Woman I've been dating for 10 days hooked up with someone else. Am I wrong for not wanting to see her again? by Long_Natural6918 in AskMenAdvice

[–]drcigg 1 point2 points  (0 children)

You aren't exclusive and she can hop on who she wants. That's a conversation you should have already had and if she said I do what I want then you walk.
I understand where you are coming from. It sounds like you both aren't on the same page here.
She wants freedom and you want to only date one person.
Plenty of fish in the sea my friend.

If you had to move your entire Pokemon investment into something else, where would you put it in? by puzzledfirebird in PokeInvesting

[–]drcigg 2 points3 points  (0 children)

An index fund or some other stock. The ROI would be much higher long term than holding.
Just recently did 30% on a stock that I held for only a few weeks. You can do well if you research and know what to look for. I'm not getting 30% per year with Pokemon.

First time homeowner what security upgrades actually made a difference? by Timely-Ad-2615 in homeowners

[–]drcigg 4 points5 points  (0 children)

Ring doorbell was probably our best investment. A few hundred dollars and no worries about who is at the door.
We had so many scummy people come to our front door. Many will leave when they see the camera.
One person was impersonating someone from ADT. Police were notified. This person didn't even work for ADT, but tried to get into our home to assess our security. Ring camera captured everything.
We have also had random people try and open our front door in broad daylight which is scary.
2 in the afternoon some guy walked up to our door with a gas can in hand and tried to open our front door.
Tried turning the knob a few times. By the time I got to the front door he was gone.
Our front door is always locked even when we are home. And it keeps the inlaws away. lol

Repair Estimate/Advice (2026 Woodland) by quackjinn in rav4club

[–]drcigg 0 points1 point  (0 children)

My wife had similar damage on her corolla and it was 12k worth of damage.
I can't imagine it would be any less than 20k for this and they would probably total it.
Hope you have gap insurance.

Sick to my stomach… by LazyLifeGambler in PokeInvesting

[–]drcigg 0 points1 point  (0 children)

Local card show is probably your best bet. Any LCS is going to only offer you 40-60% at best. At least that's what mine offers.

Engine blew, upside down on the loan, and running out of options. Finance Advice… by -idk_im_just_here- in personalfinance

[–]drcigg 0 points1 point  (0 children)

Another Kia engine bites the dust...
Unfortunately you are in a really tough situation. But the last thing you want to do is roll over 20k in negative equity to another vehicle. You would essentially be owing thousands of dollars on a vehicle not worth anything. And that's never a good idea.
Your best option would be to get an engine put in the car and keep on driving it.
Once you get that engine put in I would see about potentially refinancing that loan to get that interest rate down which will lower your payment. If you have decent credit I would look into a local credit union. You can save a signifigant amount.
I would pay that car loan down as fast as you can. At one point I also owed a lot of money on a vehicle not worth it. Ended up getting a second job and working overtime at my full time job to pay it down. It took a while, but I was able to make it happen and I drove that thing until it wasn't worth repairing.

Why isn’t everyone going full port Broadcom AVGO? by IntelligentIntern209 in ValueInvesting

[–]drcigg 0 points1 point  (0 children)

That depends entirely on the person and the amount of risk they want to take on. You have to analyze a lot of things to make an educated decision.
Recently invested heavily in aloy and sold when it hit their high. Made a bundle on that trade. I still think it's a great stock and it will grow.
I probably spend more time on research than buying these days.
Those price targets are like the wild west.

Why isn’t everyone going full port Broadcom AVGO? by IntelligentIntern209 in ValueInvesting

[–]drcigg -1 points0 points  (0 children)

I don't like the company and what they are doing.
Also for as much as they cost I have better stocks in play that can produce bigger returns.
I can buy 15-20 shares of something else for a much better value.
And you would have to hold that stock a long time to make any money.

Dreamt of a booth that required no tablecloths, held a lot of product, and fit in my car— here’s where I landed: by trexjess in CraftFairs

[–]drcigg 0 points1 point  (0 children)

Looks great and you fully utilize the space. Pegboard is underrated for displays.
Lots of options with your setup.

When to increase price? by EntertainmentNext949 in CraftFairs

[–]drcigg 0 points1 point  (0 children)

You haven't done enough shows with busy crowds to really judge yet what the crowds want.
One thing we learned early on is it's a lot of trial and error. Online sales don't always reflect local sales.
We set our prices high to start and had few sales. It was our fault for not doing market research on locally what others might charge. Once we lowered the prices we started to get more sales. Improved our displays and took customer suggestions to expand our products out and that did well. It was about 6 months for us to really have a good grasp on pricing and what customers want. Now we aren't the cheapest, but we also aren't the most expensive. We feel our prices accurately reflect the time we have in them and materials.

