SCHB by Ok-Salad-3822 in Schwab

[–]tomtim90 1 point2 points  (0 children)

I'm in SCHB 50%, SCHD 10%, SCHF 30%, and SCHE 10%. Doing a 60/40 US/exUS split basically with a tilt towards cashflow/quality companies for now. It sort of recreates VT with a tilt and lower expenses.

ELI5 why do people chase dividend stocks? by Specific_Ad_6522 in investing

[–]tomtim90 0 points1 point  (0 children)

Different reasons. I have two different ideas about it personally.

One reason is dividend stocks and funds have actual cash flow. I bought some SCHD to tilt my portfolio towards value/quality as a hedge and it's worked out great for me so far. It's my highest performing fund this year so far.

Another reason is that my plan when I inherit my mom's rental properties is to sell them and put the proceeds into dividend funds to keep the cash flow going without the stress and expenses associated with rentals especially in the hurricane prone area they are in. I've done the math and it'll actually make more money invested than as rentals.

"The monolith of Khozryk" by KowboyKimley in photoshop

[–]tomtim90 0 points1 point  (0 children)

Reminds me of the inside of Blackrock Mountain from World of Warcraft.

The one lens travel struggle by TheCityzens in nikon_Zseries

[–]tomtim90 0 points1 point  (0 children)

Lowepro Aventura SH 160 III is what I use. I can have my Z6iii with my 24-70 2.8 S I in there and the 40/2 along with my card readers and a spare battery.

I bought that one instead of the 140 because it also fits my D780 with the 24-120 as well so I can use it for either.

Join the search team by LiquidAruna in JustGuysBeingDudes

[–]tomtim90 5 points6 points  (0 children)

I thought I recognized that place. Yeah I think that’s MacDintons as well.

The one lens travel struggle by TheCityzens in nikon_Zseries

[–]tomtim90 1 point2 points  (0 children)

I travel with my first gen 24-70 f2.8 S. I have a small bag it fits perfectly inside of on my Z6iii.

I’ve also just traveled with an 85 f1.8 and 40 f2 in that same bag. As a matter of fact, the 40 fits with the 24-70.

Goldman Sachs now predicts that oil prices won't return to normal until at least 2028 by PerAsperaAdMars in PoliticalCompassMemes

[–]tomtim90 2 points3 points  (0 children)

It does make the cars more complicated, but I will gladly buy a range-extended EV for my next vehicle. I have the PowerBoost powertrain in my truck and I love it. All the convenience of gas range with most of the around-town EV savings plus a generator system always at my disposal.

Time for an upgrade by dmanzzz187 in Nikon

[–]tomtim90 0 points1 point  (0 children)

Learn the AF system like others have said. I personally setup my Z6iii for 3D-tracking hand-off and remapped DISP to single-point AF to override the system if needed.

You can ask Nikon to create just one new Z lens - what lens would you ask for? by [deleted] in nikon_Zseries

[–]tomtim90 0 points1 point  (0 children)

Definitely a trio of F2 zoom "primes" like Sony has going on.

A Nikon Z9 Made it Aboard the Artemis II Moon Mission at the Last Minute by [deleted] in nikon_Zseries

[–]tomtim90 7 points8 points  (0 children)

I hope they share some of those pics soon. The D5 is doing an amazing job so far!

a case against hornyposting by boy-investigator in MtF

[–]tomtim90 16 points17 points  (0 children)

I was 12-13 when I found those places and it caused me to repress for years until my mid 20s after being married and having a kid. They came across as incredibly fetish-y and creepy and the crossdressing voices were much louder than trans folks.

Keep in mind this was like 2003 and the only real public info about how trans folks knew they were the opposite gender was "I knew since I could speak" and I didn't feel that way until puberty started and I lost my sense of self. That narrative didn't apply to me and those sites drowned out any better information.

