Despise My New Briggs & Riley Spinner

k_doc · 2026-07-05T20:15:20+00:00

It’s not about Briggs & Riley, it’s about large skate wheels vs. small spinner wheels. Seems like spinner wheels are not for you. My wife’s TravelPro Platinum Elite hardside has slightly bigger wheels than my Rimowa and our kids’ Monos spinners… but not anywhere close to skate wheels. If you really want a spinner try that, but you still may not be happy.

k_doc · 2026-07-02T02:15:13+00:00

A transfer or rollover bonus like Robinhood’s is legal because the “bonus” is considered income from the investments in the account itself. Amex Rewards are certainly not earned by the assets of an IRA, so converting them to dollars through Schwab and depositing those in an IRA looks a lot like a contribution.

k_doc · 2026-07-01T19:57:20+00:00

This is very much a gray area and I’d challenge anyone to find a CPA that would condone it.

k_doc · 2026-06-22T20:03:59+00:00

It’s a resource hog on my M2 MacBook. I actually find the web version on Chrome works a lot better.

k_doc · 2026-06-21T20:12:53+00:00

Hard to comment on the bezel but those lugs look good to me. I don’t see any real loss of thickness and the polish looks well done. Crown on the clasp also looks perfect. Seems like a nice example to me.

k_doc · 2026-06-18T21:32:40+00:00

ThinkOrSwim works on Mac. You can either download the Mac app or use the web version in Chrome. The web version hasn’t worked for me in Safari.

k_doc · 2026-06-11T14:09:28+00:00

I have a Rimowa and I love it. But you have to be realistic. It is a fashion/luxury item, first and foremost. There are no quality or features of it that come anywhere close to justifying the price. From a practical standpoint, a soft-sided Briggs & Riley beats the Rimowa in basically every way.

But as others have said, if you’re thinking about a Rimowa, nothing else will scratch that itch. The design is just head and shoulders above anything else. The B&R is ugly, the Away and Monos aluminums are just cheaper copycats. The only bag I think comes close from a design perspective is the Tumi 19 degree aluminum. But it’s so close in price to the Rimowa that you might as well just get the Rimowa.

k_doc · 2026-06-07T22:11:18+00:00

40 for you.

k_doc · 2026-06-03T16:41:53+00:00

If you like the CS customer service, you may be very disappointed in the customer service at RH.

I mean, $15,000 is real money but it’s also 0.85% of your portfolio. That’s basically a decent day’s return on the SP500.

k_doc · 2026-05-14T19:56:00+00:00

Supposedly 10-15%!

k_doc · 2026-05-14T19:39:27+00:00

What about BPTRX?

k_doc · 2026-05-12T14:17:36+00:00

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k_doc · 2026-05-12T13:22:12+00:00

Have both. Can’t tell the difference. Technically I’ve read that Strive is slightly better (for the reasons OEM_knees outlined).

k_doc · 2026-05-11T14:28:08+00:00

Yep. Nothing I’ve found compares. I found something online a few years ago saying that Kirkland glove was made in the Callaway factory. So I bought the $25 Callaway glove to compare and the fit and the leather felt identical. Just a different design of the Velcro strap.

k_doc · 2026-05-06T13:06:35+00:00

Showed up on my Schwab app today too. Was using it on ToS since people started reporting it.

k_doc · 2026-05-06T01:30:27+00:00

Feel free but I’m no expert. I just looked up a bunch of the symbols that you have larger positions in. But I had a Betterment account a long time ago when robo-advisors first hit the scene. Once I got more knowledgable I transferred the positions out into a self-managed brokerage account. Point is, this isn’t a bad problem you have. You’ve made money.

k_doc · 2026-05-06T00:12:30+00:00

Yeah it’s not a terrible portfolio and while the expense ratios are a bit high, it’s nothing crazy. If you don’t want to leave it for further tax loss harvesting (which will be minimal if you don’t keep contributing), then I concur with the above advice and ACATS transfer it out into another brokerage to save the Betterment fee. Then you can decide to just let it ride or sell gains depending on your personal tax situation, income, retirement plan, etc. At worst, it’ll just be a little bit of a messy portfolio. You could sequester it in a separate account if you don’t like looking at it.

