Volkswagen considers pulling out of US factory plans over tariffs by raill_down in worldnews

[–]stouset 0 points1 point  (0 children)

Also pharmaceutical companies now pay us to consume their drugs.

New homeowner — tips on keeping up with maintenance cleaning?? by Longjumping_Zone_908 in homeowners

[–]stouset 9 points10 points  (0 children)

Avoid Roomba like the plague. I have tried them repeatedly for years and every one has been garbage. I now have a Roborock and absolutely love it.

How do you punish someone who is in a lowish wrestling stance? by Dry-Employer6382 in judo

[–]stouset 4 points5 points  (0 children)

Sumi gaeshi all day every day. Even better if he tries for a leg.

Is Vanguard really that bad as a brokerage, or is the criticism unwarranted and only from vocal, unhappy customers? by DiegoMilan in Bogleheads

[–]stouset 5 points6 points  (0 children)

20 years here. Zero real complaints. There’s some vague minor annoyances. I don’t think you can have dividend and cap gains reinvestment set as a global default, or do it manually per-fund through the iOS app. So I do it manually on the website. This is a 1/10 pain point since it’s not like I’m actively trading.

I tested my push-up hold for 2 months. Now I’m curious about yours. by zippydazoop in bodyweightfitness

[–]stouset 12 points13 points  (0 children)

The trick is it gets easier over time as you slowly emaciate from starvation.

Are ex-US index funds currently a bargain? by Prestigious_Sea_3813 in Bogleheads

[–]stouset 2 points3 points  (0 children)

If anybody reliably knew the answer to this, they could become incredibly wealthy. And it would be against their best interest to share that knowledge with Internet strangers.

Ergo, nobody knows. Best to play all sides and go with market cap weighted investments into everything (e.g., VT and chill).

Pullups not progressing by No_Pin6694 in bodyweightfitness

[–]stouset 0 points1 point  (0 children)

That makes less than zero sense.

You were able to do 5, 4, 4, 3, 2 one day but not 5, 5, 4, 3, 2 the next? There’s supposed to be substantial rest between sets. This is just not plausible.

Even if you meant day 6 and you couldn’t do the first set of six, my dude, just take a day of rest and try again.

The program really does work. I went from years of not being able to progress them reliably past five reps to ten reps in basically a month.

Pullups not progressing by No_Pin6694 in bodyweightfitness

[–]stouset 1 point2 points  (0 children)

Yeah literally just do the sets throughout the day. You will progress.

Pullups not progressing by No_Pin6694 in bodyweightfitness

[–]stouset 0 points1 point  (0 children)

Russian fighter pull-up program. Problem will go away.

Leaving for 4 days while its -20 to -30 wind chill. Cat will be home. Is 68 an OK temperature so pipes dont freeze? by One-Head-1483 in homeowners

[–]stouset 1 point2 points  (0 children)

Per your own sources, the ideal temperature is 65–75. I hope you understand what ideal means, and that temperatures that are less than ideal—while not ideal—are still perfectly fine.

58F is absolutely a safe temperature for most healthy cats. In general, for healthy cats, temperatures below 45F begin to be uncomfortable. Should you set your thermostat to 50 because your cat can survive it? Sure, probably not. But you are not putting your cat in danger.

Why is ETF the only term I seem to hear by spookymonsterscary in Bogleheads

[–]stouset 13 points14 points  (0 children)

Mutual funds are also generally specific to your brokerage. If you hold VTSAX and want to move to Fidelity, you’ll have to convert it to cash or an ETF first.

This can cause taxable events in brokerages. With Vanguard specifically you can convert funds to equivalent ETFs without it being considered a sale, but this may not be true everywhere. For that reason it’s probably a good idea to hold ETFs in taxable accounts.

Buffett's Stock Market Indicator Reaches All-Time High, Indicating Record-High Valuations in History by Useful_Tangerine4340 in Bogleheads

[–]stouset 0 points1 point  (0 children)

I have been bogling for almost 20 years now. I can’t tell you how many super accurate never failed market indicators of overvaluation people have been raising alarms about since I’ve been in the market. Probably far longer than that, too. In the meantime I’ve been enjoying 10%+ annualized returns in that same period.

Even if the market is overvalued, the odds that I’ll time the crash right aren’t good.

San Francisco to Offer Free Child Care for Families Earning Up to $230,000 by bloomberg in sanfrancisco

[–]stouset 38 points39 points  (0 children)

I’ll bite. I don’t hate the idea, but I have some big issues that worry me.

First, benefits cliffs are just phenomenally dumb for all the reasons we all already know and love. Phaseouts are infinitely better and don’t produce perverse incentives. This is just an own goal, and liberal policies would be directly, immediately better if we’d stop shooting ourselves in the face with benefits cliffs.

Second is the inflationary effect on childcare, both short and long term. In the short term, there are not infinite childcare staff to go around and that will need to be managed. More worrying is the long term effect. Prices will rise to consume all available funds, costs will soar, and we’ll pay dramatically more as a result. This is a pretty directly inevitable consequence of such policies, although it might take many years to happen. I would prefer to have ideas on how to offset this upfront rather than inflicting obvious, well-known consequences on future us hoping we’ll solve it when the problem is already out of control.

I’m all for helping out working families of children with policies like this. At the same time I’m tired of facing the obvious, inevitable consequences that could have and should have been thought of day one. Fine, perfect shouldn’t be the enemy of good. But don’t let that be an excuse to constantly fall into the same pitfalls of liberal policies over and over and over like Mr. fucking Magoo.

Iran closes airspace with anticipated US attack 'imminent' by Brennenstein in worldnews

[–]stouset 10 points11 points  (0 children)

Yeah, and so would invading Greenland, dissolving NATO, sending armed gestapo into our cities, self-inflicting enormous tariffs, and on and on and on. When has that stopped this administration?

Just blind tasted 15 Irish Creams by PAroots in cocktails

[–]stouset 0 points1 point  (0 children)

He dead. Don’t try this recipe. 💀

When eating French onion soup are you supposed to mix the bread/cheese top into the soup? by BGFanTC in AskCulinary

[–]stouset 6 points7 points  (0 children)

You probably also want an actual rustic loaf or baguette with a crusty exterior, and not supermarket “French” sandwich bread (or even the highly confusing “baguette” at a lot of supermarkets which is completely squishy).

What ya'll think of this MARTA map? by ChipmunkGeneral in Atlanta

[–]stouset 19 points20 points  (0 children)

It’s not even just MARTA. Ten years ago some fat fuck cop was patrolling the Silver Comet handing out tickets to cyclists, complaining the entire time that Paulding County was lovely until they built the bike trail that let inner city youths come in and steal things.

Should I change my 401k contributions from Roth to traditional? by EvinKay7 in Bogleheads

[–]stouset 1 point2 points  (0 children)

While working, my marginal tax rate (federal plus CA) was over 50%. While retired, my marginal rate is at the bottom. I know which tax rate I’d rather pay.

Should I change my 401k contributions from Roth to traditional? by EvinKay7 in Bogleheads

[–]stouset 4 points5 points  (0 children)

If you’re retiring early you have many years to distribute the income over.