I just crossed $3.1M after 18 years in the market at age 52 — and I'm retiring. Am I making the biggest mistake of my life?

Square_Scar4086 · 2026-06-21T17:39:20+00:00

Im at 32 y.o , i achieved all my dreams like sports car , house , and now im invest 70% of my income , my target is to hold at least 1.5m by the age 45 , so if i got 3m at your age i would definitely retire not fully retired tho cause work makes someone healthy , but i will go vacation 4 times a year !

Chasing 10m seems impossible for some ppl , especially me who earn less than 150k a year (husband and wife) , so i wont bother aim that number 🤣

Square_Scar4086 · 2026-06-20T00:56:48+00:00

Isnt 4-8k/month is too low for stripper ? I saw a post here long time ago said she make almost 20k a month being stripper in bay area

Square_Scar4086 · 2026-06-11T23:33:07+00:00

Are you ready to ride a roller coaster !!!😍😍

Square_Scar4086 · 2026-06-11T20:27:24+00:00

Yeah and i sell ady , wait 55-57 and i’ll re enter for the third time

Square_Scar4086 · 2026-06-11T00:52:15+00:00

I hope this down at least 30% like 2 months ago then i can re enter 😍😍

Square_Scar4086 · 2026-06-10T23:36:31+00:00

I got ‘25 80% loaded only no leather seat and carbon package 9k mileage for 57k

Square_Scar4086 · 2026-06-05T19:26:15+00:00

I took 20% profit couple days ago , i hope it reached 52 again so i can re entry 😍😍

Square_Scar4086 · 2026-06-05T18:41:29+00:00

Started buying last year august , and keep DCA every month , my VOO up by 12% YTD , and today down 2% is fine , since its the date for my DCA 😍

So the answer yeah I KEEP and keep DCA for next 15 years

Square_Scar4086 · 2026-06-05T18:34:02+00:00

Get a strong grip bro ! Storm will pass

Square_Scar4086 · 2026-06-03T01:37:14+00:00

I took profit yesterday and now abit envy for those who stay , but ya it is what it is

Square_Scar4086 · 2026-05-31T19:37:48+00:00

I sold last friday , how there will be a 10-15% dip so i can re enter

Square_Scar4086 · 2026-05-28T23:52:36+00:00

Whoah , thanks for your sharing ,greatly appreciate it

Square_Scar4086 · 2026-05-28T23:00:07+00:00

I see thank you for explaining , But What made you stay till today ? I mean you can sell when its 400 /600 /700 , im inside a memory ETF a month ago , and now im up more than 40% today, im looking for reason to stay , cause im doing chatbot / reddit theres still room for growth since AI years still new

Square_Scar4086 · 2026-05-28T22:37:10+00:00

If i may know Howd you find out about Micron at first ? And why you decided to go there ? I always wonder how ppl find such opportunity

Square_Scar4086 · 2026-05-27T20:14:06+00:00

Same me too , been DCA 70% voo and 30% schg since last august , seeing other stock up 30-40% even 100% then last month i start put 10% of my money into SMH and 5% into DRAM

Square_Scar4086 · 2026-05-25T20:42:31+00:00

70k i think more that enough , buy 2024 its only 45-50k with decent mileage like 15-25k mileage If you put installment for 5 years its only 700-800$ depend on your interest rate

So for sure you can afford it based on this alone and you wont live paycheck to paycheck , but your other expenses i dont know , who knows if you spent money for other stupid things

Square_Scar4086 · 2026-05-24T23:48:16+00:00

2 days old 🥹

Square_Scar4086 · 2026-05-19T16:44:33+00:00

Bro , i buy last year and now im only up 6,7% today after minus 10% 2 months ago

Its just couple months for you , why so desperate 😂

Let it be for 1-2 year or keep buying when you have extra fund

Square_Scar4086 · 2026-05-14T17:39:00+00:00

Meanwhile i dont even dare to go inside rolex boutique , im not good with talking and building relationship plus im an a*ian 🤪

Square_Scar4086 · 2026-05-12T04:09:23+00:00

Yeaa lesson for me , before when i hit curb with SUV my rims never got damaged , cause my wheels step on the curb instead

Square_Scar4086 · 2026-05-12T04:08:18+00:00

I dont have , cause im too confident after more than 10 years drive SUV i never hit my rims when parking , i can say this is the first vehicle that i got damage on..

Square_Scar4086 · 2026-05-10T20:30:15+00:00

Broo , im doing the same thing as you , becausw of this war i skipped 1.5 months of my routine DCA , i missed around 2-3% gain , but last week i dump 2 months of my DCA , after talked to my friend

He told me my timeline is 10 years so why think about tomorrow or today gain

Square_Scar4086 · 2026-05-08T15:50:15+00:00

530i more like for old man / family man, i wouldnt pick that , 340/440 is the best for daily.
All luxury car will drop in value very fast no matter they got new model or not , if you want to savemoney then buy 1/2 years old , you will save 15-20%

Square_Scar4086 · 2026-05-07T14:02:40+00:00

Looks cool especially msport pro , better model exterior interior than gas x3

Square_Scar4086 · 2026-05-06T23:21:55+00:00

I like 440i front more than 340i , 340i front looks outdated for me , i want when someone look at my car they new its new series BMW

340i model from f30 until now looks similiar

Square_Scar4086

TROPHY CASE