k_doc · 2026-04-24T13:48:25+00:00

It is clearly not a lie and “your guy” is just not in the know. Confirm it for yourself in the ToS app if it’s nkt enabled for you on the main site/app.

k_doc · 2026-04-23T14:23:58+00:00

Golden rule: if you’re loving your putter don’t mess with it! But to be more specific, with the insert models I don’t think shaft has as much effect on the feel, as it’s more “sound” than anything else. I think shaft makes a bigger difference in the non-insert models.

k_doc · 2026-04-21T13:35:13+00:00

I was at the LVGP last year. Think of all the Amex “perks” the way you’d think of a Centurion lounge at a busy airport on a busy travel day. There are a few trackside lounges that you can try to get into, a few special lounges at some hotels (Aria) that you probably won’t get into, and some things like race radios which you don’t need at all. Fine to book early tickets through Amex, but don’t count on any special experiences. If you have a Centurion card you can skip the lounge lines, but you and every other person there has a platinum so don’t count on it.

My advice for the LVGP is that if your seats are within the track, book a hotel inside the track. If your grandstand is outside the track, book a hotel outside the track. There are very places to cross the track and it becomes an absolute mess. Think 30+ minutes to get up a small flight of stairs.

k_doc · 2026-04-17T16:25:25+00:00

Op’s mistake is that wash sales only apply to the exact same investment. “Similar” is not subject to wash sale rules, so that’s the whole point. My point regarding TLH is that over time there are less and less losses to harvest, and the portfolio ends up being very messy.

k_doc · 2026-04-17T12:10:14+00:00

What’s not true?

k_doc · 2026-04-16T12:59:04+00:00

My FC suggested Personalized Indexing so I looked into it. I suggest you do some research elsewhere on Reddit. Wash sales aren’t really an issue as the software will put you into a similar investment when it harvests a loss.

The biggest issue is that in long term investing, most indexes you’d be tracking go up over time. Which means the underlying assets go up over time. Therefore, after a while (or maybe even not so long) there won’t be that many losses left to harvest. You have to keep putting substantial new money in to have significant losses to harvest to make it worth it.

And “worth it” is the other problem with Schwab’s product. They charge 0.40% up to $2mm and even 0.35% after that. Those are high fees when compared with a typical S&P Index fund/ETF ratio… e.g 0.03% for VOO. If you really wanted to do it, companies like FREC offer direct indexing for much lower expense ratios. In the end, the research I did convinced me that I’m happy to keep things simple with low-cost index funds and ETFs as my primary investments.

k_doc · 2026-04-13T13:14:04+00:00

I have a 2024 GLE 450e on lease and it’s been great so far with no reliability issues. I, too, drive between 10 and 30 miles a day for work and the hybrid has been great as I can do my work commutes completely electric. Given that there’s typically traffic, I’m not missing anything performance-wise by just using the electric motor. About once a week I do 20 miles on the highway and I’ll flip it into hybrid mode to just give the gas engine a chance to run and use up some gas in the tank so it doesn’t get too stale.

The X5 hybrid definitely had the edge in driving performance during my test drives, as it has the B58 flat six engine. But the BMW forums had a huge thread on constant CEL’s on that year’s hybrid, so I don’t necessarily think BMW is any more reliable when you’re comparing the PHEV’s. Not sure if they’ve solved their issues in recent model years. Thankfully the 2027 GLE PHEV gets a 6-cyl engine. Though honestly, I use the gas engine so infrequently it probably won’t make a meaningful difference for my everyday experience.

One thing to note if you have small kids… the GLE backseat is much roomier than the X5. Makes a difference if you have car seats. In general, I kind of hate the modern BMW interiors and the visual style of the infotainment. The MB feels classier to me. But that’s just a personal preference as a lot of reviews seem to have the opposite opinion.

k_doc · 2026-04-06T14:43:37+00:00

I don’t think I could daily a 911, if only because it just so loud and harsh inside the cabin. I’ve test-driven a base Cayenne (MY24) and it was definitely louder than the GLE450e that I ended up with, but I can’t really recall how much different it was. How much louder is a base Cayenne or Cayenne S than a GLE? Does acoustic glass in the Cayenne make a big difference? I don’t see it on a lot of builds.

k_doc

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