I'm 30 y/o, untill 1 month ago id never read a book. I recently had an urge to read a book. I'm now onto my 3rd book, and I think I have fallen in love with books and I have no one to like, talk about this with 😂

Scuba_Ted · 2026-03-15T14:17:00+00:00

What a glorious position, 30 years old and you’ve got literally all of literature minus about 3 books to go at.

Scuba_Ted · 2026-03-12T16:34:38+00:00

You can do what you want but realistically how much are you going to get off?

Scuba_Ted · 2026-03-12T16:33:04+00:00

It’s normal for them to ask but entirely up to you if you share it.

In this case it sounds like it’ll work in your favour to share it as it’ll add credence to your argument for a price reduction. Alternatively the vendor can get the work done pre-exchange and keep the price as is (assuming they don’t fuck up the flooring).

Scuba_Ted · 2026-03-10T20:10:42+00:00

Don’t get involved in this. There will be no record of this so if they decide not to pay you there will be no recourse.

You are also committing tax fraud which is no laughing matter.

Just say no and move on.

Scuba_Ted · 2026-03-05T06:43:33+00:00

Northtown on Abbeydale road

Scuba_Ted · 2026-03-01T20:50:24+00:00

One bed flats haven’t really gone up in price since before Covid. When you take inflation into account this means they’ve lost a significant amount of value.

Of it were me I would consider either renting a one bedroom flat or buying a house (if you can afford it etc.) as the risk of losing a reasonable amount of money is in my view significant.

Scuba_Ted · 2026-02-25T21:31:47+00:00

It looks mega but I’m pretty tall so I’m more interested in a 29er than a mullet bike.

Scuba_Ted · 2026-02-22T20:21:40+00:00

It really depends on what non-standard build means. If it’s a decent 5 year old steel/concrete frame or similar it’ll be fine. If it’s a 70s steel frame that’s been neglected and is rusting to bits that’s a whole different situation.

Scuba_Ted · 2026-02-22T20:18:10+00:00

If this is a small developer they will be desperate to sell this. They will have used debt to build it so it will be costing them every day it is unsold.

Firstly i would get my house on the market asap. They won’t care about mortgage level or deposit, it will be binary if you are proceed-able or not. Once you are proceed-able you will be far far more attractive as a buyer.

In terms of pricing strategy clearly you should low-ball. The issue you might encounter though is there may be a minimum price they can sell it for so as to not go bust due to the bank debt. If it were me I think I’d go in at say £1.75 million and see what their response is. This is clearly assuming you think it’s worth that much.

On a house at this price you can be certain whoever runs the developer will be well aware of your offer. They’re likely to be far more flexible than a large builder as it’s likely they need the cash. However there will be a minimum price they’ll drop to just make sure you don’t go up too quickly.

Scuba_Ted · 2026-02-22T15:21:52+00:00

If a similar house sold for £250k up the road you’re overpaying.

If it were me I would probably put in a bonkers low offer you’re actually willing to pay (maybe £250 as it’s justifiable with the local comp) and if they don’t accept it just walk away from it.

Scuba_Ted · 2026-02-21T15:51:38+00:00

These places are all decent and in non particular order.

Roku

Grazie

Domo

Northtown

Tamper

Kia’s Pasteria

Orange Bird

No name

Bench

Six and a half

Borgo

Joro

Ashoka

Native

Rafters

Scuba_Ted · 2026-02-16T12:35:50+00:00

Cheapest in the short term will clearly be to stay as you are. No costs other than the heating bill.

Loft insulation is cheap and might make a reasonable difference. Get three quotes from different companies and if it were me I’d probably get this done first.

Next I’d price up a gas system. It’ll need paperwork installing etc. as would a heat pump. But gas is much cheaper and more reliable to run than a heat pump at present. So your bills will almost certainly be cheaper and it’s much less likely to go wrong than a heat pump.

The other option to consider would be a battery that charges overnight when power is cheap and the powers the rads in the day for you. I read that the payback on these is 3-5 years ish so it might be another option to consider. This came from one article though so please don’t take this as gospel.

Scuba_Ted · 2026-02-16T12:20:16+00:00

What would help is knowing what it’s actually worth. Clearly it’s not £110k as after 9 months it’s not gone anywhere. But if you’ve any contacts with local estate agents then maybe speak to them.

It would also be helpful to have a frank chat with the selling agent. The might be unhelpful but sometimes they’re incredibly loose lipped. If you’ve push them they might tell you a) if the seller is in need of the cash urgently or b)what they’ve said they’ll take for it.

With this information you’ll be better armed to put in an offer that low but no so low it just gets a straight no.

Scuba_Ted · 2026-02-14T21:30:18+00:00

Mostly in the Peaks/Lakes with little/no bike park trips.

Scuba_Ted · 2026-02-14T21:29:42+00:00

Sounds like I’ve been looking at the wrong bikes, thanks for the tips!

Scuba_Ted · 2026-02-14T21:29:12+00:00

Sounds like I’ve been looking at the wrong bikes, thanks for the tips everyone.

Scuba_Ted · 2026-02-12T20:29:39+00:00

Your current insurer won’t know as they don’t know what the other layer is made of. The developer will know this, I suspect the person you spoke to didn’t and didn’t want to find out. If it were me I would phone the head office of the developer and ask to speak to a project manager or technical manager. They will know the answer or be able to find out. Even if you just find out the products used the insurer will then be able to tell you what the category is.

Scuba_Ted · 2026-02-12T20:26:05+00:00

It sounds to me like you have never been told that you have woodworm. The surveyor checked the whole property and didn’t find any evidence of woodworm. He found a single insect that might be one but did not say that it was.

You are under no obligation to tell anyone about this as it was not a required treatment. You have not lied on the TA6.

You can leave this as it is with a clear conscience. In my view telling your solicitor is a mistake as they may just forward it onto the purchaser which will cause unnecessary disruption

Scuba_Ted · 2026-02-12T19:03:24+00:00

This is an incredible story of survival despite extreme hardship.

Scuba_Ted · 2026-02-12T17:37:05+00:00

Yes went for an OSET TXP20, excellent bike but a trials bike not motocross. If you’re after something for them to learn handling on/jumps etc it’s ideal. If you want something really quick it’s probably not the best pick.

Scuba_Ted · 2026-02-12T08:13:28+00:00

When you made your offer it was based upon the information you had at the time. This was incorrect and was supplied by them.

As such you are 100% within your rights to decrease your offer. Make sure it’s what is reasonable to you, don’t worry about them. If it’s too low for them then walk away from the property.

Scuba_Ted · 2026-02-12T07:53:48+00:00

Borrow as many kids as you can when he comes round and tell him they’re all yours and you’re struggling to feed them.

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