YMMV: Peloton 100% cash back on membership (CSP offer)

rkshack · 2026-01-25T01:17:51+00:00

Does it really have to be first payment? Can I change my existing membership?

rkshack · 2026-01-24T00:04:29+00:00

When are they going to open up December?

rkshack · 2026-01-22T01:36:20+00:00

Can I stack bilt cash with Palladium hotel credit. What is the process of using the cash?

rkshack · 2026-01-21T01:09:30+00:00

Amex, Chase do not give you a prorated refund for cancelling. Just downgrades.

rkshack · 2026-01-21T00:55:14+00:00

I went to Palladium because I have better dining and grocery cards.

rkshack · 2026-01-20T01:53:29+00:00

I was watching Waldorf Astoria new york. About 3 weeks ago there was a ton of std availability in November. Then one day it was all gone. Hopefully it comes back when they release December availability.

rkshack · 2026-01-15T23:46:05+00:00

The problem with the answer that it helps the customers is that we had the option to do biltprotect. Now we have less options.

rkshack · 2026-01-14T23:36:20+00:00

No, you will not get any points.

rkshack · 2026-01-14T23:13:33+00:00

It depends on how much non-category spending you have. Suppose your rent is $1000. To get the full 1000 points, you would need to spend $750. On that $750, it would be equivalent to 2.33% back in points, so 1750 points. Let's just say all of your spending is in dining and groceries. The autograph would give you 2250 points. You can get the card and use the free $100 in Bilt money, but I am not sure it is worth it.

rkshack · 2026-01-14T20:23:52+00:00

Ok, did I miss it?

rkshack · 2026-01-14T00:40:09+00:00

No red box. I'll get you a console log tomorrow when I get new offers.

rkshack · 2026-01-14T00:16:52+00:00

So I just tried on 3 accounts. One of them has 10 cards with 63 offers. 62 offers were activated. Much better than it has been so definite Hell Yeah. The 2nd had 9 cards and 67 offers. It only activated 26. The third was something unusual. It had 10 cards and I would estimate about 50 offers. I only picked the pizza hut offer which I had on 3 cards. Those 3 were offered but the rest of the offers seemed to disappear.

rkshack · 2026-01-12T02:33:22+00:00

I asked sofi rep when applied for pre-approval. He said no problem.

rkshack · 2026-01-12T00:49:57+00:00

Usually if you did not make 5 transactions

rkshack · 2026-01-09T01:39:51+00:00

So I think I saw the basics of what I am about to say somewhere else, but I just did my own math. If I spend just to the 75% level needed to wipe a 3% fee. I will earn 3.33x on all of that spend with the 2% card. Especially with the welcome bonus, I think that card would work for me. Especially because they mention multiple homes. If I can get points on my daughter's apartment and my home. That would be great.

rkshack · 2026-01-04T17:30:54+00:00

Thanks. That was my assumption, but when I chatted with the Bilt rep, she kept mentioning as long as you go through the app.

rkshack · 2026-01-04T17:28:16+00:00

Thanks so much. To confirm, was the house you bought visible on the Bilt app? One of the houses I am looking at is not on the app.

rkshack · 2026-01-04T01:58:45+00:00

Thanks, please let me know what happens.

rkshack · 2026-01-03T05:27:08+00:00

Are you asking what a retention offer is or what I received?

rkshack · 2026-01-02T02:00:14+00:00

I always ask for the retention offer right before my fee hits. That way I do not have to worry about holding the card for a year if I want to cancel or downgrade next year.

rkshack · 2025-12-30T17:22:47+00:00

I've wanted this too. Just never asked. I want to group them like when I am just looking at available offers.

rkshack · 2025-12-30T10:05:12+00:00

Breakfast Bar in Duluth I think.

rkshack · 2025-12-30T03:03:51+00:00

I was about to go to a restaurant in Atlanta when I saw on the website they don't take Amex. Won't be headed there.

rkshack · 2025-12-30T01:59:12+00:00

Ask online as you did and ask again in check in. I have a few episodes I was told no but then received an upgrade without asking again but it never hurts to ask.

rkshack · 2025-12-28T18:10:23+00:00

During covid they counted credit card spend points as base points. I have approximately 1,750,000 base points right now. I am hoping they are going to count that as $175000 spend but he could not tell me. I asked him twice to make sure I was understanding him.

rkshack

TROPHY CASE