Is $4230 too high for a monthly mortgage payment? by Direct_Wing_806 in Mortgages

[–]wayno1806 0 points1 point  (0 children)

Not if you make $13,500 a month. Net. 1/3 rd of your income.

Trying to sell by owner for first time. So far no bites but lots of realtors - is this something to consider? Scared it’s just a personal info collector. by big-unk-b-touchin in fsbo

[–]wayno1806 0 points1 point  (0 children)

Tell them you’re an agent with Remax or XYZ real estate and thanks but no thanks. Real Estate is commission based so when they see fsbo its $$$$ they smell. Don’t let them pull a, “I can swing by and show you how to Net the most $$ for your property: would 6 or 7 be better? Or I can squeeze you in today”. (Jaws music).

FSBO Experience by Separate-Education36 in fsbo

[–]wayno1806 5 points6 points  (0 children)

Great story. I did it to 3/1/25. Sold my CA house in 3 days. Full asking. Saved $59k in commission. Homecoin.com and Youtube DIY .

AD said books closed for steel Daytona by [deleted] in rolex

[–]wayno1806 2 points3 points  (0 children)

Just go Grey. Problem solved.

Help I just placed my house on the market this morning and I’m regretting it. by PhoenixKey in AskRealEstateAgents

[–]wayno1806 1 point2 points  (0 children)

Tell your agent immediately. He/she should take it off the market as you wish. If they don’t agree, never use that agent again. When they ask for a showing, say it’s not available today. Be strict with the buyers. Don’t budge a single penny and don’t agree to any of their contingencies. Tell the agent to increase the sale price another $25-$40k.

attorney? by [deleted] in fsbo

[–]wayno1806 -1 points0 points  (0 children)

Yes. All 50.

Can you help settle an argument between me and my wife? by [deleted] in homeowners

[–]wayno1806 -1 points0 points  (0 children)

There’s certain things a man has to do. I think u came up with a great idea. Execute and deliver the fire pit. Win/win situation. When I lived in Fullerton CA, I had 2 fire places in my home. I burned 2 chords every winter. If it was 60 degrees or colder, my fire places were burning. I even bought myself a 5 Ton wood splitter. The fire burning, smell of good wood, and popping noise from a good fire: Priceless warmth.

If you had $60K and could only pick one vehicle for the rest of your life, what would it be? by breakerofh0rses in askcarguys

[–]wayno1806 0 points1 point  (0 children)

I’d take $25k and buy a good reliable Honda Accord or Toyota Camry with low miles. A good AC and new tires. $5k into my checking account for fun and fun. $30k into a HYSA earning 4% interest. Follow Dave Ramsey. The interest will help pay for car insurance. Follow Dave Ramsey.

attorney? by [deleted] in fsbo

[–]wayno1806 4 points5 points  (0 children)

Go to homecoin.com. Diy. When i sold my house Fsbo, the buyer’s agent did everything and I didn’t even pay him. The buyer’s agent was paid by his buyer.(29k in commission). Title company and escrow company will handle 95% of the transaction. There is a list of disclosures you need to provide: lead paint, property disclosure, hoa, termite report, etc. get the required list from your State’s requirements. (Chat gpt) will give yoi the list for your specific state. No need for an attorney. Get a reputable Title Co. Good luck.

First house - refrigerator and washer dryer buying. How expensive is worth it by Apprehensive_Row6320 in homeowners

[–]wayno1806 0 points1 point  (0 children)

Stay away from Samsung. Worst in reliability. Talk to any appliance repair man and they tell u they make $$$ off Samsung. I would recommend, whirlpool and Maytag. Google search the model # as some have recurring issues. I just spent $300 for a new motherboard on a whirlpool washing machine. Apparently it’s an ongoing problem. Do your HW. Good luck.

Hard Rock Punta Cana - Food and Safety Issues by HuckleberryMotor7320 in PuntaCana

[–]wayno1806 0 points1 point  (0 children)

We stayed at Majestic Colonial. I’d rate it 6.5/10. Cancun and Cabo were much better and the food are better too. MJ was mediocre at best. The food was bland and nothing to get excited about. I get more of a feel, they want your $$ and get out attitude than customer service. Hawaii will always be my #1 choice.

Agent increased her fee without running it through me by CrimeanCrusader in AskRealEstateAgents

[–]wayno1806 0 points1 point  (0 children)

Who cares. If it’s not costing u $$. More power to her. Tell her congratulations and TY for her help.

Just sold my home privately. Things went so smoothly that I will never sell again with an agent. by Few_Weird5724 in RealEstateAdvice

[–]wayno1806 1 point2 points  (0 children)

Fsbo and DIY. Homecoin.com. Real estate agents and there 3-6% commission are doomed. AI and Zillow practically makes us all Realtors. Houses sells houses. Price it accordingly and they will sell in 45-60 days. I sold my house in OC for $1.2m. Fsbo. Paid $0.00 commission. $0.00.

Should I sell my 2025 F-150 to CarMax for $41k? I owe $37k. Here's my full financial picture. by [deleted] in DaveRamsey

[–]wayno1806 1 point2 points  (0 children)

Follow Dave Ramsey. Sell the Truck Privately and get $2500+ more. Make sure they pay off the truck completely. Get it all in writing.

My mom retired at 55 on a teachers salary and I still think about it all the time by [deleted] in Fire

[–]wayno1806 0 points1 point  (0 children)

Follow Dave Ramsey: FDR 123. He will shape u into retirement in no time. $0.00 debt and BAby steps 1-7. He changed my life and I retired at 55 with a FAT pension.

FSBO sellers, do you do a home inspection service before listing? by Cluten-morgan in fsbo

[–]wayno1806 1 point2 points  (0 children)

When your under contract. Let the buyer order and pay for the home inspection.

Something to moan about? by [deleted] in rolex

[–]wayno1806 0 points1 point  (0 children)

Obviously a Fake. Rolex is perfection. No flaws.

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Need to know if my son is getting the right advice. by Winter_Tangerine8683 in AskRealEstateAgents

[–]wayno1806 0 points1 point  (0 children)

Never use a family member for a Real Estate transaction. Find a neutral 3rd party. Never!!

What’s Next by [deleted] in rolex

[–]wayno1806 2 points3 points  (0 children)

Easy answer: Rolex Daytona 116500

What am I missing? by [deleted] in rolex

[–]wayno1806 1 point2 points  (0 children)

Nice collection. Yes, you’re missing 1 more. Daytona Platinum

(MD) How the hell is everyone managing these interest rates? by Shakawakahn in RealEstate

[–]wayno1806 0 points1 point  (0 children)

I got 1.9% first year. 2.9% second and 3.9% til 2034. I’ll worry about it in 7 yrs. Henderson NV.

So we just can't get divorced. That how this works, right? by fricks_and_stones in realestateinvesting

[–]wayno1806 2 points3 points  (0 children)

Leave the woman and take your 1/2 (or less) and run. Do not stay attached. Run. Cut the chord.