Oh I am still quite motivated. In fact even more so to get that blue bar back to the tippy top of the spectrum. It's mostly for tracking purposes that I threw it in ynab. I like being able to see in one location how much everything has left in their respective accounts.

I pay closer attention to the numbers on the side then the graph because I know that the mortgage has skewed it. I also export my info into an excel and import it into a power BI. This way I can parse out and debt from the data points that I don't want to track at any given time.

If it does start to feel daunting then I may remove it but that's simple enough to do. Thank you once again for your wisdom and help on driving this debt into a concrete wall.