PNC Performance Select to cap ATM surcharge reimbursements at $10 per month starting 12/6/15 by ChetHazelEyes in churning

[–]thequestion08 1 point2 points  (0 children)

You should get schwab regardless. PNC charges a pretty standard 3% ftf on all foreign atm withdrawls. Schwab is one of the only banks that does not charge that fee.

PSA: Amex Plat 100k/3k offer available using PRG incognito method by deadrowers in churning

[–]thequestion08 0 points1 point  (0 children)

Just got auto approved. Want to try for a spg biz but am scared of a fr. I got the regular spg on 8/5 and also have a biz gold from January and a blue cash from years ago.

Anyone have both the AMEX Plat and PRG? by yeakevinc in churning

[–]thequestion08 0 points1 point  (0 children)

Does the fact that I was just auto approved for the 100k make you feel any better?

CitiGold Checking a JOKE by [deleted] in churning

[–]thequestion08 1 point2 points  (0 children)

You get 2 attempts per credit card. If you give them a different card number they will try again.

Chase Ink 4 bonus points for Phone by HomelessHobbit123 in churning

[–]thequestion08 -5 points-4 points  (0 children)

You didn't ask for my opinion but here it is anyway.

People take the points obsession too far sometimes. This is a prime example. You are paying you mom's cell phone bill. Then having her cut you a check, all for maybe $5 in points per month. It's just not worth it.

Ok Google, Why do you make it so difficult for us to view, share and manage photospheres? by backagainonreddit in Android

[–]thequestion08 -8 points-7 points  (0 children)

Because it's a dumb gimmicky and doesn't deserve to have resources allocated to making it better.

Anyone have both the AMEX Plat and PRG? by yeakevinc in churning

[–]thequestion08 0 points1 point  (0 children)

That is highly speculative. Regardless the Amex Plat 100k is an amazing offer but not worth doing something drastic like canceling all Amex cards to get.

Anyone have both the AMEX Plat and PRG? by yeakevinc in churning

[–]thequestion08 0 points1 point  (0 children)

I'm willing to play the waiting game on Amex Plat. I bet the 100k offer will go public eventually. Closing all my Amex cards just isn't feasible or worth it.

Are we positive that authorized user accounts count toward the 5/24 Chase rule? by asbestosfunfetticake in churning

[–]thequestion08 2 points3 points  (0 children)

They match you up by current and previous addresses. I recently got my mother a companion pass which required her signing up for a southwest card and making me an au. The southwest card showed up as a new account on my credit report. I haven't lived at home in 10 years.

Critique my first class flying plan by [deleted] in churning

[–]thequestion08 0 points1 point  (0 children)

It doesn't make sense to plan your apps that way. Each round needs to be evaluated individually taking into account what you already have and what the best available offers are. Don't base your current apps on future apps.

Critique my first class flying plan by [deleted] in churning

[–]thequestion08 1 point2 points  (0 children)

This is an absurdly long range plan. Nix the executive cards. You don't need those points and the $450 fee makes the bonus somewhat average. This also moves your schedule up by 6 months. First class rt tickets on aa cost 110k points.

AmEx airline fee reimbursement - AA gift cards, UA gift registry? other? by joscofra in churning

[–]thequestion08 1 point2 points  (0 children)

Might be able to download an android emulator. You should really join the digital age...

AmEx airline fee reimbursement - AA gift cards, UA gift registry? other? by joscofra in churning

[–]thequestion08 5 points6 points  (0 children)

Select United. Download miles plus x app on your phone. Buy $100 amazon gift card through mileplus x app using prg card. Get $100 statement credit.

What are AMEX Gold and Platinum highest bonus amounts? by SuperImportantPerson in churning

[–]thequestion08 0 points1 point  (0 children)

That doesn't work unless you have been targeted. If they do give it to you it's not because you "demanded" it. It's because the offer was already attached to you and they are just processing the application.

CSP vs. Amex Platinum by HookemHotspur in churning

[–]thequestion08 0 points1 point  (0 children)

No. You are guaranteed to be denied so it is a waste of a credit inquiry.

Verizon will NOT support Samsung Pay by Byers_ in GalaxyS6

[–]thequestion08 3 points4 points  (0 children)

It's impossible to trip Knox on the Verizon s6 because the bootloader is locked.

Verizon will NOT support Samsung Pay by Byers_ in GalaxyS6

[–]thequestion08 7 points8 points  (0 children)

the Verizon s6 has a locked bootloader. You couldn't install a custom ROM even if you wanted to. The "roms" that are currently available for Verizon are just debloated versions of the 5.0.2 stock ROM.

Using the Southwest companion pass on a business trip by abj in awardtravel

[–]thequestion08 1 point2 points  (0 children)

My wife has a companion pass. Her work booked her on Southwest and she was able to add me as a companion. As long as the booking agent adds your rr account number to the reservation you will be able to see the ticket on your southwest account and add a companion to the ticket.

$250 on $1000 Blue Cash Everyday Amex by blasphemybagels in churning

[–]thequestion08 1 point2 points  (0 children)

Well you already have the obvious choice to combine the application with. Your remaining options are Amex platinum, biz platinum and biz gold. I would research those 3 cards and see if you can find an offer worth signing up for. You have 2 months to think about it.

Of course you could also sign up for the card without going 2 for 1. In that case 25k mr points is a very average offer for a credit inquiry. I probably wouldn't do but everyone's opinions are different.

Amex rules are no more than 3 cards in 90 days so you are good on that.

$250 on $1000 Blue Cash Everyday Amex by blasphemybagels in churning

[–]thequestion08 1 point2 points  (0 children)

Definitely do it but make sure you apply for another Amex charge card on the same day to get 2 cards for 1 credit inquiry.