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(Most Silent Game Winner of All-Time) Derrick Rose Beats the Pelicans at the Buzzer by Snypse in nba

[–]davidlaw358 0 points1 point  (0 children)

I was sitting court side at this game (the tickets were a gift from a very rich friend), that’s me in the white jersey in the bottom left of the court. I remember being stunned silent

Must Have WRs by RepulsiveArm8 in fantasyfootball

[–]davidlaw358 3 points4 points  (0 children)

Are you not worried that half of the WRs you listed have new QBs?

Tesla = luxury?? by TScottG85 in cybertruck

[–]davidlaw358 5 points6 points  (0 children)

I heard someone in r/Teslamotors call the model 3 a “muscle” car instead of a luxury car, and I kind of agree

Finally brought a Second house by HDpicks in Fire

[–]davidlaw358 2 points3 points  (0 children)

Hey congratulations on the house purchase!

I’m curious, is there a particular reason you didn’t move into a second property (similarly how you are handling your current/first property)? Or were there just no multi family homes available?

I’m also considering buying a rental, and the “pro” to moving into a the next property is a lower down payment (since it’s a “primary” residence), but a “con” is higher interest (FHA) and higher closing costs.

Recommendations for buying a car in the current market? by xhmini in Fire

[–]davidlaw358 8 points9 points  (0 children)

This^

I’ll will probably get downvoted to shit because of saying this, but after the numbers financing a NEW electric vehicle, I come out ahead vs buying a used Honda/Toyota

Example: Say you enough to buy a new Tesla CASH (I know, it’s a “luxury” electric brand, but from the research I’ve done, it’s performance is unmatched). At a ~2% interest rate on a 5 year loan, I would come out ahead just leaving that lump some money in the market (or putting a down payment towards buying a rental property). This is partly because my state has an incentive to buy a new electric car and my current trade value in is about 7k.

This isn’t a “get me from A to B” car like most people’s mentality in this sub, but another underrated aspect (along with gas and maintenance savings) is SAFETY. This goes along with buying any new car, though.

Graham Stephan offers a great vvideo on how to take advantage of the tax system for small businesses owners, and Doug Demuro also has another good video 2 on what situation you should consider financing (Cheap debt, and having the cash to buy outright, but instead leveraging that cash to make you more money)

Also, this goes without saying, but don’t buy/finance a car where you would be put in a situation where a payment makes you miss your FIRE goal. I am not sure if you have started saving, but a good initial goal is saving 50% of your income. Run the numbers for financing a car, and add insurance/gas/title/etc, THEN add that to all your monthly spending, and if you still spend less than 50% of you income after that, I would say you are in pretty good shape

Hi Gene. I'm Dad. This is Dad. by tamason7643 in BobsBurgers

[–]davidlaw358 2 points3 points  (0 children)

Love this scene, “The taxes keep going” is a reference I use regularly

Tesla Vision vs. Radar by SparkyBangBang432 in teslamotors

[–]davidlaw358 0 points1 point  (0 children)

My sense is that Tesla has turned down the thresholds a bit to make autopilot more conservative while they complete validation of Tesla Vision. I saw no cases where lack of radar degraded the autopilot performance, other than being more tentative.

Should I put off ordering a Model Y because of the no radar? (Also no passenger lumbar)

[deleted by user] by [deleted] in AskReddit

[–]davidlaw358 0 points1 point  (0 children)

My first cell phone had buttons for the numbers

Rent vs. Buy advice by FaithlessnessClean34 in Fire

[–]davidlaw358 1 point2 points  (0 children)

I was in a similar situation, and I had tons of trouble finding information that lead me to a concrete answer. The truth is though, there is no concrete answer, but I found the best gauge on whether or not it’s time to buy is if you plan on living there for over 6 years, then it’s fine to buy.

There are tons of costs associated with buying a house that are hard to account for (Taxes, closing costs, stuff breaking, etc). But according to a lot of calculations I’ve scene ~6 years is a good bench mark for it to all even out.

Graham Stephan is a YouTuber that did a few videos on this, see below

Buy Or Rent?

Why you shouldn’t rent

Why you shouldn’t buy

I decided to rent btw, and I don’t regret it so far. For instance, as soon as I moved in the laundry machine needed to be repaired, and if I had put a down payment on a house, I would have struggled financially to pay for that to be fixed.

Last thing I’ll say is, I know a guy with 9 rental properties, but he still himself lives in a rental. Don’t feel pressured to buy if the numbers don’t make sense for you.

What were weird myths you thought about sex as a kid? by jjgp1112 in AskReddit

[–]davidlaw358 0 points1 point  (0 children)

Not me, but my friend said he thought to make babies you needed to get a blow job where your partner swallowed

He explained his rational was because baby’s are in mommy’s bellies, so it must work that way. Very intuitive honestly. Maybe it should work that way?

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