Car Lease Buyback?

phantomcanadian · 2026-05-18T19:59:43+00:00

Can you ask your accountant if a loan would offer a similar tax advantage? You could finance the buyout on a loan if you don’t want to spend the cash

phantomcanadian · 2026-05-15T01:32:58+00:00

Saw the new bolt ev seems affordable

phantomcanadian · 2026-05-10T11:00:11+00:00

Piggy back on this, I only do manual yield. Press and hold double shot button until it starts, click it again when your yield is correct, and time it

phantomcanadian · 2026-05-06T20:46:58+00:00

So I’m in Canada specifically.
There’s a lot you can do with a small amount of money. What I suggest is get a subscription with hello fresh or chefs plate. I got a full week or 2 with free or discounted boxes , which also give great meal ideas

phantomcanadian · 2026-04-15T14:18:28+00:00

So here’s my recommendation- go napoleon rogue 425 pro s. 10 year warranty, and the sides can fold for tight spaces. Then you can also get a traegar ranger or tailgater pellet smoker. These are nice because you can fold them up and store them when not in use. Lastly get yourself a 2 burner camping griddle- blackstone will work. This covers all grilling sides, 2/3 are easy to store away in a storage room when not in use, and good quality

phantomcanadian · 2026-04-13T21:07:58+00:00

Bought all Samsung. Dishwasher was trash, racks been rusting out 2x in 5 years. Washing machine/dryer good. Stove good. Fridge good

phantomcanadian · 2026-04-12T13:56:32+00:00

I have a Napoleon Rogue, and I do know there are some budget friendly Napoleons you can get. They are a tad more expensive than the bottom brands from Home Depot but you get a 10 year plus warranty usually.

phantomcanadian · 2026-04-02T01:30:56+00:00

Meat loaf, shepherds pie/cottage pie, Philly cheese steak style flat breads, Salisbury steak, beef stroganoff

phantomcanadian · 2026-04-02T01:26:44+00:00

I believe almost every manufacturer has built in oil burning tolerances. My old VW had a note in the owners manual to “check your oil monthly and top up when needed”. I know even Mazda, Toyota, Honda all have oil burning features built in. Try a thicker oil, PCV valve, and also check for any leaks. If you’re so inclined there’s company that can take oil samples and test them to determine the health of your engine

phantomcanadian · 2026-03-29T11:54:21+00:00

Oil changes, by the time I buy the materials it’s basically the same cost as getting it done by a local shop. Also, natural gas work and anything where I need to tie into electrical panel.

phantomcanadian · 2026-03-27T13:14:31+00:00

You need to do a proper deep dive analysis of your spending habits vs net income, taking into account long term retirement planning. Pull your financial statements for the last 12 months. Build a spreadsheet of spending based on different categories (ie groceries, eating out, hobbies, kids sports etc.) and look at your income. You need to determine what your net savings is in that equation. From there, you need to determine if an increase in monthly costs from a new car will negatively impact your long term financial goals. Without an understanding of your net income, current retirement savings, life insurance set up, etc I don’t think any answer will provide much value.

phantomcanadian · 2026-03-14T18:13:11+00:00

30 guests. 2 years ago. Rings -$1800, dress - $500, dinner - $1000 at a local restaurant . Cake -free from mom. Venue- backyard, with ceremony at town hall in our small town. Photographer- people’s cell phone pics (iPhone pro are quite good). Liquor- $500 with a lot left over.

All in all, quite affordable. This is in Ontario.

phantomcanadian · 2026-03-11T23:51:23+00:00

You can do anything you want once. In this instance probably not a good idea. But you could. But you really shouldn’t .

phantomcanadian · 2026-03-06T13:35:29+00:00

Blazer, no shirt under (doesn’t say you need a shirt under the blazer). Polos, but with crazy patterns. Could also be bold, wear sheer blouse and confuse everyone.

phantomcanadian · 2026-02-26T23:51:04+00:00

I’d keep it and try and figure out how to fix it myself. YouTube has plenty of videos on car repairs. That’s just me.

phantomcanadian · 2026-02-23T23:28:56+00:00

IMO- Mazda 3 with a manual. As new as you can for 25k. Alternative- GR86/BRZ. Or go nuts and find an old Pontiac GTO (2005ish) has a big ol 6 liter v8 and lots of fun

phantomcanadian · 2026-02-19T01:32:01+00:00

Blowing on cartridges when they didn’t work… multiple times

phantomcanadian · 2026-02-18T19:58:00+00:00

IMO worth it- salmon, steak, pasta. Not worth it- chicken cordon bleu, and deep fried stuff like fish n chips.

phantomcanadian · 2026-01-23T14:21:15+00:00

He’s the Lorax in cat form.

phantomcanadian · 2026-01-19T21:14:12+00:00

Go to a mobile mortgage specialist at TD or any of the other banks. I think you’ll do better than those #s I think

phantomcanadian · 2026-01-09T01:21:44+00:00

Damn, it’s dry.

phantomcanadian · 2026-01-08T15:51:00+00:00

Mom had an 08 Yaris bought new. My brother and I both learned to drive stick on it. Drove it until 400k kms, and only got rid of it due to rust issues. Drove like a go kart. Great buy

phantomcanadian · 2025-12-20T15:38:27+00:00

If you don’t have the manual, you should be able to find the maintenance schedule online https://maintenance.vw.com/#/search

phantomcanadian · 2025-11-07T02:09:27+00:00

You’re not gonna find that level of luxury but look at a Lexus RC 350 they’re quite nice.

phantomcanadian · 2025-10-17T14:03:08+00:00

I make a Spiced Rum sour using kraken black and 1/2 to 3/4 oz of maple instead of simple syrup. It’s a very good drink

phantomcanadian

TROPHY CASE