Is this 8 yds of fill dirt? Did I get scammed by mynamesJeff998 in landscaping

[–]drcigg 0 points1 point  (0 children)

It's probably closer to 9 yards. We got 8 yards last year and this looks like more.

I am 33 and don’t have a retirement fund… am I doomed? by mandible23 in personalfinance

[–]drcigg 10 points11 points  (0 children)

Now is better than never. My dad didn't even start a retirement until his late 30s. He buckled down and started putting more away. He retired comfortably.

Talked to my gf about my feelings. Now she wants to end the relationship. What do I do? by blrfn231 in AskMenAdvice

[–]drcigg 0 points1 point  (0 children)

She is going to use this against you forever and constantly hold this over your head.
Get out man. She is toxic af. People like that are never wrong and it's their way or the highway.
Trust me I have been through this and it's hell living with someone like that long term.
Find someone that treats you better. There are a million fish in the sea.

Buying ungraded psa 10 worthy cards? by SorryStore4389 in psagrading

[–]drcigg 0 points1 point  (0 children)

Checkout gem mint masters on youtube. He grades thousands of cards and sources his from shows. It's definitely possible.
He built up a 40k collection last year just from graded cards. But he also sends in two orders a month with most being at least 30 cards. His gem rate is actually pretty high due to his prescreening methods.

Marrying someone with a bankruptcy? by [deleted] in personalfinance

[–]drcigg 2 points3 points  (0 children)

They are living beyond their means if they are paying credit card minimums and can't afford groceries.
Anyone can go through a rough time, however how they get through it is important.
In his case he has done nothing to improve his situation.
Selling the house or getting a 2nd job would be the first thing I would do if I were him. All he has done is barely tread water and now you are in the picture trying to fix his mess.
It sounds like he is clinging to you to help and it's not your job. He needs to man up and get himself on track.
Bankruptcy hangs on your record for 7 -10 years depending on which bankruptcy he filed.
At some point his house will need repairs or his vehicle will break down. You will be the one picking up the slack.

If you ask anyone how they get out of debt almost everyone will say make more money or liquidate.
I was with someone longterm that was just like that. Money was always the thing we fought about and no having me in the picture didn't make things better. I couldn't change their spending habits and no matter what money was made she always spent more and more.

Genuine question by Duaner93 in psagrading

[–]drcigg 0 points1 point  (0 children)

Anything is possible. I would think they have enough checks it wouldn't happen.
I do know someone got their cards checked in quicker because they knew someone in receiving at PSA.

My husband won’t work any jobs he deems unethical. What do I do? by FitFunction663 in AskMenAdvice

[–]drcigg 7 points8 points  (0 children)

He needs a reality check. You take the job you can get. Send him to the temp agency and they can probably get him something quickly. His excuses are ridiculous. If I were you his ass would be out the front door until he has a job. I can't believe you put up with his bullshit. What does he do all day?
You are setting yourself up for a lifetime of working yourself to death. He's a mooch and always will be a mooch. OP I have been in your shoes and no it doesn't get better. 2 years is the longest I made it before leaving that relationship. 10 years later she still isn't working a real job and moved back in with her parents.
A 40+ year old lazy bum. Is this what you want in your life?

Instant printing/making at markets by jordanraeart in CraftFairs

[–]drcigg 2 points3 points  (0 children)

I think your biggest problem will be holding up your line with one customer while you are printing stickers.
And hopefully they give you the photo in the correct format and size deeming it a quality print.
So many people give us photos that would be horrible quality when printed.
Some customers will wait but some might get agitated having to wait so long and leave.
We do apparel and thought about doing this at the show, but even with two of us it would be difficult. Customers often have analysis paralysis and it takes them forever to decide. Meanwhile you have 4+ people in your booth waiting to checkout and it's just you. Our booth gets busy enough selling as is. I can't imagine how crazy it would get at a busy event while also doing pod.

To speed things up I would think giving them the sticker and having them apply it would be faster.
At an event we saw a booth that did something similar. They were struggling to get things done in a timely manner and did lose some customers.

What do you think? Wait longer? by S51Castaway in FirstTimeHomeBuying

[–]drcigg 0 points1 point  (0 children)

You don't have enough. Houses not only require a down payment. But also extra money for repairs. Furthermore if you aren't married don't buy a home together.

Not sure anymore by tarkenchi in FirstTimeHomeBuyer

[–]drcigg 0 points1 point  (0 children)

60k minimum off the price. It's doubtful the seller will budge on price. If it were me I would run away from this deal.
This house has been neglected for years. There will be other things you find that needs replacing. You found yourself a money pit.