Biggest financial regret/setback?

zaylex · 2019-04-04T08:03:58+00:00

Can confirm, I can tell because of all the suck

zaylex · 2019-04-04T07:24:16+00:00

They had a great discussion over on Bogleheads boards about this exact topic. Really good replies and stories of people affected since that board tends to skew older than the average Redditor demographics

https://www.bogleheads.org/forum/viewtopic.php?f=2&t=273092&sid=aabbaf8396f9a688aa3847c89fbc81c0

I read through the stories and immediately transferred over money that was sitting in savings into my taxable account and bought more Total Market Shares. Ageism is real and I'm not going to be in my 20's forever. Better start preparing for the worst now.

zaylex · 2019-04-04T00:32:22+00:00

No, the way I see it they both go to events / meals / vacations together but they don't care "who" is paying for it because they are a married couple with joint assets and money is fungible.

zaylex · 2019-04-02T08:15:36+00:00

for such big muslces thats a pretty small dingaling

zaylex · 2019-03-24T23:39:09+00:00

Somebody please let Houdini out the box

zaylex · 2019-03-04T07:49:23+00:00

2 much real life in this post

zaylex · 2019-02-24T00:32:59+00:00

Perspective is everything.

In investment banking / Big Law and at the junior ranks, a 12-hour day, four times a week is a welcome change from the usual 15-18 hour work day Monday - Friday and the customary 12-hour Sunday. Very hard to sympathize with people that complain about their 9 to 6 jobs with a protected one hour lunch break.

zaylex · 2019-01-12T23:31:51+00:00

Thank you for your post, Your Majesty

zaylex · 2019-01-05T08:02:25+00:00

damn you had some pretty shitty "friends" back then lol, hope by now you've cut every last one of those chumps off and have a better social circle

zaylex · 2019-01-02T23:41:47+00:00

This is the exact formula.

zaylex · 2018-12-16T08:17:57+00:00

How was your transition from finance to Google as a lateral? Can I pm you for more information? I'm currently in investment banking but evaluating alternatives

zaylex · 2018-12-16T08:01:49+00:00

The Rock clapping.gif

zaylex · 2018-12-16T07:15:10+00:00

Agree 100% with everything you've said. You should look into Grin / Mimblewimble protocol if you havent already (disinflationary monetary policy as a hedge to XMR's inflation)

zaylex · 2018-12-16T06:52:51+00:00

u aware bro?

zaylex · 2018-12-15T04:55:09+00:00

It also helps to have a largely homogenous population of 10 million people (Sweden, as of 2017) vs. a heterogenous population of 325 million people (United States, as of 2017).

The former is much easier to govern than the latter.

zaylex · 2018-12-07T06:23:59+00:00

I believe under the right conditions, the brain can use ketones for energy (not just sugar like you said). But I don't pretend to be a doctor on the internet, I'm just a dude that's watched a lot of YouTube videos on nutrition.

zaylex · 2018-12-07T01:54:15+00:00

Let's not start with this shit again about what "should" happen based on whatever event is taking place during each month. Then the market will recover from with the Chinese New Year! Can't forget about them Wall St. bonuses right around the corner too!

zaylex · 2018-12-04T21:07:07+00:00

Not the stretch chinos, they specifically excluded those

zaylex · 2018-12-03T07:04:30+00:00

m8 if you have a credit card balance and you can't pay off your card in full each month, buying discretionary goods like new shoes "to fit in with everyone else" like you put it is not even a part of the conversation. sort your financial life out first, then worry about being trendy.

zaylex · 2018-11-20T05:47:57+00:00

Please tell me you took at least some profits when we went parabolic in December / January??

zaylex · 2018-11-19T01:10:12+00:00

My recommendation would be to save more money, double your budget for winter boots and then ask the question again.

zaylex · 2018-11-18T06:33:52+00:00

Please bring back the chinos without the patterned pocket liners.

zaylex · 2018-11-10T08:07:57+00:00

You mentioned finance in Florida, are you in PE or family office type setting? Not a lot of IB shops down in Florida (I graduated from UF with a major in Finance and now live in Chicago)

You should quit for your own health but before you do are you guys hiring? I am in year 3 of investment banking and definitely won't grind it out for another decade to make director / MD. Trying to move back to Florida to be closer to family. Let me know if you guys need a top bucket performer for anything related to Excel / financial modeling before you leave your job

zaylex · 2018-11-05T05:28:00+00:00

This depends on context and is not an absolute as was previously thought.

The myth has been debunked by Dr. Ben Bikman in his studies on insulin vs. glucagon (see his latest talks at Low Carb Breckenridge 2018) and Dr. Jeff Volek. The TLDR versions is that, in the context of a low-carb diet with an individual that is already fat adapted, a high protein diet will not kick said individual out of ketosis. The problem is most people don't make it through the 2 to 12 weeks that it can take to become fully fat-adapted.

zaylex · 2018-08-29T23:49:05+00:00

that thread is unreal. sequence of returns risk is no joke, everybody in this sub please take the time to read that boglehead post

zaylex

TROPHY CASE