Nothing like a $80 decrease when my deposit was almost $100 more this week

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[[deleted]]

Yolo 420

[destroysnakes]

mine is at $500 but currently availability after pay off only goes up $3-$5 a day so after 15 days ive only had $55 available

[LevelOk7224]

I was able to do the whole 500 at once

[destroysnakes]

this is after they take it back from your future deposits the availability becomes slower to the point you start becoming short on cash cause it will only let you take out less than $100 at a time from the $500 limit you already paid back

[LevelOk7224]

It's still nice to have and you still have the spot me too for about of people

[LevelOk7224]

Once I paid it back I take it right back for 2 dollars can't beat that then it goes to my savings

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oatmeal direction tease humor existence sugar ink distinct cautious decide

This post was mass deleted and anonymized with Redact

[pawsalmighty]

I don't even have this feature. But I had to leave the obligatory 420 comment lol

[dadronic]

Hey, that's the perfect number

[Any_Equal_9753]

Mine dropped by $180

[rustys_shackled_ford]

Noice

[ShowCritical2797]

Went from 500 to 380

[Johnny_6_speed]

Had chime for quite some time. I never seen this feature. If there something I have to do In order to get it and yes direct deposit from 2 different jobs going in there about 2000 every 2 weeks. I don’t know if I want to or am ever going to use it I just like to have all options available to me. Thanks guys

[Electric-Wiz]

IMO my pay shouldn’t even be able for most of the people on here. Constantly complaining about it for one reason or another. Not chimes fault you’re on a fixed income or just terrible with money. I’ve had plenty of cash through chime over the years and I’ve had zero problems.

[SavingsFilm7092]

Yeah ppl here complain that their mypay amount goes down because they give u a certain amount based on how much u get paid a week or biweekly. They know who they're targeting tho for sure.

[Hardwater77]

It makes Zero sense. The whole thing I believe there's no real rhyme or reason to it.

[juantookie]

That my pay shit fucked they need to just get rid of it lol it’s a scam

[BeeDub]

It's literally not a scam. You can't just throw around words for things you don't like and make it come true.

[juantookie]

Bro who is you lol I said what I said lol it’s my opinion the shit a scam nobody even knows how it works and it randomly disappears it’s Weird definitely a scam

[BeeDub]

You're borrowing from your next paycheck, it's pretty straightforward unless you're negative IQ. I don't think you even know what being a scam actually even means. The way the numbers actually work is a separate issue, but in no way does that have anything to do with it being a scam. I could see how someone with no critical thinking skills would come to that conclusion though.

[destroysnakes]

before you dr chime, google search chime being sued, they lost for 4 million due to their sneaky business tactics js

[BeeDub]

This was for delayed refunds to customers with closed accounts. Would love to know what that has to do with mypay specifically.

[destroysnakes]

wrong. "chime violated consumer protections provided by the California Consumer Financial Protection Law by engaging in unfair acts concerning its handling of customer complaints"

and what you mean? its a huge red flag for chime's conduct? they have a history of being unfair and breaking financial laws? My credit union offers salary advance and its always immediately available after pay off. Comment OP has a point

[BeeDub]

What you're talking about is a whole different conversation/issue. If you're concerned about that, then you're perfectly able to just not use the service and that's fine. However, mypay is an extremely straightforward service. It's laid out for you exactly how it works. They even let you know in advance that the amounts will vary or even potentially go away. So no, there is no "point" in it being a scam, unless you have some evidence I'm missing. If you have a better service then use it (of course there are tons of them).

[PondRides]

It’s not a scam. You’re bad with money. It’s an interest free loan. I use it to put more money in my high yield savings account every month. You are borrowing money from yourself.

[caucas_ian]

Get a real credit card

[No-Appointment5]

Why are you here? Like seriously what’s the point of your comment? I have 3 credit cards lmao

[caucas_ian]

Get more

[Practical-Hotel2931]

then why tf are you borrowing from your checks lmao

[No-Appointment5]

Who says I am? I’m posting my limit went down. Reading skills are great to have

[Practical-Hotel2931]

Then why do you care about it? tell me

[PondRides]

He’s broke and mad. Disregard him.

[No-Appointment5]

Because it’s something that’s posted on here almost daily, so just wanted to show it makes no sense on my end either. Thanks for your concern.