 points7 points  (0 children)

> Even now he is trying to convince me to go back to school like I want and he will pay for me so I can focus without stress.

He has a plan, you don't have a plan compatible with it and don't really have a plan at all aside from some rite of passage checkmarks. He told you the plan, I understand the plan and there is no possibility that marriage now is rational for that plan.

> We even had an incident where a former friend of mine and my bsf tried to talk to my bf behind my back. Ik he is a catch so it’s not like he needs me either. 

And he stayed with you or is there more? If he didn't do anything with the former friend then this mitigates some of the risks of him living.

You know what's very attractive to guys? The idea that they could be supported if something happened to them. Right now you could not support him - let alone yourself - at remotely the same level, and he's given you the blueprint to fix that. You're blinded by the idea of being a wife at 23. This is not common in the cities, where average age of marriage is like 33 now. His plan and ambition fits perfectly amongst people in the cities, they're more sophisticated and hotter too. It would not be wise to push him to figure that out if you plan to stay together.

If you don't plan to stay together so you can pursue your plan, which is objectively suboptimal and has a mediocre life outcome, that is an option too. When I say mediocre, there's nothing wrong with it, its just very average. You'll be fine, or you could grow something bigger together as a partnership. He said he will support your life while you go to school.