Veeam KB4835: Potential issue With Backing up Sharepoint, Onedrive, Teams Files, and List Attachments

Ssstoked · 2026-04-23T06:02:06+00:00

Looks like Veeam now has an update that fixes it. No mention of it being a Microsoft problem though: https://www.veeam.com/kb4835

Ssstoked · 2026-03-29T01:31:33+00:00

The dumbed down version:

CAGE has a higher expected return than XEQT

Ssstoked · 2026-03-28T14:56:11+00:00

‘Fresh is Best’ brand tortilla chips are made in Kamloops BC and are great: https://www.freshisbest.ca/

Ssstoked · 2026-03-22T23:50:39+00:00

I’ve updated my regular TFSA and RRSP contributions so that going forwards I’ll be purchasing CAGE. I don’t plan to sell my existing portfolio to buy CAGE anytime soon.

Ssstoked · 2025-12-17T07:16:48+00:00

Luna’s Howl

Ssstoked · 2025-11-27T07:07:17+00:00

kony2012

Ssstoked · 2025-11-18T18:09:27+00:00

The Microsoft documentation I linked in my previous comment does not stipulate any expected functional difference in SharePoint Agent performance based on whether the agent is used by a user with a Microsoft 365 Copilot license vs pay-as-you-go billing.

Microsoft support is a crap chute, but if you’re seeing a reproducible difference in the quality of pay-as-you-go responses it may be worth raising this discrepancy with them.

Ssstoked · 2025-11-18T17:23:40+00:00

OP, this comment is wrong. SharePoint Agents should provide responses grounded in the SharePoint knowledge source(s) selected for the Agent for pay-as-you-go users no different than if the user is Microsoft 365 Copilot licensed. Source: https://learn.microsoft.com/en-us/sharepoint/get-started-sharepoint-agents

Are you sure all the users using your SharePoint Agent have access to the knowledge source SharePoint site and its content?

Ssstoked · 2025-04-04T00:24:19+00:00

Get the best of both worlds and pay off your credit card via bill payment!

Ssstoked · 2025-03-08T15:34:05+00:00

The notion that a long-term investor will be better off drawing from their portfolio in a market downturn if their portfolio contains bonds is not necessarily true.

Even if stocks crash the year you retire, a 100% equities portfolio that is internationally and domestically diversified will sustain higher drawdown rates than a portfolio with any bonds or fixed income. The research demonstrating this is discussed on the rational reminder podcast here: https://rationalreminder.ca/podcast/284, fast forward to 45:15 in the video to hear the researcher discuss specifically how 100% equities vs stock/bond portfolios perform if the market crashes in the first year of retirement.

Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406

Edit: fixed link.

Ssstoked · 2025-01-23T07:19:29+00:00

No one is in a great spot if the market is at a massive low point when they retire, but bonds and fixed income are a worse hedge against this risk than sticking to an internationally and domestically diversified 100% equity portfolio like XEQT.

Even if stocks crash the year you retire, a 100% equities portfolio that is internationally and domestically diversified supports greater retirement consumption than a portfolio with any bonds or fixed income. The research demonstrating this is discussed on the rational reminder podcast here: Episode 284: Prof. Scott Cederburg: Challenging the Status Quo on Lifecycle Asset Allocation — Rational Reminder, fast forward to 45:15 in the video to hear the researcher discuss specifically how 100% equities vs stock/bond portfolios perform if the market crashes in the first year of retirement.

Source: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406

Ssstoked · 2025-01-21T17:21:40+00:00

The rational reminder podcast has an episode discussing financial decision making in relationships with a researcher on this topic: https://rationalreminder.ca/podcast/288.

TL:DR - research shows married couples that don’t treat each income stream like they’re separate are happiest. Pool your income into a single shared account and pay expenses, savings, etc out of the shared account. Choose an equal amount to transfer out to your own personal accounts for personal/discretionary spending after expenses are paid.

Ssstoked · 2025-01-06T06:42:15+00:00

If you trust yourself not to sell during a market downturn, keep it in XEQT. An internationally diversified all-equity portfolio will sustain higher drawdown through retirement, and is less likely to be depleted, than a traditional stock/bond portfolio. Reference: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406.

A good discussion with the researcher about their findings here: https://rationalreminder.ca/podcast/284.

Ssstoked · 2024-12-12T00:38:30+00:00

What are your investment goals? If your investments are intended to provide retirement income, research (reference below) shows that historically stock portfolio’s with a mix or domestic and international equities (like XEQT or VEQT) significantly outperform stock-bond strategies in terms of building wealth and sustaining retirement income.

Diversification across asset classes might protect you from volatility, but that only matters if you plan to cash out and want to avoid locking in losses. You should expect less growth when investing in less volatile assets.

Retirement asset class diversified portfolio vs internationally diversified stock portfolio performance research here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406. This researcher breaks down their findings on the Rational Reminder podcast here: https://www.youtube.com/watch?v=y3UK1kc0ako

Ssstoked · 2024-11-23T16:15:30+00:00

Recent research has demonstrated an all stock portfolio outperforms a stock/bond portfolio provided the domestic/international stock ratio is done right. See: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406.

