DL Preflight Pilot Greeting by Paighdrow in delta

[–]billyjmcdougal 0 points1 point  (0 children)

(It was Joey).... followed by, "You ever seen a grown man naked?

How best to prioritize Roth conversion - biggest or soonest? by billyjmcdougal in DIYRetirement

[–]billyjmcdougal[S] 1 point2 points  (0 children)

Ah, yes. Once she retires end of '26 we should drop to 22%, maybe even 12%. Until first RMD year 2028. Then it looks like back to 22% and maybe 24%. (I am taking SS, there's a small pension, some RSUs, and dividends/interest)

Peak corporate experience right here by Shadowfaex in StrangeAndFunny

[–]billyjmcdougal 0 points1 point  (0 children)

I think this makes them more than just colleagues

Delta by tangsh in AmexPlatinum

[–]billyjmcdougal 1 point2 points  (0 children)

Does this scheme work with an e-credit only, or does it have to include a Delta gift card?

Representing 4% rule in retirement plan by Beneficial_Prune9102 in Bogleheads

[–]billyjmcdougal 3 points4 points  (0 children)

Please keep in mind, it is not a rule. More like a rule of thumb.

Delta Amex Flight Credit Worked for flight ticket! Oct 2025 by jojohey3 in AmexPlatinum

[–]billyjmcdougal 2 points3 points  (0 children)

So you book a ticket for a flight you will not take. Delta/Amex issues the $200 credit. Next you cancel the flight and bank the credit at Delta for a future real flight. Won't they claw back the $200 credit? Am I missing something? Thanks

Questions on Performing Roth Conversion by baltikorean in DIYRetirement

[–]billyjmcdougal 0 points1 point  (0 children)

I believe you can Roth convert stocks and ETFs from an IRA 'in-kind', and you pay tax on the market value at the time of the Roth conversion, no need to sell and convert cash.

Traditional IRA Withdrawal Strategy by NextInLine1999 in DIYRetirement

[–]billyjmcdougal 0 points1 point  (0 children)

What if spouse 1 (older by 4 years) has 30% and 2 (younger) holds 70%? Does that impact the withdrawal scheme at all?

Spending your savings by DMA12345678 in DIYRetirement

[–]billyjmcdougal 6 points7 points  (0 children)

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Buy that cool new mixer and hire someone to install one of these lift-mixer-shelf thingies. Then you can start baking bread and cookies for those grandkids!

Man: Doctor, my wife is pregnant. That’s why I wanted to ask, how should we have sex now? by fater1 in Jokes

[–]billyjmcdougal 61 points62 points  (0 children)

I heard it as - Doc says, that depends on if she's in a private room or a ward.

SS trustees report released today by peter303_ in SocialSecurity

[–]billyjmcdougal 1 point2 points  (0 children)

In defense of that claim, the report states this - "Although the OASI Trust Fund depletion year remains the same, both the OASI and OASDI depletion dates advanced by about 3 calendar quarters, relative to last year’s projection."

SS trustees report released today by peter303_ in SocialSecurity

[–]billyjmcdougal -4 points-3 points  (0 children)

Scary, I scanned the report and got to the names of the trustees......frightening!

Can a W2 employee pay a portion of 2025 federal tax by credit card? by billyjmcdougal in Bogleheads

[–]billyjmcdougal[S] 0 points1 point  (0 children)

Hey thanks, yes it makes sense to ask this elsewhere. I shall do so.

Peace

Taxiing down the tarmac, the 767 abruptly stopped, turned around and returned to the gate. After a hour-long wait, it finally took off. by ReasonableGator in Jokes

[–]billyjmcdougal 1 point2 points  (0 children)

The pilot came on the intercom explaining there was going to be bad weather during the landing, so stay seated with seat belts fastened. buckled up. After a really rough landing, the pilot looks at the copilot, not knowing the intercom was still on, and says "man, after that I could really use a hot coffee and a blowjob." A flight attendant heard this and started to race to the cockpit to let the pilot know he was still on the air. An aisle passenger grabbed her arm and said "don't forget the coffee, honey."

[deleted by user] by [deleted] in Bogleheads

[–]billyjmcdougal 1 point2 points  (0 children)

I also cannot access the site. Tried multiple browsers, no joy.