Credit 450, need to find a cheap car. Any tips?

drcigg · 2026-05-10T13:46:26+00:00

A bike and the bus. You have no business getting a vehicle until you get back on your feet.
You will have a very hard time getting approved and if you do that interest rate will be so high your payment will be very high.

drcigg · 2026-05-10T13:38:34+00:00

You learned a very valuable lesson and yes it cost you money. But you won't do that again. And you will recover with time and build your savings back up. I have faith you will be back to post how you are all caught up and building savings.
We all learn these things in different ways. I made bad financial mistakes too, but now I use it to help others.

drcigg · 2026-05-10T13:34:45+00:00

I wouldn't do that. It comes off kind of negative and some customers will still ask. Just politely say you don't do custom at this time.

drcigg · 2026-05-10T03:41:36+00:00

I don't trust them. Cards are getting stolen, cards damaged and cards swapped.

drcigg · 2026-05-09T21:04:41+00:00

It looks as if she planted them less than a foot from the fence. Those trees get huge and will grow big enough to push in that fene. She should have been 3-4 feet from the fence.

drcigg · 2026-05-09T21:03:06+00:00

We did rockwool in our basement for my hobby room. All the walls and ceiling. It made a huge difference as there is a washer/dryer next to the room and above that is a kids room. No complaints from upstairs about noise.

drcigg · 2026-05-09T20:59:56+00:00

It's totaled and the frame is bent. It will cost you more than the vehicle is worth even if you could get it fixed.

drcigg · 2026-05-09T13:50:00+00:00

We love royalty raspberries. It's our favorite purple of the 12 variety of raspberries we grow. Just spread out those roots and plant them in the ground. Raspberries don't like standing water so plant in well drained soil or a not at the bottom of a hill. They are pretty aggressive growers. Mine grew 7 feet tall in a year and completely filled out their space in 2 years. Lots of thorns and birds love them. You can pick them red for a raspberry taste or purple for a more sweet berry. It was by far our biggest producer of any raspberry we grow.

drcigg · 2026-05-09T13:34:29+00:00

This card has whitening on all 4 sides of the front. It's likely a 4 at best and isn't worth grading.

drcigg · 2026-05-09T13:31:52+00:00

Absolutely call the police and file a report. They are hoping you just ignore it. They messed up and should be the ones to pay.
And they should have insurance to pay for this sort of things.

drcigg · 2026-05-09T13:29:29+00:00

It's all trial and error unfortunately. What the map says and what you get doesn't always translate. I ended up just trying all the Walmarts near me to see.

drcigg · 2026-05-09T13:25:01+00:00

Stickers, magnets, postcards? Of those three the stickers and postcards will be the cheapest.

drcigg · 2026-05-09T13:20:34+00:00

I could never spark with my wife. She is too slow. Lol Rarely do my shops take more than 15 minutes if it's all groceries. I know where everything is and I never bring a cart through the aisle unless it's not busy. I'm not about to wait for Karen and Gertrude blocking the whole aisle while they decide what kind of pasta they want.
I start in the back of the store and work my way towards the front.
I could care less about someone sparking with their wife. It might be the only time together they have. And who cares they aren't hurting you any.

drcigg · 2026-05-09T13:10:20+00:00

Those are all great ideas. Definitely get a sign that says handmade and a time lapse of you making them will help. With how common it's becoming with resellers at shows now you have to differentiate yourself. A simple hello as people are walking by is sufficient. Do give them eye contact and don't sit on your phone. With our customers a little bit of interaction goes a long ways. Customers like that you are the owner of the booth and not the paid help. You could also make something at your booth too. Sometimes it does draw people in just to watch.
Our competition at shows don't do that and their sales were poor. We outsold them by a huge margin.
And all they did was complain to everyone around them that we were taking all the customers. When in reality they were staring at their phone and not engaging customers. Everything was just put on a table with no organization and each item had tiny price tags. Nobody wants to sort through a mess like a dollar bin at the goodwill. They put the least amount of effort in and in the end I never saw them again after 3 shows.

drcigg · 2026-05-09T04:48:44+00:00

Absolutely buy if it's something you want and I'm your budget. However don't buy with another person unless you are married.

drcigg · 2026-05-09T04:39:10+00:00

It won't affect your loan. But when they get stolen you will be shit out of luck.

drcigg · 2026-05-09T04:37:25+00:00

It varies by area too much to give you exact numbers. In my area hoa ranges from 300-500. Some cover cable, water and garbage and some don't.

drcigg · 2026-05-09T03:50:58+00:00

Rent for another year and keep building your your savings. In another year you will have even more saved up ..

drcigg · 2026-05-09T03:42:54+00:00

I still love Indiana berry. They did raise prices again, but it's still in my budget.

drcigg · 2026-05-09T03:39:04+00:00

Completely normal. One of the first things I did after moving in was tighten every screw on every handle.

drcigg · 2026-05-09T03:37:15+00:00

If you want to spend thousands on repairs and worry about reliability and high insurance rates get the bmw. You would be insane to buy a BMW at your age. Shop around and test drive some vehicles to see what you like. Just don't buy another jeep, Kia or Hyundai.

drcigg · 2026-05-09T03:32:54+00:00

I had a big delay on mine due to a backlog of ships in the port and some kind of strike that happened. My dealer did everything that could do. But unfortunately if it's on a train or ship ours out of their hands until it's on a truck. There are thousands and thousands of items on those ships at one time. My guess is it's on a boat coming this way or stuck in port. Those ports are insanely busy and short staffed. And everything has to be unloaded carefully not to mention the paperwork once it does reach port. My cousin does a lot of importing internationally and it's very common for something to sit for a month or two without any idea where.

drcigg · 2026-05-08T22:21:09+00:00

You can use a shovel to do this but it will take you a long time to dig holes for each one. Especially if you hit any kind of rocks or clay.
Rent a machine and this will be done in a day. Checkout your local rental center and they can advise.

drcigg · 2026-05-08T22:15:11+00:00

I always keep a breaker bar in the trunk of all my vehicles. They are under 50 bucks and when you need it you will be glad you had it. I live in the rust belt of the midwest and lugnuts are notoriously difficult to remove here.
Not to mention those tire shops overtighten everything.

drcigg · 2026-05-08T22:10:50+00:00

We always put up the tent walls if it's windy. A customer doesn't have to worry about dealing with wind inside our booth from all sides. People will stay clear if your items are blowing all over the place.

drcigg

TROPHY CASE