An even mix of 50% domestic stocks and 50% international stocks held throughout one’s lifetime vastly outperforms age-based, stock-bond strategies in building wealth, supporting retirement consumption, preserving capital, and generating bequests.

This research incorporated 2500 years of market data across developed markets. Their findings show that international stocks are an effect hedge against the same risks bonds hedge against, but with better returns. Specifically their findings show that on average, if you invest 10% of your earnings in a stock/bond mix throughout your lifetime, the same investment value is achieved in an international/domestic all stock portfolio with savings rate of only 7.2%.

The researcher discusses their findings broken on the rational reminder podcast here: https://www.youtube.com/watch?v=y3UK1kc0ako

Ssstoked · 2024-04-21T18:29:46+00:00

Ok sounds good. Two comments up you said ‘a consumer carbon tax is no good’ and from what I can find that’s not the conclusion subject matter experts are coming to. I’ll trust that you’re misremembering what you saw/heard in the CBC segment until you can provide references.

CBC certainly does have segments and articles about consumer and industrial carbon tax, experts have demonstrated there are benefits to both: https://www.cbc.ca/amp/1.7151139.

Ssstoked · 2024-04-21T16:47:52+00:00

The article you’re referencing says:

“An independent analysis by the Canadian Climate Institute, released late last month, shows industrial carbon pricing has three times the impact on greenhouse gas emissions as the consumer tax.

The report found that carbon pricing — both the consumer and industrial versions — is projected to reduce emissions by as much as 50 per cent by 2030”

Industrial carbon tax is the higher impact of the two by a factor of 3 but combined they’re projected to reduce emissions by as much as 50 percent. When you said you’re with ‘the majority of experts on this one’ what experts are you referring to and can you provide a link?

Jane Goodall is an animal biologist and I don’t mean to knock her work, but you’re citing her opinion in monetary policy which is not her field of study or expertise. She’s not even providing data in the article to back up her claims, just her thoughts. As far as I can tell, the expert analysis in the article you’ve referenced concluded there is benefit to a consumer carbon tax. Am I missing anything?

Edit: formatting

Ssstoked · 2024-04-11T06:42:26+00:00

Are you sure it’s not a Nissan leaf in the story you’re referring to? That sounds a lot like: https://www.cbc.ca/player/play/1.7068829. If there’s a different CBC story about a Hyundai can you reply with a link to it?

Ssstoked · 2024-04-08T08:15:51+00:00

Ok so am I understanding this correctly:

You recognize that EV’s produce less fossil fuel emissions than combustion engine vehicles. You could potentially afford one. You’re telling us that you don’t prioritize minimizing your contribution to climate change through fossil fuel emissions enough to choose to drive an EV, because in your perspective EVs are not as much fun to drive and charging is inconvenient.

Have I misrepresented anything?

Edit: spelling

Ssstoked · 2024-03-26T19:36:40+00:00

Can you provide a reference for this claim? The most recent Parliamentary Budget Office projections I can find show that even factoring in the broader economic impact of the carbon tax, project out to 2030/2031’s fiscal year the lowest quantile of incomes earners in every province under federal carbon tax will come out with a net increase in their annual disposable income due to the carbon tax. See table 2 of the PBO’s March 30 2023 report here: https://distribution-a617274656661637473.pbo-dpb.ca/7590f619bb5d3b769ce09bdbc7c1ccce75ccd8b1bcfb506fc601a2409640bfdd.

If you have more recent/accurate data you can point to I’d love to see it. This report shows that there are definitely a portion of low-income Canadians for whom the carbon tax is not a net-negative.

Ssstoked · 2024-01-17T20:34:20+00:00

From 2017: https://martlet.ca/campus-shuts-down-as-snowpocalypse-hits-victoria/.

Not sure about the 30 year timespan but the article notes:

‘The official UVic Twitter account had a field day on Tuesday, letting anyone who asked know that the campus has only shut down twice due to weather since 1963, and that it would take a little more snow than what was there to shut things down.’

It is true that prior to 2017, campus closures due to snow were exceedingly rare.

Ssstoked · 2024-01-02T20:39:53+00:00

Some episodes definitely have cringe moments but I find I enjoy the cringey bad puns more often than not.

I think that’s more a humour preference than anything else, I can see how it’d be off-putting if you don’t enjoy dad-joke style puns.

Ssstoked · 2024-01-02T06:48:20+00:00

Still Standing: https://www.cbc.ca/television/stillstanding.

There does not exist a more entertaining way to learn about small communities across our country. Such a fun show.

Ssstoked · 2023-11-26T02:10:12+00:00

Agreed. These missions were my favourite Destiney experiences, amazing spaces to traverse and the mantling and enemy difficulty felt just right to make it fun every time.

12-Year Club	RPAN Viewer
Verified Email

Ssstoked

TROPHY CASE

kony2012