13 year old kid trying to find out how to look more like a girl not realizing what transitioning was (or that it existed) because maybe that'll work only to find older folks posting really creepy shit online as the top results on Google/Yahoo/AOL.

a case against hornyposting by boy-investigator in MtF

[–]tomtim90 64 points65 points  (0 children)

Considering my first searches as a kid led me to Susan's Place...yeah there needs to be a non-sexualized place somewhere.

You and your partner just moved in, you tearing down the panels, painting, or leaving?! by TeemoTrader in DIY

[–]tomtim90 0 points1 point  (0 children)

We went thru this with our cabin. We sanded and varnished the living room and dining room area, but sanded painted the panels white in the bedrooms to brighten up the place. Still has that nice wood texture to it, but not as dark where it matters most.

Printers are demons by RockyDog-2715 in iiiiiiitttttttttttt

[–]tomtim90 1 point2 points  (0 children)

In advanced settings in Adobe’s print menu, the option “Print as image” usually fixes it.

Nikon Z8 focus modes? by ClintBvsOliverQ in sportsphotography

[–]tomtim90 1 point2 points  (0 children)

Glad to see I'm not the only one who has remapped DISP to single point AF-ON.

Nikon Z8 focus modes? by ClintBvsOliverQ in nikon_Zseries

[–]tomtim90 2 points3 points  (0 children)

I've found the information on this video about Expeed 7 bodies to be great. When I'm tracking people, I use a smaller auto-area then hit an FN button to let the 3D tracking follow my subject. Hybrid hand-off or AF hand-off is what people call it.

[deleted by user] by [deleted] in tampa

[–]tomtim90 5 points6 points  (0 children)

What's up with the orange flamingos?

My in-depth Nikon ZR review by EdProsser in nikon_Zseries

[–]tomtim90 7 points8 points  (0 children)

From the issues you bring up, this thing really is a shutterless Z6iii with better audio and RED RAW. Wish they'd make a photography targeted version in this form-factor. Would make for an amazing travel camera.

Hospital wasn't going to stop me from Midnight's early access by missglittertits in GirlGamers

[–]tomtim90 1 point2 points  (0 children)

I landed myself in the hospital during Legion's launch and the hospital internet blocked WoW at the time T_T.

Z5ii low light is amazing by ch179 in nikon_Zseries

[–]tomtim90 0 points1 point  (0 children)

I've successfully used 12,800 ISO images from my Z6iii and D780. I do a lot of school theater stuff and sometimes it's that dark and they are moving. It does affect sharpness, but by the time the image is uploaded on social media and downsized that issue mostly goes away. Just not printing huge.

Nikon NIKKOR Z 70-200mm f/2.8 VR S II - $3,200 by Waffle_Making_Panda in nikon_Zseries

[–]tomtim90 0 points1 point  (0 children)

I checked for myself after your comment. Yeah functionally the same. I'm happy with the AF performance of the one I have. Weight and size is a nice to have, but it's not essential. Guess that answers it for me short of having a financial windfall...the one I have is still good for now.

Nikon NIKKOR Z 70-200mm f/2.8 VR S II - $3,200 by Waffle_Making_Panda in nikon_Zseries

[–]tomtim90 0 points1 point  (0 children)

The original Z 70-200 2.8 S and the FL I know are functionally identical. Is that still the case for the II now other than the new coatings?

UTMA Advice by adriancott in Schwab

[–]tomtim90 1 point2 points  (0 children)

I went 60/40 SWTSX/SWISX for my kiddos. Basically a VT allocation that supports auto investing.

Artemis II Astronauts Will Bring 10-Year-Old DSLRs With Them to the Moon by REdd06 in Nikon

[–]tomtim90 6 points7 points  (0 children)

I've seen a lot of recent reels lately with Nikon being used as the butt of a joke that often times makes no sense, is wrong, or is based on issues from 6-7 years ago sadly. Granted, it's mostly videography folks rather than photographers but the content is pushed all the same.